NR 99-9
February 11, 1999

             OCC ANNOUNCES NINE NEW ENFORCEMENT ACTIONS, 
                  TWO AMENDMENTS AND TWO TERMINATIONS 
                          OF EXISTING ACTIONS
                                   
WASHINGTON, DC --The Office of the Comptroller of the Currency
(OCC) today announced nine  new enforcement actions taken against
national banks, two amendments  and two terminations of existing
actions.  The actions released today include five formal
agreements, two amendments to an existing cease and desist order,
one removal, two civil money penalties, one safety and soundness
order, and two terminations of existing orders.
  
A list of enforcement actions previously disclosed and copies of
the actual documents are available from the OCC's Communications
Division by writing to: Comptroller of the Currency, Public
Information Room (1-5), Washington, DC  20219.  Requests made by
facsimile transmission should be sent to (202) 874-4448.  Please
include the identifying enforcement action number when placing an
order.  Enforcement actions are also listed monthly in OCC
Interpretations and Actions.  Subscriptions to that publication are
available from the OCC's Communications Division.

The OCC also maintains a searchable database of all public
enforcement actions taken since August 1989 on its Internet Web
site located at http://www.occ.treas.gov/enforce.htm.

FORMAL AGREEMENT, BY CONSENT
No.       Bank/City                                         Date

Colorado
99-1      Peak National Bank, Nederland                    1/19/99

Minnesota
98-86     Bremer Bank, National Association, Crookston    12/10/98
98-87     Landmark Community Bank, N.A., Isanti           12/14/98

Oklahoma
99-2      First National Bank of Fletcher, Fletcher        1/14/99

Texas
99-3      The Farmers National Bank of Rule, Rule          1/14/99

CEASE AND DESIST ORDER, BY CONSENT
No.       Bank/City                                          Date

Florida
97-68     AMENDMENT #2, Peoples National Bank 
                             of Commerce, Miami            1/19/99
97-68     AMENDMENT #3, Peoples National Bank
                             of Commerce, Miami            1/20/99

REMOVAL, BY CONSENT
No.       Individual/Bank/City                               Date

Colorado
99-4      Bob L. Sellers, First National Summit
                             Bank, Gunnison                1/8/99

CIVIL MONEY PENALTIES, BY CONSENT
No.       Individual/Bank/City                               Date

Florida
98-88     Timothy M. Clark, First National Bank 
                             of Crestview, Crestview      12/30/98
98-89     W. Max Clark, First National Bank 
                             of Crestview, Crestview      12/31/98

SAFETY AND SOUNDNESS ORDER
No.       Individual/Bank/City                               Date

California
98-91     Merchants National Bank of California,
                             N.A., Carson                 12/22/98

TERMINATIONS OF EXISTING ENFORCEMENT ACTIONS
No.       Individual/Bank/City/Old EA Number                 Date
California
98-90     Merchants Bank of California, N.A., Carson                       
          [Terminates Formal Agreement #668 and Prompt
           Corrective Action Directive #94-8]             12/28/98
Texas
99-5      Ernest W. Kuehne, Jr., Farmers & Merchants
                             National Bank, Mart 
          [Terminates  Personal Cease and Desist
           Order #814]                                     1/5/99
          

                              # # #

The OCC charters, regulates and examines approximately 2,600 national
banks and 66 federal branches and agencies of foreign banks in the
United States, accounting for 58 percent of the nation's banking
assets.  Its mission is to ensure a safe, sound and competitive
national banking system that supports the citizens, communities and
economy of the United States.