Alert 2004-5
OCC Alert
Subject: Unauthorized Banking Activities
Description: Cherokee Heritage National Bank
Date: March 1, 2004


TO: Chief Executive Officers of All National
Banks; All State Banking Authorities; Chairman,
Board of Governors of the Federal Reserve System;
Chairman, Federal Deposit Insurance Corporation;
Conference of State Bank Supervisors; Deputy
Comptrollers (districts); Assistant Deputy
Comptrollers; District Counsel and Examining
Personnel

RE:	Cherokee Heritage National Bank
No known location

The Office of the Comptroller of the Currency
(OCC) has received information that individuals
utilizing the above-referenced name are soliciting
banking business in the United States without
authorization. The information contained in a
newspaper notice states that the organization
is issuing stock and soliciting banking business
in the name of Cherokee Heritage National Bank.  

Please be advised that the OCC has not granted
a national bank charter to this entity.
Accordingly, the individuals promoting this
organization are not authorized to issue stock
or perform any business as a national bank.

Any information that you may have concerning
this matter should be brought to the attention
of :
Mail:	Office of the Comptroller of the Currency
	Enforcement & Compliance Division, MS 8-10
	250 E Street, SW, Washington, DC   20219
	Fax:	(202) 874-5301
Internet:	http://www.occ.treas.gov
E-mail:	occalertresponses@occ.treas.gov




Brian C. McCormally
Director 
Enforcement & Compliance Division