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Subject: Counterfeit Cashier’s Checks
Date: January 27, 2014
Description: Lubbock National Bank
Counterfeit Cashier's Checks of Lubbock National Bank, Lubbock, Texas
To: Chief Executive Officers of All National Banks and Federal Savings Associations; All State Banking Authorities; Chairman, Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance Corporation; Conference of State Bank Supervisors; Deputy Comptrollers (Districts); Assistant Deputy Comptrollers; District Counsels; and All Examining Personnel
The above-named bank has reported that counterfeit cashier’s checks issued in the bank’s name are being presented for payment nationwide in connection with an online job opportunity scam.
The counterfeit checks resemble the bank’s authentic checks but can be identified by several features. The counterfeit checks include one of the following security statements in the top border: “WARNING: THIS DOCUMENT HAS SECURITY FEATURES IN THE PAPER” or “THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK.” The counterfeit items have a blue marbled background and include one signature line, the date is presented in numbers rather than spelled out, and the Federal Deposit Insurance Corporation logo is missing.
Counterfeit checks presented to date have been made payable in the amount of $2,480 and contain a remitter name of Tommy Castro.
Potential victims are initially contacted via e-mail regarding a work-at-home job offer. Upon receipt of the counterfeit check, recipients are instructed to purchase prepaid cards at a major retail store and provide the security codes to a third-party individual.
For additional information and to verify the authenticity of Lubbock National Bank’s cashier’s checks, please contact Senior Vice President of Operations Kim Koontz by mail at 4811 50th St., Lubbock, TX 79414; by telephone at (806) 792-1000; by fax at (806) 792-0976; or by e-mail at email@example.com.
Consumers who receive a counterfeit or fictitious item and associated material should file complaints with the following agencies, as appropriate:
Additional information concerning this matter that should be brought to the attention of the Office of the Comptroller of the Currency (OCC) may be forwarded to
For additional information regarding other types of financial fraud, please visit the OCC’s anti-fraud resource at www.occ.gov/fraudresources.htm.
Ellen M. Warwick