Comptroller of the Currency, Administrator of National Banks Ensuring a Safe and Sound National Banking System for all Americans
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Publications:

Changes in Credit Risk in Retail Loan Portfolios Since 2002
(Percent of Banks)


Increased Risk Decreased Risk
Home Equity-High LTV

39

11
Indirect Consumer

28

25
Credit Cards

30

22
Home Equity-Conventional

23

7
Affordable Housing

15

9
Residential RE

14

12
Other Direct

9

19
Consumer Leasing

8

23

 
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The Office of the Comptroller of the Currency was created by Congress to charter national banks, to oversee a nationwide system of banking institutions, and to assure that national banks are safe and sound, competitive and profitable, and capable of serving in the best possible manner the banking needs of their customers.

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