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Survey of Credit Underwriting Practices

June 2011

Figure 4: Methods Used to Change Commercial Underwriting Standards
(Percentage of Responses)
	Tightened	Eased
Pricing	55	66
Covenants	67	39
Collateral	68	16
Credit Line	36	45
Guarantor	57	2
Maturity	29	52
Amortization	43	18
Leverage	48	41

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