ALERT 2003-5
OCC ALERT	

Subject:      Unauthorized Banking	
Description:  Fictitious Internet Offshore  Bank, Montserrat

Date:         March 18, 2003

TO:  Chief Executive Officers of All National Banks; All State 
     Banking Authorities; Chairman, Board of Governors of the 
     Federal Reserve System; Chairman, Federal Deposit Insurance 
     Corporation; Conference of State Bank Supervisors; Deputy 
     Comptrollers (districts); Assistant Deputy Comptrollers; 
     District Counsel and Examining Personnel

RE:	LionHeart Bank and Trust Company Limited
	PO Box 350506, Fort Lauderdale, Fl. 33335

[http://www.lionheartbank.com]

The Financial Services Commission of Montserrat has advised the 
Office of the Comptroller of the Currency that LionHeart Bank and 
Trust Company Limited is not registered in Montserrat.  The 
regulatory authorities of Montserrat have not issued any type of 
license to an entity with that name.  Also, the regulatory 
authorities of Florida have not authorized LionHeart Bank and Trust 
to conduct banking business in that state.  Please be guided 
accordingly.

Any information that you may have concerning this matter should be 
brought to the attention of:

Mail:	Cynthia Ferrell, Assistant Commissioner
	Financial Services Commission
	Government of Montserrat
	PO Box 188
	Brades, Montserrat, West Indies
Tele:	(664) 491-6887    Fax:  (664) 491-9888
E-mail:	fscmrat@candw.ag
                   and
Mail:	Florida Division of Banking
	200 East Gaines Street
	Tallahassee, FL 32399 
Tele:	(850) 410-9111    Fax: (850) 410-9548



Brian C. McCormally
Director, 
Enforcement & Compliance Division