Alphabetical Listing

Publications by Topic

Publications by Type

BankNet
More resources for national banks

HelpWithMyBank.gov

Get answers to banking questions

Job Seekers
Join one of the best places to work

Survey of Credit Underwriting Practices

June 2011

**Figure 2: Commercial Underwriting Trends, by Product Type (Percentage of Responses)**
	2003			2004			2005			2006			2007			2008			2009			2010			2011
	Eased	Unchanged	Tightened	Eased	Unchanged	Tightened	Eased	Unchanged	Tightened	Eased	Unchanged	Tightened	Eased	Unchanged	Tightened	Eased	Unchanged	Tightened	Eased	Unchanged	Tightened	Eased	Unchanged	Tightened	Eased	Unchanged	Tightened
CRE Commercial Construction	2	61	37	10	75	15	29	63	8	32	56	12	29	59	13	8	43	49	0	20	80	3	25	72	3	61	36
CRE Residential Construction	0	76	24	5	86	9	21	72	7	25	64	11	17	50	33	2	36	62	0	8	92	0	36	64	0	63	37
CRE Other	5	71	24	8	83	9	24	65	11	32	60	8	20	73	7	2	73	25	2	22	76	2	38	60	10	58	33
Leveraged Loans	0	48	52	15	85	0	32	68	0	62	31	8	67	33	0	20	20	60	0	31	69	0	25	75	36	44	19
Large Corporate	3	49	49	17	67	17	32	68	0	49	51	0	40	60	0	6	62	32	0	40	60	3	38	59	38	55	7
Commercial Leasing										12	76	12	26	69	5	7	50	43	0	40	60	0	27	73	10	60	30

Featured Publications

Top Tasks