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More resources for national banks

Economics Working Papers

OCC economists examine economic issues pertinent to national banks and write economics working papers. The papers represent the opinions of the individual authors rather than the OCC.

Recent Economics Working Papers

WP2012-1 (July 2012)
Recent De Novo Bank Failures: How Important Is Supervisor Choice?
Gary W. Whalen
Abstract | Full paper ( PDF)

WP2011-2 (October 2011)
Debt Structure, Market Value of Firm, and Recovery Rate
Min Qi and Xinlei Zhao
Abstract | Full paper (PDF)

WP2011-1 (March 2011)
So That's Operational Risk! (How operational risk in mortgage-backed securities almost destroyed the world's financial markets and what we can do about it)
Douglas Robertson
Abstract | Full paper ( PDF)

WP2010-3 (December 2010)
Are Early Warning Models Still Useful Tools for Bank Supervisors?
Gary W. Whalen
Abstract | Full paper (PDF)

WP2010-2 (May 2010)
Why Do De Novo Banks Choose a National Charter?
Gary W. Whalen
Abstract | Full paper (PDF)

WP2010-1 (February 2010)
Fair Lending Analysis of Mortgage Pricing: Does Underwriting Matter?
Yan Zhang
Abstract | Full paper (PDF)

Other Economics Working Papers


Related News and Issuances
Publish DateIdentifierTitle
04/14/2014  Alert 2014-17, Lost Cashier's Checks and Money Orders of MB Financial Bank, N.A., Chicago, Ill.
04/11/2014  NR 2014-58, Comptroller Highlights the Importance of Risk Management at Banker Forum
04/10/2014  NR 2014-57, Office of the Comptroller of the Currency Recognizes National Financial Capability Month at Capitol Hill Event