Comptroller of the Currency, Administrator of National Banks Ensuring a Safe and Sound National Banking System for all Americans
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National BankNet


What is BankNet?

Publications:
2006 Survey of Credit Underwriting Practices
National Credit Committee
October 2006

Bar Chart: Commercial Underwriting Trends by Product Type 2003-2005

Bar Chart: Reasons for Changing Commercial Underwriting Standards 2005

Bar Chart: Methods Used to Change Commercial Underwriting Standards 2005

Bar Chart: Commercial Credit Risk Trends 2002-2005

Bar Chart: Commercial Credit Risk Trends by Product Type 2004-2005

Bar Chart: Commercial Credit Risk Trends by Product Type

Bar Chart: Retail Underwriting Trends

Bar Chart: Retail Underwriting Trends by Product Type

Bar Chart: Reasons for Changing Retail Underwriting Standards

Bar Chart: Methods Used to Change Retail Underwriting Standards

Bar Chart: Retail Credit Risk Trends

Bar Chart: Retail Credit Risk Trends (Current Credit Risk By Product Type)

Part I - Overall Results

Part III - Tables

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The Office of the Comptroller of the Currency was created by Congress to charter national banks, to oversee a nationwide system of banking institutions, and to assure that national banks are safe and sound, competitive and profitable, and capable of serving in the best possible manner the banking needs of their customers.

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