OCC Highlights - April 2010

A semi-annual e-newsletter issued by the External Outreach and Minority Affairs (EOMA) unit of the Office of the Comptroller of the Currency

Highlights
Each year, the OCC participates in the Financial Literacy Day Fair on Capitol Hill. Pictured at a previous Fair are Rubén Hinojosa (left), U.S. Congressman from Texas, and OCC's Deputy Comptroller Barry Wides.    The OCC's exhibition - used at various conferences - draws many conference attendees interested in learning more about the OCC's commitment to ensure safety and soundness of banks and fair and equal access to financial services for all Americans.		OCC launches financial literacy campaign in partnership with Univision Communications Inc. OCC recognizes Financial Literacy Month: Compliance Policy Director will discuss Financial Literacy Month on XM Radio Program (April 21, 2010). OCC is participating in the Financial Literacy Day Fair on Capitol Hill (April 27, 2010). Frequently Asked Questions on OCC's consumer Website HelpWithMyBank.gov and the site's alternative Web address (http://ayudaconmibanco.gov) are now available in Spanish. OCC will participate in the following conferences in 2010: 81st LULAC National Convention & Exposition Albuquerque, New Mexico July 12-17, 2010 2010 NCLR Annual Conference San Antonio, Texas July 10-13, 2010 NAACP 101st Annual Convention Kansas City, Missouri July 10-15, 2010 National Urban League Centennial Conference Washington, DC July 28-31, 2010 Congressional Black Caucus Foundation, Inc. 40th Annual Legislative Conference Washington, DC September 15-18, 2010 National Bankers Association 83rd Annual Conference San Juan, Puerto Rico October 5-8, 2010
Regulatory Matters
		From the Comptroller Comptroller Dugan Urges Action on Commercial Real Estate Concentrations Comptroller Dugan Tells House Panel OCC Takes Balanced Approach in Examinations, But Warns that Lower Demand, Distressed Banks, and Tighter Underwriting Present Ongoing Challenges to Loan Growth Comptroller Dugan Tells Senate Panel National Banks Have Capacity to Withstand Declining Asset Quality Comptroller Dugan Testifies on Financial Reform Legislative News Small Business Lending: Meeting the Credit Needs of Creditworthy Small Business Borrowers Senior Deputy Comptroller Testifies on the Supervision of National Banks Senior Deputy Comptroller Testifies on the State of Loan Modifications OCC Deputy Comptroller Testifies on Responsible Lending The Community Reinvestment Act (CRA) Update OCC Releases CRA Evaluations For 28 National Banks Community Reinvestment Act: 2010 Interagency Questions and Answers OCC Issues Second Quarter 2010 CRA Examination Schedule OCC Releases CRA Evaluations For 30 National Banks OCC Releases CRA Evaluations For 25 National Banks OCC Releases CRA Evaluations For 24 National Banks Interagency News OCC and OTS Mortgage Metrics Report for the Third Quarter of 2009 Federal Banking Agencies Issue Policy Statement on Funding and Liquidity Risk Management Interest Rate Risk: Interagency Advisory on Interest Rate Risk Management
Resources
		Current Job Openings at the OCC OCC Workshops for Community Bank Directors OCC Consumer Advisory: Consumer Alternatives for Receiving Income Tax Refunds The Community Development Capital Initiative (designed to improve access to credit for small businesses) Home Mortgage Disclosure - Revised OCC Booklet Fair Lending - Revised OCC Booklet Reverse Mortgages: Proposed Guidance OCC Annual Report, Fiscal Year 2009 Community Developments Newsletter (Fall 2009) - With a Focus on Bank Stabilization Activities Protect Your Home from Foreclosure and Foreclosure Fraud Past Issues of OCC Highlights
Next Issue
Stay tuned for the 2009 Minority-Owned National Bank (MONB) Survey results in the next issue.

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