Figure 1: Overall Credit Underwriting Trends—Commercial (Percentage of Responses)

Figure 2: Commercial Underwriting Trends, by Product Type (Percentage of Responses)

Figure 3: Reasons for Changing Commercial Underwriting Standards (Percentage of Responses)

Figure 4: Methods Used to Change Commercial Underwriting Standards
(Percentage of Responses)

Figure 5: Commercial Credit Risk—Direction of Change and Outlook (Percentage of Responses)

Figure 6: Commercial Credit Risk Trends—Current Credit Risk Change, by Product Type
(Percentage of Responses)

Figure 7: Overall Credit Underwriting Trends—Retail (Percentage of Responses)

Figure 8: Retail Underwriting Trends, by Product Type (Percentage of Responses)

Figure 9: Reasons for Changing Retail Underwriting Standards (Percentage of Responses)

Figure 10: Methods Used to Change Retail Underwriting Standards (Percentage of Responses)

Figure 11: Retail Credit Risk—Direction of Change and Outlook (Percentage of Responses)

Figure 12: Retail Credit Risk Trends—Current Credit Risk Change, by Product Type
(Percentage of Responses)

Part I: Overall Results

Part III: Data Tables

• Commercial Lending Portfolios
• Retail Lending Portfolios