|
|
Publications:
Commercial Underwriting Trends by Product Type
(Percent of Banks)
|
2002 |
2003 |
2004 |
| Eased |
Unchanged |
Tightened |
Eased |
Unchanged |
Tightened |
Eased |
Unchanged |
Tightened |
| Ag Loans |
0 |
70 |
30 |
0 |
67 |
33 |
0 |
93 |
7 |
| Asset Based Loans |
3 |
66 |
31 |
0 |
58 |
42 |
16 |
71 |
13 |
| Commercial Construction |
NA |
NA |
NA |
2 |
61 |
37 |
10 |
75 |
15 |
| Residential Construction |
NA |
NA |
NA |
0 |
76 |
24 |
5 |
86 |
9 |
| Other CRE |
NA |
NA |
NA |
5 |
71 |
24 |
8 |
83 |
9 |
| International |
11 |
61 |
28 |
6 |
55 |
39 |
11 |
61 |
28 |
| Middle Market |
0 |
60 |
40 |
6 |
63 |
31 |
14 |
81 |
5 |
| Small Business |
2 |
66 |
32 |
4 |
65 |
31 |
11 |
74 |
15 |
| Structured Finance |
0 |
44 |
56 |
0 |
48 |
52 |
15 |
85 |
0 |
| Syndicated/National |
0 |
45 |
55 |
3 |
49 |
48 |
17 |
66 |
17 |
|
|
