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Survey of Credit Underwriting Practices

August 2010

**Figure 5: Methods Used to Change Commercial Underwriting Standards**
(Percent of Responses)
	Tightened	Eased
Pricing	75	78
Covenants	56	11
Collateral	53	11
Credit Line	49	22
Guarantor	47	11
Maturity	32	56
Amortization	31	22
Leverage	46	0

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