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Mortgages 30-59 Days Delinquent, by Risk Category

Fourth Quarter 2008

Mortgages in the early stages of delinquency (30-59 days delinquent) also deteriorated across all risk categories for three consecutive quarters. Most notably, prime mortgages, which make up 67 percent of the mortgages included in this report, experienced the largest increase (in percentage terms) in mortgages that were 30-59 days delinquent, increasing by more than 48 percent from the first quarter to the fourth quarter of 2008.

Mortgages 30-59 Days Delinquent (Percent of All Mortgage Loans in Each Category)
 First QuarterSecond QuarterThird QuarterFourth Quarter
Prime1.18%1.30%1.52%1.75%
Alt-A5.20%5.82%6.59%7.02%
Subprime9.29%10.22%11.14%11.24%
Other2.97%3.29%3.67%3.96%
Overall2.59%2.85%3.20%3.44%
Mortgages 30-59 Days Delinquent (Number of Loans in the Portfolio)
Prime266,894301,306350,284404,113
Alt-A185,820209,577235,808251,142
Subprime289,026316,528341,437341,233
Other154,896162,936181,172197,648
Total896,636990,3471,108,7011,194,136

   Mortgages 30-59 Days Delinquent (Percent of All Mortgage Loans In Each Category) 


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