Comptroller of the Currency, Administrator of National Banks Ensuring a Safe and Sound National Banking System for all Americans
Advanced Search | Subject Index | Site Map | Directory | Contact the OCC  
Home
What's New
About the OCC
Banker Education
Careers at the OCC
Community Affairs
Corporate Applications
CRA Information
Consumer Complaints and Assistance
Electronic Banking
FOIA
Issuances
Legal and Regulatory
National Bank Appeals
News Releases
Publications
Description of Publications
Order Form
Comptroller's Handbook
- Safety & Soundness
- Consumer Compliance
- Asset Management
Comptroller's Licensing Manual
Director's Toolkit
Economics Working Papers
Forms/Software
Low-Income Survey
Problem Bank Guide (PDF)
Qrtrly. Derivative Fact Sheet
Public Information
Related Sites
Speeches

 
National BankNet


What is BankNet?

Publications:

Commercial Credit Risk Trends by Product Type
(Percent of Banks)

2003 2004 2005 2006
Decreased Risk Increased Risk Decreased Risk Increased Risk Decreased Risk Increased Risk Decreased Risk Increased Risk
Agricultural Loans

11

41

10

31

21

10

23
14
Asset-Based Loans

29

29

32

13

24

24

17
22
CRE-Commercial Constructions

7

47

7

34

8

27

5
30
CRE-Residential Constructions

2

32

4

20

7

28

2
45
CRE-Other

5

47

12

22

11

24

11
34
International Loans

6

39

39

6

20

7

0
20
Middle Market

13

48

29

20

30

17

24
22
Small Business

4

40

15

13

11

19

5
24
Leveraged Loans

43

29

55
5
32
11
8
77
Large Corporate

32

35

53
11
32
20
19
35
Commercial Leasing

N/A

N/A

N/A
N/A
N/A
N/A
41
6

OCC emblem

The Office of the Comptroller of the Currency was created by Congress to charter national banks, to oversee a nationwide system of banking institutions, and to assure that national banks are safe and sound, competitive and profitable, and capable of serving in the best possible manner the banking needs of their customers.

Accessibility | Privacy & Security | Contact Webmaster
Department of the Treasury | USA.gov | No Fear Act | Get Acrobat Reader