Agricultural Lending
Introduction
Background
Agricultural Lending Market
Risks Associated with Agricultural Lending
Credit Risk
Liquidity Risk
Transaction Risk
Reputation Risk
Agricultural Loan Underwriting
Financial Analysis
Loan Structure
Advance Rates
Collateral Valuation and Documentation
Other Credit Risk Management Options
Ongoing Monitoring
Inspections and Re-evaluations
Agricultural Loan Classification
Production Loans
Livestock Loans
Equipment Loans
Carryover Debt
Allowance for Loan and Lease Losses
Procedures
Quantity of Risk
Quality of Risk Management
Conclusions
Appendix A: Federal Guaranty and Support Programs
Farm Service Agency
Credit Program Changes and Restrictions
Other Changes
Commodity Credit Corporation
Appendix B: Lending Limits
Glossary
Agricultural Lending
Agricultural Lending