Publications:
Retail Credit Risk
Trends by Product Type
(Percent of Banks)
|
2004 |
2005 |
2006 |
|
Decreased Risk
|
Increased Risk
|
Decreased Risk
|
Increased Risk
|
Decreased Risk |
Increased Risk |
| Affordable Housing |
9
|
9
|
6
|
15
|
3
|
11
|
| Consumer Leasing |
64
|
0
|
40
|
0
|
N/A
|
N/A
|
| Credit Cards |
11
|
29
|
15
|
19
|
0
|
44
|
| Home Equity Conventional |
7
|
15
|
7
|
15
|
0
|
31
|
| Home Equity HLTV |
18
|
21
|
4
|
24
|
0
|
37
|
| Indirect Consumer |
26
|
14
|
22
|
11
|
16
|
35
|
| Other Direct Consumer |
14
|
7
|
8
|
10
|
3
|
9
|
| Residential Real Estate |
6
|
2
|
3
|
24
|
6
|
24
|
|
