ALERT 96-11
Subject: Unauthorized Banking      Description: Native American BanCorp

TO:  Chief Executive Officers of all National Banks; all State
     Banking Authorities; Chairman, Board of Governors of the
     Federal Reserve System; Chairman, Federal Deposit Insurance
     Corporation; Conference of State Bank Supervisors; Deputy
     Comptrollers (Districts); District Administrators; District
     Counsel and Examining Personnel

     
RE:  Native American BanCorp
          2284 Patriot Way
          Carona, CA   91728

     Information has been received that the subject entity may be
     operating a banking business at the address shown above
     without authorization.   Further, the State of California
     Banking Department has advised that the subject entity has
     not been granted permission to operate in California.

     Any information that you may have concerning this matter
     should be brought to the attention of:

                    Office of the Comptroller of the Currency
                    Enforcement & Compliance Division
                    250 E Street, S.W.
                    Washington, D.C.  202l9
                    Fax (202) 874-5301



                                      
     Daniel P. Stipano
     Director
     Enforcement & Compliance Division   
     Date:     May 23, 1996