Comptroller of the Currency, Administrator of National Banks Ensuring a Safe and Sound National Banking System for all Americans
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Publications:

Underwriting Standards for Retail Loans
(Percent of Banks)


Eased Some, Tightened Some Eased No Change Tightened
1998

23

22

20

35

1999

25

21

27

27

2000

20

19

41

20

2001

13

20

35

32

2002

7

7

47

39

2003

10

11

46

33

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The Office of the Comptroller of the Currency was created by Congress to charter national banks, to oversee a nationwide system of banking institutions, and to assure that national banks are safe and sound, competitive and profitable, and capable of serving in the best possible manner the banking needs of their customers.

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