The above-named bank has reported that counterfeit cashier’s checks issued in the bank’s name and using a correct routing number of 083903108 are being presented for payment nationwide in connection with various internet-based overpayment and lottery scams.

Counterfeit items may be identified by the following traits: the checks are printed on an off-white colored paper that feels thicker than standard check stock. The checks contain a silver strip along the top border, but do not contain any holograms. The scroll-style border appears faded as does the MICR line.

Items presented to date have been made payable in various amounts from $3,600 to $19,000. All contain a remitter name of “Kathleen Rexroth” and forged signatures of “Mary Jo Teal” and “Marquetta Riley.” 

For additional information and guidance and to verify the authenticity of the Bank of Cumberland’s cashier’s checks, please contact Vickie Wells at (270) 864-3311 or via fax at (270) 864-5341.

Consumers who receive a counterfeit item and associated material should file complaints with the following agencies:

·        Federal Trade Commission (FTC):  by telephone at 1-877-FTC-HELP or file an electronic complaint via their Internet Web site at www.ftc.gov.

·        Royal Canadian Mounted Police (Canadian Scams):  by telephone at 1-888-495-8501 or via e-mail at [info@phonebusters.com].  Their Web site, www.phonebusters.com, provides additional contact numbers.

·        Better Business Bureau – The BBB system serves markets throughoutCanada, Puerto Rico, and the United States, and is the marketplace leader in advancing trust between businesses and consumers. The international Web site (www.bbb.org) offers contact information for local BBBs, objective reports on more than two million businesses, consumer scam alerts, and tips on a wide variety of topics that help consumers find trustworthy businesses and make wise purchasing decisions.

·        If correspondence is received via the US Mail, contact the US Postal Inspection Service  by telephone at 1-888-877-7644, by mail at US Postal Inspection Service, Office of Inspector General, Operations Support Group, 222 S. Riverside Plaza, Suite 1250, Chicago, IL  60606-6100 or via e-mail at http://www.usps.com/postalinspectors/fraud/MailFraudComplaint.htm

Additional information concerning this matter that you believe should be brought to the attention of the OCC may be forwarded to:

	E-mail:	occalertresponses@occ.treas.gov
	Mail:	Office of the Comptroller of the Currency Special Supervision Division, MS 6-4 250 E Street, SW, Washington, DC 20219
	Fax:	(202) 874-5214
	Internet:	http://www.occ.treas.gov

For additional information regarding other types of financial fraud, please visit the OCC’s anti-fraud resource at:  http://www.occ.treas.gov/fraudresources.htm.