NR 99-48 FOR IMMEDIATE RELEASE Contact: Janis Smith (202) 874-5770 May 28, 1999 OCC Issues Third Quarter 1999 CRA Examination Schedule WASHINGTON, D.C. -- The Office of the Comptroller of the Currency (OCC) today released its projected schedule of Community Reinvestment Act (CRA) examinations to be conducted in the third quarter of 1999. The OCC encourages public comment on the national banks scheduled to be examined under the CRA, and suggests that comments be submitted to the institutions themselves or to the appropriate OCC district office prior to (or as early as possible during) the month in which the exam is scheduled. All public comments received prior to the close of the CRA exam will be considered by the OCC. A copy of the schedule is attached. The OCC's CRA exam schedule is also posted on the Internet at http://www.occ.treas.gov. # # # The OCC charters, regulates and examines approximately 2,600 national banks and 66 federal branches and agencies of foreign banks in the United States, accounting for 58 percent of the nation's banking assets. Its mission is to ensure a safe, sound and competitive national banking system that supports the citizens, communities and economy of the United States. OCC Third Quarter 1999 CRA Exam Schedule CRA EXAM STATE BANK NAME CITY DATE ----------- --------------------------------------------- ----------------- ------ DE JCPENNEY CARD BANK, NA HARRINGTON Sep-99 DE BANK OF DELMARVA, NATIONAL ASSOCIATION SEAFORD Jul-99 MA NATIONAL GRAND BANK OF MARBLEHEAD MARBLEHEAD Aug-99 MA MILLBURY NATIONAL BANK MILLBURY Jul-99 MD HARFORD NATIONAL BANK ABERDEEN Jul-99 MD INDUSTRIAL BANK, NATIONAL ASSOCIATION OXON HILL Sep-99 NH FIRST & OCEAN NATIONAL BANK SEABROOK Aug-99 NJ AMBOY NATIONAL BANK OLD BRIDGE Jul-99 NY COMMUNITY BANK, N.A. CANTON Sep-99 NY THE FIRST NATIONAL BANK OF DRYDEN DRYDEN Jul-99 NY 1ST NAT'L BK OF LONG ISLAND HUNTINGTON Aug-99 NY MAHOPAC NATIONAL BANK MAHOPAC Sep-99 NY EASTBANK, NATIONAL ASSOCIATION NEW YORK Jul-99 NY STERLING N/B NEW YORK Jul-99 NY FIRST NATIONAL BANK OF SCOTIA SCOTIA Aug-99 OH FIRST COUNTY BANK, NATIONAL ASSOCIATION CHARDON Sep-99 OH WHEELING NATIONAL BANK ST. CLAIRSVILLE Aug-99 OH METROPOLITAN NATIONAL BANK YOUNGSTOWN Aug-99 PA EPHRATA NATIONAL BANK EPHRATA Jul-99 PA ADAMS COUNTY NATIONAL BANK GETTYSBURG Jul-99 PA FIRST NATIONAL BANK OF PENNSYLVANIA GREENVILLE Jul-99 PA FIRST NATIONAL BANK OF MARYSVILLE MARYSVILLE Jul-99 PA FIRST NATIONAL BANK OF MINERSVILLE MINERSVILLE Sep-99 PA UNION NATIONAL BANK OF MOUNT CARMEL MOUNT CARMEL Aug-99 PA UNION NATIONAL COMMUNITY BANK MOUNT JOY Aug-99 PA NEW TRIPOLI N B NEW TRIPOLI Jul-99 PA SECURITY NATIONAL BANK POTTSTOWN Aug-99 VT VERMONT NATIONAL BANK BRATTLEBORO Jul-99 VT THE NATIONAL BANK OF MIDDLEBURY MIDDLEBURY Jul-99 AL THE CAMDEN NATIONAL BANK CAMDEN Sep-99 AL TOWN-COUNTRY NATIONAL BANK CAMDEN Jul-99 AL FIRST NATIONAL BANK OF HARTFORD HARTFORD Aug-99 AR FIRST NATIONAL BANK PARAGOULD Sep-99 FL EDISON NATIONAL BANK FORT MYERS Aug-99 FL CNB NATIONAL BANK LAKE CITY Sep-99 FL DELTA NB & TRUST CO OF FLORIDA MIAMI Jul-99 FL EXECUTIVE NATIONAL BANK MIAMI Aug-99 FL HEMISPHERE NATIONAL BANK MIAMI Sep-99 FL OCALA NATIONAL BANK OCALA Jul-99 FL FIRST AMERICAN BK OF PENSACOLA, NA PENSACOLA Sep-99 FL COMMUNITY NB SARASOTA COUNTY VENICE Aug-99 GA CHATTAHOOCHEE NATIONAL BANK ALPHARETTA Aug-99 GA GEORGIA FIRST BANK, N. A. GAINESVILLE Aug-99 GA FIRST NATIONAL BANK OF GRIFFIN GRIFFIN Aug-99 GA FIRST SOUTH BANK, NA MACON Aug-99 GA FIRST NATIONAL BANK ST. MARYS Aug-99 GA THOMASVILLE NATIONAL BANK THOMASVILLE Aug-99 MS FIRST NATIONAL BANK OF OXFORD OXFORD Jul-99 SC FLORENCE COUNTY NATIONAL BANK FLORENCE Sep-99 SC FIRST COMMUNITY BANK, N. A. LEXINGTON Aug-99 TN PEOPLES NATIONAL BANK OF LA FOLLETTE LA FOLLETTE Aug-99 TN FIRST NATIONAL BANK OF PIKEVILLE PIKEVILLE Jul-99 TN MOUNTAIN NATIONAL BANK SEVIERVILLE Jul-99 VA NATIONAL BANK OF FREDERICKSBURG FREDERICKSBURG Aug-99 VA MARSHALL N B & TR CO MARSHALL Sep-99 WV CITY NATIONAL BANK OF WEST VIRGINIA CHARLESTON Jul-99 WV BANK ONE, WEST VIRGINIA, N.A. HUNTINGTON Jul-99 WV MCDOWELL COUNTY NATIONAL BANK IN WELCH WELCH Aug-99 IA LEE COUNTY BANK & TRUST NA FORT MADISON Sep-99 IL MERCHANTS NATIONAL BANK OF AURORA AURORA Jul-99 IL NATIONAL REPUBLIC BANK OF CHICAGO CHICAGO Jul-99 IL SEAWAY NATIONAL BANK OF CHICAGO CHICAGO Aug-99 IL FIRST NATIONAL BANK & TRUST COMPANY CLINTON Sep-99 IL FIRST NATIONAL BANK OF DECATUR DECATUR Jul-99 IL RESOURCE BANK, NATIONAL ASSOCIATION DEKALB Sep-99 IL FIRST NATIONAL BANK OF ELMHURST ELMHURST Aug-99 IL FIRST NB OF ILLINOIS LANSING Sep-99 IL CITIZENS NATIONAL BANK MACOMB Aug-99 IL MARSEILLES BANK N A MARSEILLES Aug-99 IL MASON CITY N B MASON CITY Jul-99 IL 1ST MID-ILLINOIS BK & TRUST NA MATTOON Aug-99 IL FIRST NATIONAL BANK OF MOUNT AUBURN MOUNT AUBURN Aug-99 IL MOUNT PROSPECT NATIONAL BANK MT. PROSPECT Jul-99 IL GRAND NATIONAL BANK WAUCONDA Sep-99 IL FIRST NATIONAL BANK OF XENIA XENIA Aug-99 IN CENTRAL N B & TR CO ATTICA Jul-99 IN FIRST NATIONAL BANK OF DANA DANA Sep-99 IN OLD NATIONAL BANK IN EVANSVILLE EVANSVILLE Sep-99 KY WILLIAMSBURG NATIONAL BANK WILLIAMSBURG Jul-99 MI 1ST NB OF CALUMET-LAKE LINDEN CALUMET Aug-99 MI MFC FIRST NATIONAL BANK IRON MOUNTAIN Sep-99 MI COMMERCIAL NATIONAL BANK OF L'ANSE L'ANSE Sep-99 OH LIBERTY NATIONAL BANK ADA Jul-99 OH HUNTINGTON NATIONAL BANK COLUMBUS Jul-99 OH FDS NATIONAL BANK DEERFIELD TOWNS Sep-99 OH COMMUNITY FIRST BANK NA FOREST Sep-99 OH THE COMMUNITY NATIONAL BANK FRANKLIN Aug-99 OH WORLD FINANCIAL NETWORK NATIONAL BANK GAHANNA Aug-99 OH SECOND NATIONAL BANK GREENVILLE Sep-99 OH LORAIN NATIONAL BANK LORAIN Aug-99 OH CITIZENS NB MC CONNELSVILLE MCCONNELSVILLE Aug-99 OH SPIRIT OF AMERICA NATIONAL BANK MILFORD Aug-99 OH FIRST-KNOX NATIONAL BANK MOUNT VERNON Aug-99 OH CITIZENS NATIONAL BANK NORWALK NORWALK Aug-99 OH AMERICAN NATIONAL BANK PARMA Jul-99 OH SECURITY N B AND TRUST COMPANY SPRINGFIELD Sep-99 OH FIRST NATIONAL COMMUNITY BANK ST. CLAIR TOWNS Jul-99 OH FIRST CITIZENS NB OF UPPER SANDUSKY UPPER SANDUSKY Aug-99 OH FIRST NATIONAL BANK OF WAVERLY WAVERLY Jul-99 PA COMMUNITY NB OF NORTHWESTERN PA ALBION Sep-99 WI BARABOO NATIONAL BANK BARABOO Aug-99 WI THE FIRST NB & TRUST CO. OF BELOIT BELOIT Sep-99 WI FIRSTAR BK MILWAUKEE, N.A. MILWAUKEE Sep-99 WI FIRST NATIONAL BANK IN TIGERTON TIGERTON Aug-99 IA FIRST NATIONAL BANK AMES AMES Jul-99 IA FIRSTAR BK IOWA, NATIONAL ASSOCIATION DES MOINES Sep-99 IA FIRST NATIONAL BANK OF PRIMGHAR PRIMGHAR Aug-99 IA FIRST NATIONAL BANK SIOUX CITY Aug-99 IA COMMUNITY NATIONAL BANK WATERLOO Jul-99 IL BRADFORD NATIONAL BANK OF GREENVILLE GREENVILLE Jul-99 IL FIRST NATIONAL BANK IN STAUNTON STAUNTON Sep-99 KS HOME NB ARKANSAS CITY Aug-99 KS PEOPLES BANK NATIONAL ASSOCIATION COLDWATER Jul-99 KS THE COLDWATER NATIONAL BANK COLDWATER Aug-99 KS EXCHANGE NB OF COTTONWOOD FALLS COTTONWOOD FALL Jul-99 KS FIRST NATIONAL BANK OF HOXIE HOXIE Aug-99 KS THE FIRST NATIONAL BANK OF INDEPENDENCE INDEPENDENCE Jul-99 KS MIDAMERICAN BANK & TRUST COMPANY, N.A. LEAVENWORTH Aug-99 KS THE FARMERS NB OF OBERLIN OBERLIN Jul-99 KS PEOPLES NATIONAL BANK & TRUST OTTAWA Aug-99 KS SUNFLOWER BANK, NATIONAL ASSOCIATION SALINA Sep-99 KS UMB NB OF AMERICA SALINA Jul-99 KS FIRST NATIONAL BANK OF SUMMERFIELD SUMMERFIELD Sep-99 KS FIRST NATIONAL BANK OF WAMEGO WAMEGO Jul-99 KS FIRST NATIONAL BANK IN WELLINGTON WELLINGTON Jul-99 KS INTRUST BANK, N.A. WICHITA Sep-99 MN THE FIRST NATIONAL BANK OF BEMIDJI BEMIDJI Jul-99 MN THE FNB OF BERTHA-VERNDALE BERTHA Sep-99 MN FIRST NATIONAL BANK OF BOVEY BOVEY Aug-99 MN FIRST NATIONAL BANK OF ELK RIVER ELK RIVER Aug-99 MN FIRST NATIONAL BANK IN MAHNOMEN MAHNOMEN Aug-99 MN NATIONAL CITY BANK OF MINNEAPOLIS MINNEAPOLIS Aug-99 MN PARK NATIONAL BANK ST. LOUIS PARK Jul-99 MN FIRST NATIONAL BANK OF STARBUCK STARBUCK Sep-99 MN ANCHOR BANK N.A. WAYZATA Jul-99 MO BC NATIONAL BANKS BUTLER Jul-99 MO FIRST NATIONAL BANK OF CARROLLTON CARROLLTON Sep-99 MO THE BOONE COUNTY NB OF COLUMBIA COLUMBIA Jul-99 MO STONE COUNTY NATIONAL BANK CRANE Jul-99 MO FIRST NATIONAL BANK OF THE MID-SOUTH SIKESTON Jul-99 MO UMB BANK OF ST. LOUIS, NA ST. LOUIS Aug-99 NE FIRST N B & TR CO OF BEATRICE BEATRICE Sep-99 NE COLERIDGE N B COLERIDGE Jul-99 NE FNB & TRUST COMPANY OF COLUMBUS COLUMBUS Jul-99 NE FIRST NATIONAL BANK OF ELWOOD ELWOOD Aug-99 NE AMERICAN NATIONAL BANK OMAHA Jul-99 NE FIRST NATIONAL BANK OF OMAHA OMAHA Jul-99 NE FIRST NATIONAL BANK OF WAYNE WAYNE Jul-99 SD DEUEL COUNTY NATIONAL BANK CLEAR LAKE Sep-99 SD FIRST NATIONAL BANK OF FREDERICK FREDERICK Jul-99 SD UNITED CREDIT NATIONAL BANK SIOUX FALLS Jul-99 SD FIRST NATIONAL BANK OF VOLGA VOLGA Jul-99 AR NB OF ARKANSAS IN NORTH LITTLE ROCK NORTH LITTLE RO Jul-99 LA SECURITY FIRST NATIONAL BANK ALEXANDRIA Jul-99 LA PARISH NATIONAL BANK BOGALUSA Jul-99 LA CITIZENS NB OF BOSSIER CITY BOSSIER CITY Sep-99 LA FIRST NATIONAL BANK OF GONZALES GONZALES Sep-99 MS FIRST NATIONAL BANK OF LUCEDALE LUCEDALE Sep-99 OK U.S NATIONAL BANK MIDWEST CITY Jul-99 OK FIRST NATIONAL BANK IN OKEENE OKEENE Aug-99 OK BANK ONE, OKLAHOMA, N.A. OKLAHOMA CITY Aug-99 OK METROBANK NATIONAL ASSOCIATION OKLAHOMA CITY Jul-99 OK FIRST NATIONAL BANK OF OKLAHOMA PONCA CITY Sep-99 OK 1ST N B OF PRYOR CREEK PRYOR Aug-99 OK FIRST NATIONAL BANK, SALLISAW SALLISAW Jul-99 OK THE FIRST NATIONAL BANK OF SEILING SEILING Aug-99 OK VALLEY NATIONAL BANK TULSA Sep-99 OK TRI STAR NATIONAL BANK TUTTLE Aug-99 OK FIRST AMERICAN BANK, N.A. WOODWARD Jul-99 TX FIRST STATE BANK, NA ABILENE Sep-99 TX ANAHUAC NATIONAL BANK ANAHUAC Aug-99 TX FIRST NATIONAL BANK OF BASTROP BASTROP Jul-99 TX THE BRENHAM NATIONAL BANK BRENHAM Aug-99 TX FIRST NATIONAL BANK OF BRIDGEPORT BRIDGEPORT Aug-99 TX STATE NATIONAL BANK OF CADDO MILLS CADDO MILLS Jul-99 TX FIRST NATIONAL BANK OF CARTHAGE CARTHAGE Jul-99 TX THE FIRST NATIONAL BANK OF CLAUDE CLAUDE Aug-99 TX FIRST NB IN CLEBURNE CLEBURNE Aug-99 TX N B OF DAINGERFIELD DAINGERFIELD Aug-99 TX FIRST NATIONAL BANK IN DALHART DALHART Jul-99 TX BANK ONE, TEXAS, NA DALLAS Aug-99 TX COMMUNITY NATIONAL BANK DETROIT Jul-99 TX THE DUBLIN NATIONAL BANK DUBLIN Sep-99 TX EASTLAND NATIONAL BANK EASTLAND Aug-99 TX FIRST NATIONAL BANK OF EDGEWOOD EDGEWOOD Sep-99 TX FORT HOOD NATIONAL BANK FORT HOOD Aug-99 TX NATIONAL BANK GATESVILLE Jul-99 TX FIRST NATIONAL BANK OF GIDDINGS GIDDINGS Aug-99 TX AMERICAN NATIONAL BANK GONZALES Aug-99 TX FIRST NATIONAL BANK OF GRANBURY GRANBURY Sep-99 TX NORTHWEST BANK, N.A. HOUSTON Aug-99 TX WOODFOREST NATIONAL BANK HOUSTON Aug-99 TX 1ST NATIONAL BANK OF HUGHES SPRINGS HUGHES SPRINGS Jul-99 TX FNB OF HUNTSVILLE HUNTSVILLE Aug-99 TX SURETY BANK, NATIONAL ASSOCIATION HURST Aug-99 TX AUSTIN BANK, TEXAS N.A. JACKSONVILLE Aug-99 TX FIRST NATIONAL BANK OF JEFFERSON JEFFERSON Aug-99 TX CITY NATIONAL BANK KILGORE Jul-99 TX KRESS NATIONAL BANK KRESS Aug-99 TX BAYSHORE NATIONAL BANK OF LA PORTE LA PORTE Aug-99 TX MARBLE FALLS NATIONAL BANK MARBLE FALLS Jul-99 TX RIO NATIONAL BANK MCALLEN Jul-99 TX MENARD NB MENARD Aug-99 TX FIRST NATIONAL BANK OF NEWTON NEWTON Jul-99 TX FIRST NATIONAL BANK OF PECOS PECOS Sep-99 TX FIRST NATIONAL BANK OF QUITAQUE QUITAQUE Sep-99 TX WOOD COUNTY NATIONAL BANK QUITMAN Jul-99 TX LAKESIDE NATIONAL BANK ROCKWALL Sep-99 TX FARMERS NATIONAL BANK OF RULE RULE Aug-99 TX SAN ANGELO NATIONAL BANK SAN ANGELO Sep-99 TX TEXAS NATIONAL BANK SOUTHLAKE Sep-99 TX FIRST NATIONAL BANK SWEETWATER, TEXAS SWEETWATER Aug-99 TX EXTRACO BANKS, NA TEMPLE Sep-99 TX THE AMERICAN NATIONAL BANK OF TEXAS TERRELL Aug-99 TX CITIZENS NATIONAL BANK VICTORIA Aug-99 TX AMERICAN NATIONAL BANK WACO Sep-99 TX WEATHERFORD NATIONAL BANK WEATHERFORD Sep-99 TX FIRST NATIONAL BANK OF WHITEWRIGHT WHITEWRIGHT Sep-99 TX FIRST NATIONAL BANK OF WINNSBORO WINNSBORO Jul-99 AZ BANK ONE, ARIZONA, N.A. PHOENIX Aug-99 AZ DIRECT MERCHANTS CREDIT CARD BANK, N.A. PHOENIX Jul-99 AZ NORTHERN TRUST BANK OF ARIZONA, NA PHOENIX Jul-99 CA REPUBLIC BANK CALIFORNIA NA BEVERLY HILLS Sep-99 CA GOLETA NATIONAL BANK GOLETA Jul-99 CA NORTHERN TRUST BANK OF CALIFORNIA, N.A. LOS ANGELES Jul-99 CA PACIFIC CENTURY BANK, N.A. LOS ANGELES Aug-99 CA U.S. TRUST COMPANY OF CALIFORNIA, NA LOS ANGELES Aug-99 CA MOJAVE DESERT BANK, N.A. MOJAVE Sep-99 CA ORANGE NATIONAL BANK ORANGE Jul-99 CA MERCHANTS NATIONAL BANK OF SACRAMENTO SACRAMENTO Jul-99 CA SEQUOIA NATIONAL BANK SAN FRANCISCO Jul-99 CA COAST NATIONAL BANK SAN LUIS OBISPO Sep-99 CA TAFT NATIONAL BANK TAFT Sep-99 CO FIRST NATIONAL BANK OF FLEMING FLEMING Sep-99 CO FIRST NATIONAL BANK OF STRASBURG STRASBURG Jul-99 CO FIRST NATIONAL BANK TELLURIDE Sep-99 MT BLACKFEET NATIONAL BANK BROWNING Aug-99 NV EAGLEMARK BANK, NATIONAL ASSOCIATION CARSON CITY Jul-99 NV NORWEST BANK NEVADA, N.A. LAS VEGAS Aug-99 UT BANK ONE, UTAH, NATIONAL ASSOCIATION SALT LAKE CITY Aug-99 UT ZIONS FIRST NATIONAL BANK SALT LAKE CITY Jul-99 WA HARBOR BANK, NATIONAL ASSOCIATION GIG HARBOR Sep-99 WA REDMOND NATIONAL BANK REDMOND Sep-99 WA BAKER BOYER NATIONAL BANK WALLA WALLA Jul-99 WY RAWLINS NATIONAL BANK RAWLINS Sep-99