• Executive Summary
• About Mortgage Metrics
• Definitions and Methods
• PART I: Mortgage Performance

• Overall Mortgage Portfolio

• Overall Mortgage Performance
• Performance of Government Guaranteed Mortgages
• Seriously Delinquent Mortgages, by Risk Category
• Mortgages 30-59 Days Delinquent, by Risk Category
• First Payment Default, by Risk Category
• PART II: Home Retention Actions

• A. Loan Modifications and Payment Plans

• Newly Initiated Home Retention Actions

• Newly Initiated Home Retention Actions Relative to Newly Initiated Foreclosures
• B. Re-Default Rates of Modified Loans-in Aggregate
• Re-Default Rates of Modified Loans: 30 or More Days Delinquent
• Re-Default Rates of Modified Loans: 90 or More Days Delinquent
• Re-Default Rates: Portfolio Loans vs. Loans Serviced for Others (60 or More Days Delinquent)
• C. Re-Default Rates of Modified Loans-by Changes in Monthly Payments
• Changes to Monthly Payments Due to Modification-Full Year 2008
• Changes to Monthly Payments Due to Modifications-by Quarters in 2008
• Modified Loans 60 or More Days Delinquent, by Changes to Monthly Payments: Re-Default Rates at Three, Six, and Nine Months after Modification
• Modified Loans Delinquent after Six Months, by Changes to Monthly Payments: Re-Default Rates Using Varying Definitions
• Part III: Home Forfeiture Actions: Foreclosures, Short Sales, and Deed-in-Lieu-of-Foreclosure Actions

• Completed Foreclosures and Other Home Forfeiture Actions

• Home Retention Actions Relative to Forfeiture Actions by Risk Category
• Newly Initiated Foreclosures

• Appendixes

• Appendix A—New Loan Modifications
• Appendix B—New Payment Plans
• Appendix C—First Quarter 2008: Re-Default Rates of Modified Loans, by Changes to Monthly Payments (60 or More Days Delinquent)
• Appendix D—Second Quarter 2008: Re-Default Rate of Modified Loans, by Changes to Monthly Payments (60 or More Days Delinquent)
• Appendix E—Third Quarter 2008: Re-Default Rate of Modified Loans, by Changes to Monthly Payments (60 or More Days Delinquent)
• Appendix F—Short Sales and Deed-in-Lieu-of-Foreclosure Actions
• Appendix G—Completed Foreclosures

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