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Survey of Credit Underwriting Practices

August 2010
Part II: Data Graphs

 

Figure 1: Overall Credit Underwriting Trends—Commercial
(Percent of Responses)

   Figure 1: Overall Credit Underwriting Trends—Commercial (Percent of Responses) 


Figure 2: Commercial Underwriting Trends, by Product Type
(Percent of Responses)

 Figure 2: Commercial Underwriting Trends, by Product Type (Percent of Responses) 

 

Figure 3: Commercial Underwriting Trends, by Product Type (Continued)
(Percent of Responses)

 Figure 3: Commercial Underwriting Trends, by Product Type (Continued) 

 

Figure 4: Reasons for Changing Commercial Underwriting Standards
(Percent of Responses)

 Figure 4: Reasons for Changing Commercial Underwriting Standards (Percent of Responses) 

 

Figure 5: Methods Used to Change Commercial Underwriting Standards
(Percent of Responses)

 Figure 5: Methods Used to Change Commercial Underwriting Standards (Percent of Responses) 

 

Figure 6: Commercial Credit Risk—Direction of Change and Outlook
(Percent of Responses)

 Figure 6: Commercial Credit Risk—Direction of Change and Outlook (Percent of Responses) 

 

Figure 7: Commercial Credit Risk Trends—Current Credit Risk Change, by Product Type
(Percent of Responses)

 Figure 7: Commercial Credit Risk Trends—Current Credit Risk Change, by Product Type (Percent of Responses) 

 

Figure 8: Commercial Credit Risk Trends—Current Credit Risk Change, by Product Type (Continued)
(Percent of Responses)

 Figure 8: Commercial Credit Risk Trends—Current Credit Risk Change, by Product Type (Continued) (Percent of Responses) 

 

 

 

Figure 9: Overall Credit Underwriting Trends—Retail
(Percent of Responses)

 Figure 9: Overall Credit Underwriting Trends—Retail (Percent of Responses) 

 

Figure 10: Retail Underwriting Trends, by Product Type
(Percent of Responses)

 Figure 10: Retail Underwriting Trends, by Product Type (Percent of Responses) 

 

Figure 11: Reasons for Changing Retail Underwriting Standards
(Percent of Responses)

 Figure 11: Reasons for Changing Retail Underwriting Standards (Percent of Responses) 

 

Figure 12: Methods Used To Change Retail Underwriting Standards
(Percent of Responses)

 Figure 12: Methods Used To Change Retail Underwriting Standards (Percent of Responses) 

 

Figure 13: Retail Credit Risk—Direction of Change and Outlook
(Percent of Responses)

 Figure 13: Retail Credit Risk—Direction of Change and Outlook (Percent of Responses) 

 

Figure 14: Retail Credit Risk Trends—Current Credit Risk Change, by Product Type
(Percent of Responses)

 Figure 14: Retail Credit Risk Trends—Current Credit Risk Change, by Product Type 

Part I: Overall Results

Part III: Data Tables