ALERT 95-30
Type:  Unauthorized Banking                Subject:  Fedility Financial Bank

TO:  Chief Executive Officers of all National Banks; all State Banking 
     Authorities; Chairman, Board of Governors of the Federal Reserve System; 
     Chairman, Federal Deposit Insurance Corporation; Conference of State Bank 
     Supervisors; Deputy Comptrollers (Districts); District Administrators; 
     District Counsel and Examining Personnel.

RE:  Fedility Financial Bank
     360 Park Avenue
     New York, New York  10022

     Information has been received that the subject entity may be operating a 
     banking business in the United States without authorization.  It purports 
     to be a division of the Bank of New York.  The Bank of New York states 
     that it is not associated in any manner with Fedility Financial Bank.  
     Further, the New York State Banking Department has advised that the 
     subject entity is not authorized to conduct a banking business in the 
     State of New York.

     Any information which you may have concerning this matter should be 
     brought to the attention of:

                    Office of the Comptroller of the Currency
                    Enforcement & Compliance Division
                    250 E Street, S.W.
                    Washington, D.C.  202l9
                    Fax (202) 874-5301




                                      
     Daniel P. Stipano
     Director
     Enforcement & Compliance Division   
     Date: August 4, 1995