NR 2002- 27
FOR IMMEDIATE RELEASE	
Contact:  For Information (202) 874-5770
For Copies (202) 874-5043
March 19, 2002 		

OCC Announces 11 New Enforcement Actions and 1 Termination
	
WASHINGTON -- The Office of the Comptroller of the Currency (OCC) today announced 11 
new enforcement actions taken against national banks and individuals currently and 
formerly affiliated with national banks and 1 termination of an existing enforcement 
action. 
  
A list of enforcement actions previously disclosed and copies of the actual documents 
are available from the OCC’s Communications Division by writing to: Comptroller of 
the Currency, Public Information Room (1-5), Washington, DC  20219.  Requests made 
by facsimile transmission should be sent to (202) 874-4448.  Please include the 
identifying enforcement action number when placing an order.  Enforcement actions 
are also listed monthly in OCC Interpretations and Actions.  Subscriptions to that 
publication are available from the OCC’s Communications Division.

The OCC also maintains a searchable database of all public enforcement actions 
taken since August 1989 on its Internet Web site located at 
http://www.occ.treas.gov/enforce/enforce.htm.

Formal Agreements, By Consent	
No.	Bank/City	Date

Texas
2001-126 
First National Bank, Bullard	
09/18/01

2002- 9	
First National Bank, Glen Rose	
02/21/02

2001-127 
American National Bank of Mount Pleasant, Mount Pleasant	
03/28/01



Removals/Prohibitions, By Consent	
No.	Name/Bank/City		Date

New Jersey	
2002-10		
Susan P. O’Neil, Commerce Bank, N.A., Mt. Laurel   
01/31/02

2002-11		
James E. Ponder, Jr., Carnegie Bank, N.A., Princeton		   
01/18/02

North Dakota	
2002-12	Shawn N. Miller, US Bank, N.A. d.b.a. First Bank, N.A., Fargo	
02/08/02

Texas	
2002-13	
R. Stephen Cavender, East Texas National Bank of Marshall, Marshall	
02/01/02

Utah
2002-14
R. Matthew Tullis, Zions First National Bank, Salt Lake City		
02/21/02

Civil Money Penalties, By Consent	
No.	Name/Bank/City		Date

Utah
2002-14
R. Matthew Tullis, Zions First National Bank, Salt Lake City	
02/21/02


Cease and Desist Orders, By Consent	
No.	Name/Bank/City		Date

California
2002-15		
Delta National Bank, Manteca	
02/12/02



Personal Cease and Desist Orders For Restitution, By Consent	
No.	Name/Bank/City  Date

Texas
2002-13	R. Stephen Cavender, 
East Texas National Bank of Marshall, Marshall	
02/01/02

Terminations of Existing Enforcement Actions	
No.	Type/Bank/City/Old EA#	Date

Florida
2002-16	FORMAL AGREEMENT, 
Continental National Bank of Miami, Miami (EA #2000-3) 
03/04/02



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The OCC charters, regulates and examines approximately 2,200 national banks and 52 federal 
branches and agencies of foreign banks in the United States, accounting for 54 percent of 
the nation’s banking assets.  Its mission is to ensure a safe, sound and competitive 
national banking system that supports the citizens, communities and economy of the United 
States.