Retail Lending Examination Procedures

Introduction

The “Retail Lending Examination Procedures” are structured to accommodate ongoing supervision of all types of retail lending products and operations, and more comprehensive examinations of high-risk operations or larger, more complex operations. Examiners have the flexibility to add or delete procedures based on the characteristics of a bank’s retail lending activities and the identified risks or areas of concern.

Previous: Retail Lending Examination Procedures Next: Minimum Examination ProceduresThe minimum procedures focus solely on retail credit activities. These procedures are consistent with, but not identical to, the procedures in the “Community Bank Supervision” booklet of the Comptroller’s Handbook.