Alert 2004-21 
ALERT 

Subject:      Unauthorized Banking
Description:  Development & Holding Bank of Belize-Fictitious
              Internet Bank

Date:         September 15, 2004

TO:  Chief Executive Officers of All National Banks; All State
     Banking Authorities; Chairman, Board of Governors of the
     Federal Reserve System; Chairman, Federal Deposit Insurance
     Corporation; Conference of State Bank Supervisors; Deputy
     Comptrollers (districts); Assistant Deputy Comptrollers;
     District Counsel, and Examining Personnel

RE:  Development & Holding Bank of Belize
     12 Barrack Road, Suite 201A-206A
     Belize
     www.dholdingbank.com

     The Office of the Comptroller of the Currency (OCC) has been
     advised by the Central Bank of Belize (CBB) that the
     Development & Holding Bank of Belize has not been granted a
     banking license by the CBB, and the entity is not authorized
     to conduct the business of banking in or from Belize.  The
     CBB also advises that the company is not located at the
     listed address or any other known location in Belize.
     
     Any information that you may have concerning this matter
     should be brought to the attention of the:

            Mail:      Central Bank of Belize
                       PO Box 852
                       Belize City, Belize
            Telephone: 501-223-6194
            Fax:       501-223-6226
            E-mail:    cbbfssd@btl.net

     If you have any questions about this alert or wish to
     provide information to the OCC, contacts are:

            E-mail:    occalertresponses@occ.treas.gov
            Mail:      Office of the Comptroller of the Currency
                       Enforcement & Compliance Division, MS 8-10
                       250 E Street, SW, Washington, DC   20219
            Fax:       (202) 874-5301
            Internet:  http://www.occ.treas.gov
               



Brian C. McCormally
Director
Enforcement & Compliance Division