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OCC BULLETIN 2014-31
Subject: Community Reinvestment Act
Date: July 11, 2014
To: Chief Executive Officers and Compliance Officers of All National Banks and Federal Savings Associations, Department and Division Heads, All Examining Personnel, and Other Interested Parties
Description: Outlook Live Webinar on Interagency Questions and Answers Regarding Community Reinvestment
Please join staff members from the Federal Deposit Insurance Corporation, the Board of Governors of the Federal Reserve System, and the Office of the Comptroller of the Currency (OCC) (collectively, the agencies) for a discussion of the revisions to the “Interagency Questions and Answers Regarding Community Reinvestment” (Q&As) that were issued on November 15, 2013, and the revised interagency “Large Institution Community Reinvestment Act Examination Procedures” (CRA examination procedures) that were issued on April 18, 2014. The revisions to the Q&As and the revised CRA examination procedures primarily address community development issues.
Thursday, July 17, 2014
Participants must register by July 17, 2014, to join the live session.
The presentation will be followed by a question-and-answer segment with the audience. In addition to submitting questions during the webinar, please consider sending questions via e-mail in advance of the event to facilitate the Q&A segment. Log-in and e-mail information will be provided with registration confirmation.
This webinar is part of an ongoing series of events focusing on consumer compliance issues. The Outlook Live Audio Conference is a Federal Reserve System initiative produced in conjunction with the quarterly newsletter Consumer Compliance Outlook.
This webinar will cover new Q&As that
The CRA requires each federal financial supervisory agency to assess the record of a depository institution in helping to meet the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with safe and sound operations. The agencies consider that record when reviewing certain licensing applications by the institution. The interagency Q&As provide guidance for use by agency personnel, financial institutions, and the public for the interpretation of the regulatory requirements under the CRA.
Please contact the Compliance Policy Department at (202) 649-5470. For more information on the CRA, including these Q&As and the agencies’ CRA regulations, visit the Federal Financial Institutions Examination Council Web site.
Grovetta N. Gardineer