NR 96-144

For: IMMEDIATE RELEASE         Contact:    Lynnette Carter-Warren
Date: December 17, 1996                                   (202) 874-4700

OCC ANNOUNCES TWELVE NEW ENFORCEMENT ACTIONS                
                      AND ONE TERMINATION

WASHINGTON, DC -- The Office of the Comptroller of the Currency
today announced  13 enforcement actions taken against national
banks.  The 13 actions released today include: one formal
agreement, two cease and desist orders, three civil money
penalties, six removals/prohibitions and one termination of an
existing enforcement action.  

A list of enforcement actions previously disclosed and copies of
the actual documents are available from the OCC's Communications
Division by writing to:  Comptroller of the Currency, Disclosure
Room (3-10), Washington, DC  20219.  Requests made by facsimile
transmission should be sent to (202) 874-4448.  Please include
the identifying enforcement action number when placing an order. 
Enforcement actions are also listed monthly in OCC's
Interpretations and Actions.  Subscriptions to that publication
are available from the OCC's Communications Division.  

FORMAL AGREEMENT, BY CONSENT  
No.  Bank, City                                              Date
California
870  National Bank of Southern California, Santa Ana       4/8/92

Pennyslvania
96-60     Regent National Bank, Philadelphia             10/10/96

CEASE AND DESIST ORDER, BY CONSENT  
No.  Individual, Bank, City                                  Date
California
96-61     Gerold Morita, Mechanics National Bank (Failed),
          Paramount                                      11/22/96


CEASE AND DESIST ORDERS, BY CONSENT, Cont'd.  
No.  Individual, Bank, City                                  Date
New York
96-62     Ramon Martinez, Capital National Bank (Failed), Bronx3/4/96

CIVIL MONEY PENALTIES, BY CONSENT  
No.  Individual, Bank, City                                  Date
California
96-63     Albert N. Greenfield, Mechanics National Bank
          (Failed), Paramount                             6/28/96
96-64     Patrick F. Grabowski, Mechanics National Bank
          (Failed), Paramount                            11/22/96

Puerto Rico
96-65     Carlos Conde, III, Banco Nacional, N.A., Hato Rey11/22/96
 
REMOVAL/PROHIBITION, BY CONSENT
No.  Individual, Bank, City                                  Date
California
96-63     Albert N. Greenfield, Mechanics National Bank
          (Failed), Paramount                             6/28/96
96-61     Gerold Morita, Mechanics National Bank (Failed),
          Paramount                                      11/22/96

Colorado
96-66     David Munoz, Bank One, Colorado, N.A., Denver   12/4/96

New York
96-67     Luis Alfaro, Capital National Bank (Failed), Bronx7/26/96
96-62     Ramon Martinez, Capital National Bank (Failed), Bronx3/4/96
     
Puerto Rico
96-65     Carlos Conde, III, Banco Nacional, N.A., Hato Rey11/22/96

TERMINATION OF ENFORCEMENT ACTIONS
No.  Bank, City, Old EA#                                     Date
California
96-68     National Bank of Southern California, Newport Beach,
          #870                                           11/15/96




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The OCC charters, regulates and examines approximately 2,800
national banks and 66 federal branches and agencies of foreign
banks in the U.S., accounting for more than half the nation's
banking assets.  Its mission is to