OCC: Overall Mortgage Portfolio

Overall Mortgage Portfolio

January — June 2008

The size of the combined national bank and thrift servicing portfolio remained stable during the reporting period, ending with more than 34.7 million loans worth more than $6.1 trillion.

The portfolio composition also remained constant at about 66 percent prime, 10 percent Alt-A, 9 percent subprime, and 15 percent other.

The “other” category includes loans for which credit scores at origination of the mortgage were unavailable. Based on other observable criteria, these reflect a mix of prime, Alt-A, and subprime loans.

Overall Mortgage Portfolio
	Jan-08	Feb-08	Mar-08	Apr-08	May-08	Jun-08
Total servicing ($ millions)	$6,031,026	$6,049,884	$6,047,044	$6,089,222	$6,115,185	$6,122,862
Total servicing (number of loans)	34,468,955	34,527,552	34,470,248	34,626,470	34,757,663	34,757,314
Composition (% of all mortgage loans in the portfolio)
Prime	66%	66%	66%	66%	66%	66%
Alt-A	10%	10%	10%	10%	10%	10%
Subprime	9%	9%	9%	9%	9%	9%
Other	15%	15%	15%	15%	15%	15%
Composition (Number of loans in each risk category of the portfolio)
Prime	22,525,142	22,558,097	22,622,723	22,846,871	22,973,522	22,966,923
Alt-A	3,571,191	3,566,546	3,566,162	3,584,426	3,586,987	3,554,587
Subprime	3,111,409	3,101,852	3,095,522	3,103,941	3,097,197	3,057,029
Other	5,261,213	5,301,057	5,185,841	5,082,646	5,092,144	5,178,775

Portfolio Composition - June 2008

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Overall Mortgage Portfolio

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