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Survey of Credit Underwriting Practices

August 2010

Figure 7: Commercial Credit Risk Trends – Current Credit Risk Change, by Product Type
(Percent of Responses)
20032004200520062007200820092010
DecreasedIncreasedDecreasedIncreasedDecreasedIncreasedDecreasedIncreasedDecreasedIncreasedDecreasedIncreasedDecreasedIncreasedDecreasedIncreased
CRE-Commerial Construction

7

47

7

34

8

27

5

30

2

51

0

78

0

96

6

92

CRE-Residential Constructions

2

36

4

20

7

28

2

45

4

69

0

93

0

100

14

82

CRE-Other

5

47

12

22

11

24

11

34

1

39

2

59

2

93

2

89

Leveraged Loans

43

29

55

5

32

11

8

77

13

53

0

73

0

94

6

88

Large Corporate

32

35

53

11

32

20

19

35

8

35

0

53

0

89

3

97

Commercial Leasing

 

 

 

 

 

 

41

6

16

21

0

29

0

87

0

100