Harini Parthasarathy is a Senior Financial Economist in the Credit Risk Analysis Division within the Economics department of the Office of the Comptroller of the Currency (OCC).
Dr. Parthasarathy's research interests include a variety of topics within corporate finance and quantitative modeling. Her current research projects focus on management of syndicated loans to by banks, use of covenants and collateral in commercial loans to public and private firms, commercial real estate lending, credit risk modeling for forecasting probability of default, loss and exposure, and private equity.
At the OCC, in addition to research, Dr. Parthasarathy specializes in examining models used by the largest national banks for wholesale credit risk management, in the areas of underwriting, regulatory capital, and stress testing. She is also providing quantitative support for transition planning and policy development at OCC related to the proposed new allowance standards for credit loss known as CECL.
Before joining the OCC in 2008, Dr. Parthasarathy worked for the World Bank in corporate finance research. She has also worked in Mumbai, India, as a senior consultant with Corporate Finance Consulting Practice of Arthur Andersen and as a structured products specialist with ICICI Bank.
Dr. Parthasarathy holds a doctorate in business economics from Harvard University; a master’s degree in business administration from the Indian Institute of Management, Bangalore; and an undergraduate degree in electronics engineering from the Birla Institute of Technology and Science, Pilani.