ALERT 96-33
Type: Unauthorized Banking        Subject:  First Americans Trust

TO:  Chief Executive Officers of all National Banks; all State Banking Authorities; Chairman,
     Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance
     Corporation; Conference of State Bank Supervisors; Deputy Comptrollers (Districts);
     District Administrators; District Counsel and Examining Personnel.

RE:  First Americans Trust
     211 South Washington Street
     Sonora, CA  95370   

     Information has been received that the subject entity may be conducting a banking and     trust business in the United States without authorization.  Further, the State Banking
                                                                                               Department of California has advised that no such authorization has been granted.    

     Any information which you may have concerning this matter should be brought to the
     attention of: 


                    Office of the Comptroller of the Currency
                    Enforcement & Compliance Division
                    250 E Street, SW
                    Washington, DC  202l9
                    Fax (202) 874-5301



                                      
     Daniel P. Stipano
     Director
     Enforcement & Compliance Division
     Date:     September 10, 1996