The Office of the Comptroller of the Currency was created by Congress to charter national banks, to oversee a nationwide system of banking institutions, and to assure that national banks are safe and sound, competitive and profitable, and capable of serving in the best possible manner the banking needs of their customers.

Publications: Methods Used to Change Commercial Underwriting Standards (Percent of Banks) Tightened Eased Covenants 36 49 Credit Line 16 43 Collateral 56 33 Guarantor 24 25 Pricing 20 57 Maturity 4 37 Amortization 16 25

Publications:
Methods Used to Change Commercial Underwriting Standards
(Percent of Banks)

Tightened Eased

Covenants
36

49

Credit Line
16

43

Collateral
56

33

Guarantor
24

25

Pricing
20

57

Maturity
4

37

Amortization
16

25