OCC 2000-12  
Subject: Home Mortgage Disclosure Act
Description: Exemption Threshold for Depository Institutions
Date:  April 11, 2000

TO:	Chief Executive Officers and Compliance Officers of All 
	National Banks, Department and Division Heads, and All 
	Examining Personnel


The Board of Governors of the Federal Reserve System (the Board) 
has raised the asset size exemption threshold to $30 million for 
depository institutions that are required to report data under 
the Home Mortgage Disclosure Act (HMDA).  The previous exemption 
level was $29 million.

Under this revision to the Board's staff commentary to Regulation C, 
institutions with assets of $30 million or less will not be required 
to collect HMDA data in 2000.  This revision was mandated by 
provisions of the Economic Growth and Regulatory Paperwork 
Reduction Act of 1996.  The adjustment reflects changes in 
the Consumer Price Index for the 12-month period ending in 
November 1999.  A copy of the Board's notice of final rulemaking 
and a revision to the staff commentary are attached.  If there 
are questions, please contact your supervisory office or the 
Community and Consumer Policy Division at (202) 874-4428.




__________________________________
Ralph E. Sharpe
Deputy Comptroller
Community and Consumer Policy


Attachments--64 FR 70991-70992