*REFLECTS 2000 GEOGRAPHY AS DEFINED BY OMB US CENSUS AND HUD ESTIMATED MSA MEDIAN FAMILY INCOMES FOR 2000 HMDA REPORTS MSA FIPS 1990 CENSUS MED* HUD ESTIMATED 2000 CODE NO. MSA NAME FAMILY INCOME MEDIAN FAMILY INCOME -------------------------------------------------------------------------------- 0040 ABILENE, TX 29,317 40,300 0060 AGUADILLA, PR 8,253 13,400 0080 AKRON, OH 35,193 51,800 0120 ALBANY, GA 29,346 42,400 0160 ALBANY-SCHENECTADY-TROY, NY 39,425 51,300 0200 ALBUQUERQUE, NM 31,959 48,300 0220 ALEXANDRIA, LA 25,049 36,000 0240 ALLENTOWN-BETHLEHEM-EASTON, PA 37,523 51,000 0280 ALTOONA, PA 28,368 38,300 0320 AMARILLO, TX 30,688 43,000 0380 ANCHORAGE, AK 50,109 59,300 0440 ANN ARBOR, MI 45,123 68,700 0450 ANNISTON, AL 28,340 41,500 0460 APPLETON-OSHKOSH-NEENAH, WI 37,202 56,600 0470 ARECIBO, PR 8,576 12,900 0480 ASHEVILLE, NC 30,367 45,200 0500 ATHENS, GA 31,965 45,400 0520 ATLANTA, GA 41,047 63,100 0560 ATLANTIC-CAPE MAY, NJ 39,034 49,500 0580 AUBURN-OPELIKA, AL 32,597 46,400 0600 AUGUSTA-AIKEN, GA-SC 33,051 46,600 0640 AUSTIN-SAN MARCOS, TX 35,481 58,900 0680 BAKERSFIELD, CA 31,714 38,700 0720 BALTIMORE, MD 42,206 63,100 0730 BANGOR, ME 33,618 40,800 0740 BARNSTABLE-YARMOUTH, MA 38,056 47,700 0760 BATON ROUGE, LA 32,467 47,100 0840 BEAUMONT-PORT ARTHUR, TX 30,910 44,700 0860 BELLINGHAM, WA 35,007 48,100 0870 BENTON HARBOR, MI 32,219 50,400 0875 BERGEN-PASSAIC, NJ 52,659 72,600 0880 BILLINGS, MT 31,534 47,300 0920 BILOXI-GULFPORT-PASCAGOULA, MS 27,305 40,500 0960 BINGHAMTON, NY 35,873 44,100 1000 BIRMINGHAM, AL 32,038 51,100 1010 BISMARCK, ND 33,277 49,200 1020 BLOOMINGTON, IN 32,860 49,600 1040 BLOOMINGTON-NORMAL, IL 39,762 63,900 1080 BOISE CITY, ID 32,339 50,200 1120 BOSTON, MA-NH 48,688 65,500 1125 BOULDER-LONGMONT, CO 43,782 74,000 1145 BRAZORIA, TX 39,344 56,100 1150 BREMERTON, WA 36,388 49,800 1160 BRIDGEPORT, CT 48,221 67,700 1200 BROCKTON, MA 44,405 57,700 1240 BROWNSVILLE-HARLINGEN-SAN BENITO,TX 18,731 27,900 1260 BRYAN-COLLEGE STATION, TX 31,057 43,600 1280 BUFFALO-NIAGARA FALLS, NY 34,831 46,900 1305 BURLINGTON, VT 41,968 52,300 1310 CAGUAS, PR 10,284 16,300 1320 CANTON-MASSILLON, OH 32,485 48,500 1350 CASPER, WY 32,471 44,100 1360 CEDAR RAPIDS, IA 38,143 59,400 1400 CHAMPAIGN-URBANA, IL 35,631 54,600 1440 CHARLESTON-NORTH CHARLESTON, SC 31,647 44,600 1480 CHARLESTON, WV 30,296 43,000 1520 CHARLOTTE-GASTONIA-ROCK HILL, NC-SC 36,307 57,100 1540 CHARLOTTESVILLE, VA 38,429 57,000 1560 CHATTANOOGA, TN-GA 30,637 48,000 1580 CHEYENNE, WY 32,588 44,700 1600 CHICAGO, IL 42,758 67,900 1620 CHICO-PARADISE, CA 28,314 36,800 1640 CINCINNATI, OH-KY-IN 36,658 57,800 1660 CLARKSVILLE-HOPKINSVILLE, TN-KY 26,324 42,000 1680 CLEVELAND-LORAIN-ELYRIA, OH 36,500 55,400 1720 COLORADO SPRINGS, CO 33,932 51,300 1740 COLUMBIA, MO 34,123 52,100 1760 COLUMBIA, SC 35,732 51,100 1800 COLUMBUS, GA-AL 27,820 41,700 1840 COLUMBUS, OH 36,792 57,300 1880 CORPUS CHRISTI, TX 28,499 41,600 1890 CORVALLIS, OR 35,559 53,800 1900 CUMBERLAND, MD-WV 27,016 37,500 1920 DALLAS, TX 38,754 60,800 1930 DANBURY, CT 60,308 87,400 1950 DANVILLE, VA 28,683 40,300 1960 DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 34,082 51,800 2000 DAYTON-SPRINGFIELD, OH 35,999 55,900 2020 DAYTONA BEACH, FL 29,722 43,000 2030 DECATUR, AL 31,211 49,700 2040 DECATUR, IL 34,862 49,600 2080 DENVER, CO 40,222 62,100 2120 DES MOINES, IA 37,304 60,000 2160 DETROIT, MI 40,727 63,200 2180 DOTHAN, AL 28,928 43,400 2190 DOVER, DE 33,594 48,600 2200 DUBUQUE, IA 33,828 51,200 2240 DULUTH-SUPERIOR, MN-WI 30,561 46,200 2281 DUTCHESS COUNTY, NY 49,305 59,600 2290 EAU CLAIRE, WI 31,613 46,800 2320 EL PASO, TX 24,057 34,900 2330 ELKHART-GOSHEN, IN 35,153 54,000 2335 ELMIRA, NY 32,015 42,300 2340 ENID, OK 28,220 38,500 2360 ERIE, PA 32,145 41,700 2400 EUGENE-SPRINGFIELD, OR 30,763 41,700 2440 EVANSVILLE-HENDERSON, IN-KY 33,523 49,700 2520 FARGO-MOORHEAD, ND-MN 33,819 50,900 2560 FAYETTEVILLE, NC 27,966 40,700 2580 FAYETTEVILLE-SPRINGDALE-ROGERS, AR 29,073 44,300 2600 FITCHBURG-LEOMINSTER, MA 39,551 53,100 2620 FLAGSTAFF, AZ-UT 30,286 45,500 2640 FLINT, MI 36,760 51,900 2650 FLORENCE, AL 28,843 42,700 2655 FLORENCE, SC 28,719 43,100 2670 FORT COLLINS-LOVELAND, CO 36,932 56,300 2680 FORT LAUDERDALE, FL 36,801 54,500 2700 FORT MYERS-CAPE CORAL, FL 32,310 47,300 2710 FORT PIERCE-PORT ST. LUCIE, FL 33,541 49,600 2720 FORT SMITH, AR-OK 26,404 37,700 2750 FORT WALTON BEACH, FL 31,663 46,400 2760 FORT WAYNE, IN 36,533 54,500 2800 FORT WORTH-ARLINGTON, TX 37,571 57,400 2840 FRESNO, CA 30,012 37,600 2880 GADSDEN, AL 27,072 38,200 2900 GAINESVILLE, FL 31,403 44,700 2920 GALVESTON-TEXAS CITY, TX 35,403 52,100 2960 GARY, IN 36,921 53,800 2975 GLENS FALLS, NY 34,038 43,200 2980 GOLDSBORO, NC 27,445 41,600 2985 GRAND FORKS, ND-MN 29,793 45,400 2995 GRAND JUNCTION, CO 27,637 40,400 3000 GRAND RAPIDS-MUSKEGON-HOLLAND, MI 36,722 56,400 3040 GREAT FALLS, MT 27,902 40,000 3060 GREELEY, CO 30,801 44,900 3080 GREEN BAY, WI 37,121 58,000 3120 GREENSBORO--WINSTON-SALEM-- HIGH POINT, NC 34,869 51,000 3150 GREENVILLE, NC 30,167 45,600 3160 GREENVILLE-SPARTANBURG-ANDERSON, SC 32,471 48,700 3180 HAGERSTOWN, MD 34,615 49,000 3200 HAMILTON-MIDDLETOWN, OH 38,674 57,800 3240 HARRISBURG-LEBANON-CARLISLE, PA 37,389 50,300 3280 HARTFORD, CT 48,418 61,300 3285 HATTIESBURG, MS 24,469 37,900 3290 HICKORY-MORGANTON-LENOIR, NC 31,514 46,400 3320 HONOLULU, HI 45,313 60,900 3350 HOUMA, LA 24,464 36,900 3360 HOUSTON, TX 36,886 56,700 3400 HUNTINGTON-ASHLAND, WV-KY-OH 26,374 36,100 3440 HUNTSVILLE, AL 37,650 58,100 3480 INDIANAPOLIS, IN 37,198 57,700 3500 IOWA CITY, IA 39,606 59,500 3520 JACKSON, MI 33,968 49,400 3560 JACKSON, MS 31,575 50,200 3580 JACKSON, TN 28,349 46,000 3600 JACKSONVILLE, FL 34,276 51,400 3605 JACKSONVILLE, NC 24,857 37,200 3610 JAMESTOWN, NY 29,927 38,400 3620 JANESVILLE-BELOIT, WI 35,605 57,300 3640 JERSEY CITY, NJ 35,250 53,200 3660 JOHNSON CITY-KINGSPORT- BRISTOL,TN-VA 27,236 40,300 3680 JOHNSTOWN, PA 26,144 32,400 3700 JONESBORO, AR 27,169 41,100 3710 JOPLIN, MO 26,193 40,900 3720 KALAMAZOO-BATTLE CREEK, MI 34,702 50,300 3740 KANKAKEE, IL 33,561 52,900 3760 KANSAS CITY, MO-KS 37,652 57,700 3800 KENOSHA, WI 35,657 53,700 3810 KILLEEN-TEMPLE, TX 26,430 39,000 3840 KNOXVILLE, TN 30,967 48,700 3850 KOKOMO, IN 36,770 55,700 3870 LA CROSSE, WI-MN 33,226 49,500 3880 LAFAYETTE, LA 24,153 36,300 3920 LAFAYETTE, IN 34,977 54,700 3960 LAKE CHARLES, LA 29,180 41,900 3980 LAKELAND-WINTER HAVEN, FL 28,966 43,400 4000 LANCASTER, PA 37,791 49,500 4040 LANSING-EAST LANSING, MI 38,660 56,600 4080 LAREDO, TX 19,527 31,300 4100 LAS CRUCES, NM 24,721 35,200 4120 LAS VEGAS, NV-AZ 33,965 50,700 4150 LAWRENCE, KS 35,632 51,500 4160 LAWRENCE, MA-NH 46,609 60,800 4200 LAWTON, OK 26,756 37,000 4240 LEWISTON-AUBURN, ME 32,040 40,000 4280 LEXINGTON, KY 32,687 52,700 4320 LIMA, OH 33,291 47,600 4360 LINCOLN, NE 36,467 57,000 4400 LITTLE ROCK-NORTH LITTLE ROCK, AR 31,598 47,100 4420 LONGVIEW-MARSHALL, TX 28,627 40,700 4480 LOS ANGELES-LONG BEACH, CA 39,035 52,100 4520 LOUISVILLE, KY-IN 32,975 51,500 4560 LOWELL, MA-NH 48,399 64,900 4600 LUBBOCK, TX 30,380 43,600 4640 LYNCHBURG, VA 31,863 46,300 4680 MACON, GA 32,971 47,300 4720 MADISON, WI 41,529 64,700 4760 MANCHESTER, NH 43,942 56,500 4800 MANSFIELD, OH 31,682 46,100 4840 MAYAGUEZ, PR 9,689 13,800 4880 MCALLEN-EDINBURG-MISSION, TX 17,619 28,000 4890 MEDFORD-ASHLAND, OR 29,801 38,800 4900 MELBOURNE-TITUSVILLE-PALM BAY, FL 35,402 49,700 4920 MEMPHIS, TN-AR-MS 31,990 52,400 4940 MERCED, CA 28,269 37,100 5000 MIAMI, FL 31,113 43,700 5015 MIDDLESEX-SOMERSET-HUNTERDON, NJ 55,147 80,800 5080 MILWAUKEE-WAUKESHA, WI 39,005 61,400 5120 MINNEAPOLIS-ST. PAUL, MN-WI 43,063 68,600 5140 MISSOULA COUNTY, MT 30,360 42,600 5160 MOBILE, AL 28,192 43,300 5170 MODESTO, CA 32,923 43,900 5190 MONMOUTH-OCEAN, NJ 46,616 63,100 5200 MONROE, LA 26,285 37,100 5240 MONTGOMERY, AL 32,049 49,700 5280 MUNCIE, IN 31,724 47,900 5330 MYRTLE BEACH, SC 28,504 42,100 5345 NAPLES, FL 38,428 59,100 5350 NASHUA, NH 49,951 64,100 5360 NASHVILLE, TN 35,797 58,800 5380 NASSAU-SUFFOLK, NY 56,726 76,500 5400 NEW BEDFORD, MA 33,927 43,600 5480 NEW HAVEN-MERIDEN, CT 46,805 60,600 5520 NEW LONDON-NORWICH, CT-RI 42,416 54,500 5560 NEW ORLEANS, LA 29,212 42,000 5600 NEW YORK, NY 37,515 56,200 5640 NEWARK, NJ 50,047 70,600 5660 NEWBURGH, NY-PA 42,859 54,400 5720 NORFOLK-VIRGINIA BEACH- NEWPORT NEWS, VA-NC 34,688 49,300 5775 OAKLAND, CA 47,516 67,600 5790 OCALA, FL 26,089 38,300 5800 ODESSA-MIDLAND, TX 30,955 41,700 5880 OKLAHOMA CITY, OK 32,406 44,100 5910 OLYMPIA, WA 35,859 49,900 5920 OMAHA, NE-IA 36,011 58,600 5945 ORANGE COUNTY, CA 51,269 69,600 5960 ORLANDO, FL 34,389 49,600 5990 OWENSBORO, KY 29,696 45,000 6015 PANAMA CITY, FL 28,217 42,600 6020 PARKERSBURG-MARIETTA, WV-OH 30,290 42,900 6080 PENSACOLA, FL 29,922 42,600 6120 PEORIA-PEKIN, IL 36,406 53,200 6160 PHILADELPHIA, PA-NJ 41,908 57,800 6200 PHOENIX-MESA, AZ 35,425 53,100 6240 PINE BLUFF, AR 26,361 37,400 6280 PITTSBURGH, PA 32,787 44,600 6320 PITTSFIELD, MA 39,104 47,500 6340 POCATELLO, ID 31,725 45,000 6360 PONCE, PR 8,455 12,700 6400 PORTLAND, ME 39,346 49,000 6440 PORTLAND-VANCOUVER, OR-WA 36,705 53,700 6450 PORTSMOUTH-ROCHESTER, NH-ME 40,510 52,300 6480 PROVIDENCE-FALL RIVER-WARWICK,RI-MA 38,773 49,800 6520 PROVO-OREM, UT 30,536 46,500 6560 PUEBLO, CO 25,784 37,500 6580 PUNTA GORDA, FL 29,522 42,400 6600 RACINE, WI 37,992 59,800 6640 RALEIGH-DURHAM-CHAPEL HILL, NC 39,723 62,800 6660 RAPID CITY, SD 29,570 44,800 6680 READING, PA 37,755 50,200 6690 REDDING, CA 30,333 37,700 6720 RENO, NV 38,225 57,300 6740 RICHLAND-KENNEWICK-PASCO, WA 35,709 48,200 6760 RICHMOND-PETERSBURG, VA 40,195 59,500 6780 RIVERSIDE-SAN BERNARDINO, CA 37,274 47,400 6800 ROANOKE, VA 34,942 51,200 6820 ROCHESTER, MN 43,197 66,500 6840 ROCHESTER, NY 40,519 52,400 6880 ROCKFORD, IL 37,078 55,300 6895 ROCKY MOUNT, NC 28,912 44,900 6920 SACRAMENTO, CA 38,850 52,900 6960 SAGINAW-BAY CITY-MIDLAND, MI 34,727 51,700 6980 ST. CLOUD, MN 32,693 50,100 7000 ST. JOSEPH, MO 28,721 42,700 7040 ST. LOUIS, MO-IL 37,995 56,500 7080 SALEM, OR 31,452 43,800 7120 SALINAS, CA 36,223 50,300 7160 SALT LAKE CITY-OGDEN, UT 35,240 53,400 7200 SAN ANGELO, TX 28,571 41,300 7240 SAN ANTONIO, TX 29,898 43,100 7320 SAN DIEGO, CA 39,798 53,700 7360 SAN FRANCISCO, CA 49,282 74,900 7400 SAN JOSE, CA 53,771 87,000 7440 SAN JUAN-BAYAMON, PR 11,482 17,200 7460 SAN LUIS OBISPO-ATASCADERO- PASO ROBLES, CA 37,087 48,000 7480 SANTA BARBARA-SANTA MARIA-LOMPOC,CA 41,289 53,500 7485 SANTA CRUZ-WATSONVILLE, CA 43,131 61,700 7490 SANTA FE, NM 38,146 59,300 7500 SANTA ROSA, CA 41,961 58,100 7510 SARASOTA-BRADENTON, FL 33,128 47,700 7520 SAVANNAH, GA 31,881 45,200 7560 SCRANTON--WILKES-BARRE--HAZLETON,PA 30,676 42,200 7600 SEATTLE-BELLEVUE-EVERETT, WA 43,103 65,800 7610 SHARON, PA 29,347 37,600 7620 SHEBOYGAN, WI 36,708 57,000 7640 SHERMAN-DENISON, TX 30,114 42,100 7680 SHREVEPORT-BOSSIER CITY, LA 27,402 38,400 7720 SIOUX CITY, IA-NE 30,450 48,100 7760 SIOUX FALLS, SD 34,101 53,200 7800 SOUTH BEND, IN 34,206 51,300 7840 SPOKANE, WA 31,784 44,100 7880 SPRINGFIELD, IL 37,373 59,100 7920 SPRINGFIELD, MO 29,389 45,200 8000 SPRINGFIELD, MA 38,097 47,500 8040 STAMFORD-NORWALK, CT 69,403 102,400 8050 STATE COLLEGE, PA 34,313 44,200 8080 STEUBENVILLE-WEIRTON, OH-WV 29,169 38,100 8120 STOCKTON-LODI, CA 34,701 45,400 8140 SUMTER, SC 25,684 37,800 8160 SYRACUSE, NY 36,672 47,000 8200 TACOMA, WA 35,108 49,100 8240 TALLAHASSEE, FL 34,476 51,600 8280 TAMPA-ST. PETERSBURG-CLEARWATER, FL 31,244 47,500 8320 TERRE HAUTE, IN 29,561 43,000 8360 TEXARKANA, TX-TEXARKANA, AR 28,088 40,300 8400 TOLEDO, OH 35,775 53,000 8440 TOPEKA, KS 35,987 54,000 8480 TRENTON, NJ 48,490 68,900 8520 TUCSON, AZ 30,985 45,100 8560 TULSA, OK 32,578 45,100 8600 TUSCALOOSA, AL 30,135 45,300 8640 TYLER, TX 31,042 44,700 8680 UTICA-ROME, NY 31,702 40,100 8720 VALLEJO-FAIRFIELD-NAPA, CA 42,468 53,300 8735 VENTURA, CA 50,103 68,500 8750 VICTORIA, TX 31,686 45,300 8760 VINELAND-MILLVILLE-BRIDGETON, NJ 34,572 47,200 8780 VISALIA-TULARE-PORTERVILLE, CA 26,697 35,000 8800 WACO, TX 28,954 43,800 8840 WASHINGTON, DC-MD-VA-WV 52,807 82,800 8880 WATERBURY, CT 45,198 58,000 8920 WATERLOO-CEDAR FALLS, IA 32,438 47,000 8940 WAUSAU, WI 34,988 54,000 8960 WEST PALM BEACH-BOCA RATON, FL 38,539 56,600 9000 WHEELING, WV-OH 27,288 37,100 9040 WICHITA, KS 35,931 55,100 9080 WICHITA FALLS, TX 28,853 39,800 9140 WILLIAMSPORT, PA 30,462 38,400 9160 WILMINGTON-NEWARK, DE-MD 44,332 69,000 9200 WILMINGTON, NC 31,537 45,600 9240 WORCESTER, MA-CT 42,220 54,400 9260 YAKIMA, WA 27,507 38,200 9270 YOLO, CA 36,866 54,900 9280 YORK, PA 37,590 49,900 9320 YOUNGSTOWN-WARREN, OH 30,605 44,300 9340 YUBA CITY, CA 27,665 36,000 9360 YUMA, AZ 25,648 35,700 9999 nonmetro portion of ALABAMA 24,084 37,100 9999 nonmetro portion of ALASKA 44,045 50,100 9999 nonmetro portion of ARIZONA 23,997 32,900 9999 nonmetro portion of ARKANSAS 22,208 32,500 9999 nonmetro portion of CALIFORNIA 29,946 37,000 9999 nonmetro portion of COLORADO 28,257 42,300 9999 nonmetro portion of CONNECTICUT 43,591 55,200 9999 nonmetro portion of DELAWARE 31,112 44,600 9999 nonmetro portion of FLORIDA 25,874 37,100 9999 nonmetro portion of GEORGIA 26,690 38,700 9999 nonmetro portion of HAWAII 37,990 50,900 9999 nonmetro portion of IDAHO 27,799 39,600 9999 nonmetro portion of ILLINOIS 29,693 43,600 9999 nonmetro portion of INDIANA 30,800 46,000 9999 nonmetro portion of IOWA 29,303 45,300 9999 nonmetro portion of KANSAS 28,067 41,100 9999 nonmetro portion of KENTUCKY 22,542 34,600 9999 nonmetro portion of LOUISIANA 21,177 30,500 9999 nonmetro portion of MAINE 30,719 37,600 9999 nonmetro portion of MARYLAND 33,695 50,500 9999 nonmetro portion of MASSACHUSETTS 37,765 48,000 9999 nonmetro portion of MICHIGAN 27,893 41,500 9999 nonmetro portion of MINNESOTA 28,933 44,300 9999 nonmetro portion of MISSISSIPPI 21,994 34,400 9999 nonmetro portion of MISSOURI 24,324 37,400 9999 nonmetro portion of MONTANA 26,977 37,800 9999 nonmetro portion of NEBRASKA 27,623 42,600 9999 nonmetro portion of NEVADA 35,577 53,500 9999 nonmetro portion of NEW HAMPSHIRE 36,623 46,800 9999 nonmetro portion of NEW MEXICO 23,165 32,600 9999 nonmetro portion of NEW YORK 31,472 40,300 9999 nonmetro portion of NORTH CAROLINA 27,206 40,100 9999 nonmetro portion of NORTH DAKOTA 26,194 38,900 9999 nonmetro portion of OHIO 30,562 45,300 9999 nonmetro portion of OKLAHOMA 24,139 33,300 9999 nonmetro portion of OREGON 27,616 37,500 9999 nonmetro portion of PENNSYLVANIA 28,934 38,200 9999 nonmetro portion of RHODE ISLAND 40,639 51,900 9999 nonmetro portion of SOUTH CAROLINA 26,904 40,300 9999 nonmetro portion of SOUTH DAKOTA 25,547 40,600 9999 nonmetro portion of TENNESSEE 24,935 40,200 9999 nonmetro portion of TEXAS 24,585 34,700 9999 nonmetro portion of UTAH 30,183 41,000 9999 nonmetro portion of VERMONT 32,453 40,000 9999 nonmetro portion of VIRGINIA 28,301 39,800 9999 nonmetro portion of WASHINGTON 29,671 38,600 9999 nonmetro portion of WEST VIRGINIA 22,654 30,600 9999 nonmetro portion of WISCONSIN 30,290 46,700 9999 nonmetro portion of WYOMING 32,096 44,900 9999 nonmetro portion of PUERTO RICO 7,717 12,200