| RE: |
Counterfeit Cashier’s Checks of First National Bank in Quanah, Quanah, TX
The above-named bank has reported
that counterfeit cashier’s checks issued in the bank’s name and using a correct routing number of 111303007 are being presented for payment nationwide in connection with various up-front fee schemes, which include: mystery shopper payments, award winnings, and inheritance payments.
Counterfeit items may be
identified by the following traits: checks may be green in
color with a dark green border and white edge, but lack any
background design. The bank’s logo, name, and address appear
in the upper-left corner of the instrument, and the following
security statement is printed within the top border: “FOR
SECURITY PURPOSES, THE FACE OF THIS DOCUMENT CONTAINS A
COLORED BACKGROUND AND MICROPRINTING IN THE BORDER.” The checks appear to be computer generated, contain an 8-digit serial number in the upper-right corner, and contain the word “VOID” throughout when photocopied. The following statement is contained beneath the words “Cashier’s Check:” “THE PURCHASE OF AN INDEMNITY BOND WILL BE REQUIRED BEFORE ANY CASHIER’S CHECK OF THIS BANK WILL BE REPLACED OR REFUNDED IN THE EVENT IT’S LOST, MISPLACED, OR STOLEN.”
Items presented to date have been
made payable in the amount of $3,695, contain an incorrect
account number of “985632157,” and lack any underscoring. Due to possible variations in appearance of the bank’s cashier’s checks and scams, it is suggested that officials of First National Bank in Quanah be contacted to verify the authenticity of any of the bank’s official items, if received from an unknown or questionable source.
The prize award winning
notification correspondence accompanying some of the checks
may contain the letterhead of “Winners Capital Trust Financial
To Improve The Way People Live, P .O Box 9088, Wildword, NJ
08260-9088, Telephone 1-905-920-1703” and contain the typos as
underlined above. Note that the telephone number provided
originates out of Hamilton, Ontario. The recipient is informed of his or her winning status of a large dollar amount and is instructed to deposit the enclosed check into his or her bank account immediately to assist with the local taxes and administrative fees. Once the fees are paid, the full winning amount will be released. The recipient is further instructed to contact claim agent Robert Elliot by a specific date or the prize will be forfeited.
The mystery shopper correspondence may contain
the letterhead of “Maximum Paid Surveys Inc, www.maximumpaidsurveys.com, 5700
Will Clayton, Humble TX 77338, Tel:
1-905-921-0971, Fax: 1-866-544-7540.” The correspondence informs
the recipient that he or she has been selected to
be a secret shopper for the company. It explains that the
enclosed check is to be used to purchase merchandise at various nationally known merchants as well as to transfer money using a nationally known wire service. The funds to be spent at each location are broken down by a specific dollar amount, with the shopper being allotted the remaining funds as payment for his or her mystery shopper service.
The recipient is instructed to fax
a completed acceptance form to 1-866-544-7540 before
depositing the check. As noted in the letter, he or she will
then be instructed as to who and where to wire transfer funds
(“Paricia Allman, Fontana, CA; Carla Scott, Sanata Anna, CA; and Faith Synder, Santa Monica, CA”). Once the recipient has completed the shopping assignment, he or she is to contact the Accounts Manager immediately with the wire transfer control/reference number as well as for details on completing remittance forms. Note that this telephone number also originates out of Hamilton, Ontario.
For additional information and
guidance and to verify the authenticity of First National Bank in Quanah’s cashier’s checks, please contact Yvonne Browder or Kenneth L. Horton, 120 W Third Street, P.O. Box 450, Quanah, TX 79252, by telephone at (940) 663-5311, by fax at (940) 663-6481 or via e-mail at [ybrowder@fnbq.com] or [khorton@fnbq.com].
Consumers who receive a counterfeit or fictitious item and associated material should file complaints with the following agencies, as appropriate:
·
Federal
Trade Commission (FTC): by telephone at
1-877-FTC-HELP or, for filing a complaint electronically, via the FTC’s
Internet site at www.ftc.gov.
·
Royal
Canadian Mounted Police (Canadian Scams):
by telephone at 1-888-495-8501 or via e-mail at
[info@phonebusters.com]. Their Web site,
www.phonebusters.com, provides
additional contact numbers.
·
Better
Business Bureau – The BBB system serves markets throughout Canada, Puerto Rico, and the United
States,
and is the marketplace leader in advancing trust between businesses and
consumers. The international Web site (www.bbb.org)
offers contact information for local BBBs, objective reports on more than two
million businesses, consumer scam alerts, and tips on a wide variety of topics
that help consumers find trustworthy businesses and make wise purchasing
decisions.
·
Federal Bureau of Investigation (FBI) Internet Fraud Complaint Center (Scams that may have originated via the Internet) at www.ic3.gov
·
If correspondence is received via the U.S. Postal Service, contact the U.S. Postal Inspector Service by telephone at 1-888-877-7644, by mail at U.S. Postal Inspection Service, Office of Inspector General, Operations Support Group, 222 S. Riverside Plaza, Suite 1250, Chicago, IL 60606-6100 or via e-mail at https://postalinspectors.uspis.gov/forms/MailFraudComplaint.aspx.
Additional information concerning this matter that you believe should be brought to the attention of the OCC may be forwarded to:
For
additional information regarding other types of financial fraud, please visit
the OCC’s anti-fraud resource at: http://www.occ.treas.gov/fraudresources.htm.
/signed/
Richard C. Stearns
Director for Enforcement & Compliance
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