Mark Levonian, Senior Deputy Comptroller Economics

Senior Deputy Comptroller Economics

Mark Levonian is Senior Deputy Comptroller for Economics at the Office of the Comptroller of the Currency (OCC).

Published Works

"Can the Stock Market Tell Bank Supervisors Anything They Don't Already Know?" (with Jeffrey W. Gunther and Robert R. Moore), Federal Reserve Bank of Dallas Economic Review, September 2001.

"Market Data and Bank Supervision: The Transition to Practical Use," (with Ron Feldman), Federal Reserve Bank of Minneapolis The Region, September 2001.

"The Structure of Banking Systems in Developed and Transition Economies," (with Dwight M. Jaffee), European Financial Management, June 2001.

"Using Credit Risk Models for Regulatory Capital: Issues and Options," (with Beverly Hirtle, Marc Saidenberg, Stefan Walter, and David Wright), Federal Reserve Bank of New York Economic Policy Review, March 2001.

"Explaining Difference in Farm Lending among Banks,"Federal Reserve Bank of San Francisco Economic Review, 1996, Number 3.

"Transitions in Rural Financial Markets: Visions of Future Bank Structure,"American Journal of Agricultural Economics, August 1996.

"Beyond Traditional Credit Risk: Bank Capital Standards for Market Risks," in The (Declining?) Role of Banking: Proceedings of the 30th Annual Conference on Bank Structure and Competition, Chicago, May 1994.

"Will Banking Be Profitable in the Long Run?"in The (Declining?) Role of Banking: Proceedings of the 30th Annual Conference on Bank Structure and Competition, Chicago, May 1994.

"The Persistence of Bank Profits: What the Stock Market Implies," Federal Reserve Bank of San Francisco Economic Review, 1994, Number 2.

"Bank Capital Standards for Foreign Exchange and Other Market Risks," Federal Reserve Bank of San Francisco Economic Review, 1994, Number 1.

"Have Large Banks Become Riskier? Recent Evidence From Option Markets," Federal Reserve Bank of San Francisco Economic Review, 1991, Number 4.

"A Simple Approach to Better Deposit Insurance Pricing," (with Sarah B. Kendall), Journal of Banking and Finance, September 1991.

"What Happens if Banks Are Closed 'Early'?" in Rebuilding Banking: Proceedings of the 27th Annual Conference on Bank Structure and Competition, May 1991.

"The Effect of Borrower Characteristics on Variable Rate Mortgage Risk," (with Charles P. Harper), Housing Finance Review, December 1989.

Other Papers

"Subordinated Debt and the Quality of Market Discipline in Banking," paper presented to BIS Research Task Force, Oslo, May 2001.

"A Decade of Australian Banking Risk: Evidence from Share Prices," (with Marianne Gizycki), Reserve Bank of Australia Research Discussion Paper #9302.

"A Contingent Claim Analysis of Risk-Based Capital Standards for Banks," (with Sarah B. Kendall), Reserve Bank of Australia Research Discussion Paper #9210.

Federal Reserve Bank of Sanfrancisco Economic Letter (Formerly Weekly Letter)

"Changes in Small Business Lending in the West," January 24, 1997.

"Small Banks, Small Loans, Small Business," (with Jennifer Soller), January 12, 1996.

"Russian Banking," (with Dwight Jaffee), October 10, 1995.

"Reduced Deposit Insurance Risk," (with Frederick Furlong), February 24, 1995.

"Why Banking Isn't Declining," January 20, 1995.

"Interstate Banking and Risk," July 22, 1994.

"Market Risk and Bank Capital: Part 2," January 14, 1994.

"Market Risk and Bank Capital: Part 1," January 7, 1994.

"Is Banking on the Brink? Another Look," April 30, 1993.

"Competitive Forces and Profit Persistence in Banking," January 29, 1993.

"A Note of Caution on Early Bank Closure," November 20, 1992.