| Topic | Date | Item |
|---|
| Bank Investment | 8/23/2007 | Acquisition of Preferred Securities by Bank of America, N.A. from Countrywide, Letter (PDF 882KB). |
| Bank Secrecy Act/Anti-Money Laundering | 03/03/2011 | Interagency statement on reorganization of Bank Secrecy Act regulations. OCC Bulletin 2011-8, interagency statement (PDF) |
| Bank Secrecy Act/Anti-Money Laundering | 02/23/2011 | Spanish Translation of the 2010 Bank Secrecy Act/Anti-Money Laundering Examination Manual. OCC Bulletin 2011-7. |
| Bank Secrecy Act/Anti-Money Laundering | 02/11/2011 | OCC assesses civil money penalty against Zions First National Bank, Salt Lake City, Utah. News Release 2011-16, Civil Money Penalty (PDF) |
| Bank Secrecy Act/Anti-Money Laundering | 10/07/2010 | The OCC announced the issuance of a Cease and Desist Order against HSBC Bank USA, N.A., McLean, Virginia, for violating the Bank Secrecy Act (BSA) and its underlying regulations. News Release 2010-121, Cease and Desist Order |
| Bank Secrecy Act/Anti-Money Laundering | 08/19/2010 | The Financial Crimes Enforcement Network (FinCEN) issued Advisory FIN-2010-A008. OCC Bulletin 2010-31, FinCEN Advisory (PDF) |
| Bank Secrecy Act/Anti-Money Laundering | 07/22/2010 | Regulations imposing restrictions on Mexican banks for transactions in U.S. currency. OCC Bulletin 2010-28, Advisory (PDF) |
| Bank Secrecy Act/Anti-Money Laundering | 03/17/2010 | The OCC assesses civil money penalty against Wachovia. News Release 2010-30, Civil Money Penalty (PDF 57KB), Cease and Desist Order (PDF 80KB) |
| Bank Secrecy Act/Anti-Money Laundering | 03/05/2010 | The OCC, the United States federal banking supervisors, the Financial Crimes Enforcement Network, and the Securities and Exchange Commission, in consultation with the Commodity Futures Trading Commission, have issued interagency guidance entitled "Guidance on Obtaining and Retaining Beneficial Ownership Information." OCC Bulletin 2010-11, Guidance (PDF 54KB)
|
| Bank Secrecy Act/Anti-Money Laundering | 03/19/2009 | The OCC's regulations that implement the Bank Secrecy Act governing the confidentiality of a suspicious activity report. OCC 2009-9, Part 4 (PDF), Part 21 (PDF), Comments |
| Bank Secrecy Act/Anti-Money Laundering | 01/15/2009 | The Financial Crimes Enforcement Network (FinCEN) recently announced the December 5, 2008, publication in the Federal Register of the final rule on Currency Transaction Reporting (CTR). OCC Bulletin 2009-5, Final Rule (PDF), Comments |
| Bank Secrecy Act/Anti-Money Laundering | 05/01/2008 | The Financial Crimes Enforcement Network (FinCEN) issued guidance to supplement information previously provided to financial institutions on serious deficiencies existing in the anti-money laundering systems of the Islamic Republic of Iran. OCC 2008-13 |
| Bank Secrecy Act/Anti-Money Laundering | 05/01/2008 | Guidance to Financial Institutions on the Money Laundering Threat. OCC 2008-14 |
| Bank Secrecy Act/Anti-Money Laundering | 05/01/2008 | The Financial Crimes Enforcement Network (FinCEN) issued guidance informing banks and other financial institutions operating in the United States of serious deficiencies existing in the anti-money laundering systems. OCC 2008-15 |
| Bank Secrecy Act/Anti-Money Laundering | 08/30/2007 | The federal banking agencies recently issued an interagency statement which provides general policy guidance regarding circumstances in which an agency is required to issue a cease-and-desist order to address noncompliance with Bank Secrecy Act (BSA) requirements. OCC Bulletin 2007-36, interagency statement |
| Bank Secrecy Act/Anti-Money Laundering | 08/30/2007 | The guidance clarifies three issues: BSA regulatory requirements as they relate to supporting documentation, what constitutes "supporting documentation," and when legal process is required for supporting documentation disclosure. OCC Bulletin 2007-34, guidance |
| Bank Secrecy Act/Anti-Money Laundering | 08/30/2007 | The Department of Treasury, the Department of Justice, and the Department of Homeland Security jointly released the "2007 National Money Laundering Strategy." OCC Bulletin 2007-35, "2007 National Money Laundering Strategy," |
| Bank Secrecy Act/Anti-Money Laundering | 08/28/2007 | The Financial Crimes Enforcement Network (FinCEN), announce the final rule implementing a significant provision of Section 312 of the USA PATRIOT Act. OCC Bulletin 2007-33, final rule, FinCEN |
| Bank Secrecy Act/Anti-Money Laundering | 03/14/2007 | Bank Secrecy Act/Anti-Money Laundering: Notification of Revised Suspicious Activity Report by Depository Institutions (SAR-DI), OCC 2007-12 |
| Bank Secrecy Act/Anti-Money Laundering | 06/21/2006 | OCC Deputy Comptroller Testifies before House Subcommittee on Bank Secrecy Act's Impact upon Money Services Businesses. NR 2006-76, Statement (PDF), Testimony (PDF) |
| Bank Secrecy Act/Anti-Money Laundering | 04/18/2006 | Bank Secrecy Act/Anti-Money Laundering: Final Rule: Imposition of Special Measures Against the Commercial Bank of Syria including its subsidiary, the Syrian Lebanese Commercial Bank as a Financial Institution of Primary Money Laundering Concern. OCC 2006-19, Final Rule (PDF) |
| Bank Secrecy Act/Anti-Money Laundering | 03/01/2006 | Bank Secrecy Act/Anti-Money Laundering: OFAC--Economic Sanctions Enforcement Procedures for Banking Institutions. OCC Bulletin 2006-11, Interim Final Rule (PDF), Comment |
| Bank Secrecy Act/Anti-Money Laundering | 03/01/2006 | Bank Secrecy Act/Anti-Money Laundering: FinCEN; Final Rule and Proposed Rule for Special Due Diligence Programs for Certain Foreign Accounts. OCC Bulletin 2006-10, Final Rule (PDF 335KB), NPRM (PDF), Comment |
| Bank Secrecy Act/Anti-Money Laundering | 01/27/2006 | A foreign bank's U.S. branch may disclose a suspicious activity report to its head office; a U.S. bank may disclose the same to controlling companies. OCC Bulletin 2006-4, Statement (PDF) |
| Bank Secrecy Act/Anti-Money Laundering | 11/01/2005 | Comptroller of the Currency John C. Dugan said that the OCC is committed to a process of Bank Secrecy Act and Anti-Money Laundering (BSA/AML) supervision and enforcement that is not only effective, but also measured and fair. NR 2005-108, Remarks (PDF) |
| Bank Secrecy Act/Anti-Money Laundering | 08/17/2005 | The Office of the Comptroller of the Currency announced that they have each assessed a $24 million civil money penalty (PDF) against the New York Branch of Arab Bank for violations of the Bank Secrecy Act. NR 2005-80, FINCEN |
| Bank Secrecy Act/Anti-Money Laundering | 08/08/2005 | The federal banking and thrift agencies, along with the Financial Crimes Enforcement Network (FinCEN), announced registration details for a live webcast of the Bank Secrecy Act/Anti-Money Laundering Examination Manual outreach event in New York on August 22. NR 2005-78 |
| Bank Secrecy Act/Anti-Money Laundering | 07/18/2005 | The Federal banking and thrift agencies, along with the Financial Crimes Enforcement Network (FinCEN), announce registration details for the upcoming outreach events related to the Bank Secrecy Act/Anti-Money Laundering Examination Manual. NR 2005-70, FFIEC Outreach Fact Sheet. (PDF) |
| Bank Secrecy Act/Anti-Money Laundering | 06/30/2005 | The Federal Financial Institutions Examination Council (FFIEC) released the Bank Secrecy Act/Anti-Money Laundering Examination Manual (FFIEC BSA/AML Examination Manual). NR 2005-64 |
| Bank Secrecy Act/Anti-Money Laundering | 04/26/2005 | Acting Comptroller Julie Williams testified on the implementation of the Bank Secrecy Act in the context of money services businesses (MSBs) before the Senate Banking Committee. Testimony (PDF) Oral Statement (PDF) |
| Bank Secrecy Act/Anti-Money Laundering | 04/26/2005 | Federal financial regulators voiced concerns in a joint statement (PDF) that banks have misperceptions about the BSA-associated risks of money services businesses. OCC 2005-15 |
| Branching | 08/10/2005 | This letter (PDF) explains that a remote check scanning terminal at a customer's location, which permits the customer to deposit checks electronically, is not a branch within the meaning of the McFadden Act, 12 U.S.C. § 36. |
| Capital | 04/12/2011 | Agencies seek comment on Swap Margin and Capital requirements. News Release 2011-46, Proposed Rule (PDF) |
| Capital | 01/12/2011 | The OCC, the Board of Governors of the Federal Reserve System, and the FDIC (agencies) are seeking comment on a notice of proposed rulemaking (NPR) that would revise their market risk capital rules. OCC Bulletin 2011-3, Notice of Proposed Rulemaking (PDF)
Comments should be e-mailed to: regs.comments@occ.treas.gov |
| Capital | 01/11/2011 | The proposal amends the U.S. Basel II advanced approaches capital adequacy rules (Basel II advanced approaches) to be consistent with certain provisions of Section 171 of the Dodd–Frank Wall Street Reform and Consumer Protection Act. OCC 2011-2, Notice of Proposed Rulemaking (PDF) |
| Capital | 03/26/2010 | The OCC appointed the Federal Deposit Insurance Corporation (FDIC) as receiver for Unity National Bank, Cartersville, Georgia. As of December 31, 2009, the bank had approximately $300 million of total assets. News Release 2010-37 |
| Capital | 12/17/2009 | The Basel Committee on Banking Supervision released for comment new proposals that aim to strengthen the resiliency of the banking sector through new capital and liquidity standards. News Release 2009-160, Proposals, Comments should be e-mailed to: regs.comments@occ.treas.gov. Please use the subject: New proposals that aim to strengthen the resiliency of the banking sector through new capital and liquidity standards, when e-mailing. |
| Capital | 12/04/2009 | The OCC appointed the FDIC receiver for First Security National Bank, Norcross, Georgia. News Release 2009-150 |
| Capital | 12/04/2009 | The OCC, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of Thrift Supervision published in the Federal Register on November 20, 2009, a final rule concerning the risk-based capital treatment for one-to-four family residential mortgages modified under the U.S. Treasury Department's Home Affordable Mortgage Program. OCC Bulletin 2009-35, Final Rule |
| Capital | 10/02/2009 | The Office of the Comptroller of the Currency appointed the Federal Deposit Insurance Corporation as receiver for Southern Colorado National Bank, Pueblo, Colorado. News Release 2009-119 |
| Capital | 09/11/2009 | OCC appoints receiver for Corus Bank, N.A. News Release 2009-105 |
| Capital | 08/26/2009 | Agencies seek comment on proposed Regulatory Capital Standards related to adoption of FASB Statements of Financial Accounting Standards Nos. 166 and 167. News Release 2009-101, Proposed Regulatory Capital Rule. (PDF 200KB) Comments should be e-mailed to: regs.comments@occ.treas.gov. Please use the subject "Docket No. R-1368" when e-mailing. |
| Capital | 07/06/2009 | Request for comments on proposed Interagency Liquidity Guidance. OCC 2009-21, Interagency Guidance, Comments should be e-mailed by September 4, 2009, to: regs.comments@occ.treas.gov. Please use the subject "Proposed Interagency Guidance-Funding and Liquidity Risk Management" when e-mailing. |
| Capital | 06/30/2009 | The federal bank, thrift, and credit union regulatory agencies seek comment on the proposed Interagency Guidance on Funding and Liquidity Risk Management. News Release 2009-78, Interagency Guidance on Funding and Liquidity Risk Management (PDF 314KB), Comments |
| Capital | 02/23/2009 | Joint statement by the Treasury, FDIC, OCC, OTS, and the Federal Reserve Release 2009-11 |
| Capital | 12/16/2008 | Agencies approve final rule on deduction of Goodwill from Tier 1 Capital. News Release 2008-145, Final Rule (PDF) |
| Capital | 10/17/2008 | Agencies announce decision on Regulatory Capital Impact of Emergency Economic Stabilization Act of 2008 on Fannie Mae and Freddie Mac Preferred Stock. NR 2008-124 |
| Capital | 09/15/2008 | The federal banking agencies are evaluating the amendments to generally accepted accounting principles proposed by the Financial Accounting Standards Board (FASB). NR 2008-107 |
| Capital | 07/31/2008 | The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of Thrift Supervision have issued final guidance outlining the supervisory review process for banking organizations implementing the new advanced capital adequacy framework known as Basel II. OCC Bulletin 2008-20, Guidance (PDF) |
| Capital | 07/29/2008 | This bulletin briefly summarizes an interagency Notice of Proposed Rulemaking (NPR) for a U.S. implementation of the standardized approach of the Basel II Capital Accord. OCC 2008-19, Proposed Rulemaking (PDF), Comments |
| Capital | 07/15/2008 | The federal banking and thrift agencies issued final guidance outlining the supervisory review process for banking organizations implementing the new advanced capital adequacy framework known as Basel II. News Release 2008-81, Guidance (PDF) |
| Capital | 07/10/2008 | Regulatory Impact Analysis for Risk-Based Capital Guidelines; Capital Adequacy Guidelines; Capital Maintenance: Standardized Risk-Based Capital Rules (Basel II: Standardized Option), Office of the Comptroller of the Currency, International and Economic Affairs (2008) (PDF) |
| Capital | 07/08/2008 | The federal banking and thrift agencies issued an interagency statement outlining the qualification process for banking organizations implementing the new advanced capital adequacy framework known as Basel II. News Release 2008-77, Statement (PDF) |
| Capital | 07/03/2008 | The Office of the Comptroller of the Currency has approved for publication a notice of proposed rulemaking that would implement the standardized approach of the Basel II Capital Accord. News Release 2008-75 |
| Capital | 06/27/2008 | The Basel Committee on Banking Supervision issued for public comment enhanced global Principles for Sound Liquidity Risk Management and Supervision. News Release 2008-72 |
| Capital | 03/03/2008 | Comptroller Dugan tells International Bankers that the Basel II U.S. implementation is on a prudent, deliberate path. News Release 2008-26 |
| Capital | 12/07/2007 | Implementation of the Advanced Approaches of the Basel II Capital Accord. OCC Bulletin 2007-47, Final Rule (PDF 2.2MB) |
| Capital | 11/01/2007 | The Office of the Comptroller of the Currency announced that it has approved a final rule implementing the advanced approaches of the Basel II Capital Accord. News Release 2007-123, Final rule (PDF 756KB), Comments, Preamble (PDF 1.2MB) |
| Capital | 02/28/2007 | Supervisory Guidance Related to Basel II Implementation: Proposed Supervisory Guidance, OCC 2007-10 |
| Capital | 09/25/2006 | Two Notices of Proposed Rulemaking (NPR). The first NPR (Basel II NPR) would implement new risk-based capital requirements for large or internationally active U.S. banking organizations. The second NPR (Market Risk NPR) proposes changes to the current risk-based capital charge for market risk. NPR- Advanced Capital Adequacy Framework (PDF 997KB), NPR-Market Risk, Comment (PDF) |
| Capital | 09/14/2006 | Comptroller of the Currency John C. Dugan told a House subcommittee today that the Basel II capital framework is intended not only to align capital requirements more closely to the complex risks inherent in large, internationally active banks, but to require those institutions to substantially improve their risk management systems and controls. NR 2006-96, Testimony (PDF) |
| Capital | 09/05/2006 | The federal bank and thrift regulatory agencies announced that they will request public comment on a notice of proposed rulemaking (NPR) that would implement new risk-based capital requirements in the United States for large, internationally active banking organizations. NR 2006-94, Statement, Market Risk, NPR, Advanced Capital Adequacy Framework (PDF) |
| Capital | 06/08/2006 | Comptroller of the Currency John C. Dugan discussed the Basel II capital accord in a speech to the Centre for the Study of Financial Innovation. 2006-69, Remarks (PDF) |
| Capital | 03/13/2006 | The Comptroller of the Currency, John C. Dugan told a conference of international bankers that the continued safety and soundness of the banking system demands that regulators move away from the simplistic risk-based capital system now in use for internationally active banks to one that substantially enhances risk management and more closely aligns capital with risk. NR 2006-30, Remarks (PDF) |
| Capital | 11/10/2005 | Comptroller of the Currency, John C. Dugan told the Senate Banking Committee that the goal of the Basel II Capital Framework and a separate initiative for smaller institutions will substantially enhance safety and soundness. NR 2005-111, Testimony (PDF), Statement (PDF) |
| Capital | 10/20/2005 | The four federal banking agencies--the Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of Thrift Supervision-- published an interagency advance notice of proposed rulemaking (ANPR) regarding potential revisions to the existing risk-based capital framework. NR 2005-103, OCC 2005-37, ANPR (PDF) |
| Capital | 01/27/2005 | The federal banking and thrift agencies today released an interagency statement on implementation of the Basel II framework and the qualification process for the framework's "advanced approaches." Implementation of Basel II Framework (PDF) - NR 2005-6 |
| Community Development | 03/01/2011 | The OCC issues second quarter 2011 CRA Examination Schedule. News Release 2011-23, CRA examination schedule (PDF) |
| Community Development | 10/18/2010 | The Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, the Board of Governors of the Federal Reserve System, and the Office of Thrift Supervision (the agencies) jointly published in the Federal Register a final rule revising their Community Reinvestment Act (CRA) regulations. OCC Bulletin 2010-39, Final Rule (PDF 172KB) |
| Community Development | 09/29/2010 | Agencies issue final Community Reinvestment Act rule to implement provision of the Higher Education Opportunity Act. News Release 2010-117, Rule (PDF) |
| Community Development | 03/18/2010 | The OCC releases CRA evaluations for 28 national banks. News Release 2010-31, CRA evaluations |
| Community Development | 03/01/2010 | The OCC released its schedule of Community Reinvestment Act (CRA) examinations to be conducted in the second quarter of 2010. News Release 2010-25, CRA examination schedule (PDF 19KB) |
| Community Development | 01/14/2010 | The OCC released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of December 15, 2009 through January 14, 2010. News Release 2010-4, Evaluations |
| Community Development | 12/22/2009 | The federal bank regulatory agencies announced the annual adjustment to the asset-size thresholds used to define "small bank," "small savings association," "intermediate small bank," and "intermediate small savings association" under the Community Reinvestment Act (CRA) regulations. News Release 2009-165, Announcement (PDF 46KB) |
| Community Development | 09/24/2009 | OCC Receives National Association of State and Local Equity Funds (NASLEF) Leadership Award. News Release 2009-113 |
| Community Development | 11/24/2009 | The OCC released the fall 2009 edition of Community Developments focusing on bank strategies to mitigate the impacts of foreclosed properties on communities across the country. News Release 2009-147, Community Developments (PDF 1.4MB) |
| Community Development | 09/17/2009 | OCC releases CRA evaluations for 35 national banks. News Release 2009-107, CRA evaluations |
| Community Development | 08/26/2009 | The OCC released a list of Community Reinvestment Act (CRA) performance evaluations. News Release 2009-100, CRA Evaluations |
| Community Development | 08/06/2009 | The OCC published a Community Developments Insights report that provides bankers an overview the FHA's 203(k) Home Rehabilitation Mortgage Insurance. News Release 2009-91, Insights (PDF) |
| Community Development | 06/12/2009 | The OCC, along with the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of Thrift Supervision, recently announced a list of distressed or underserved nonmetropolitan middle-income geographies. OCC Bulletin 2009-18, List (PDF) |
| Community Development | 12/30/2008 | Small Bank Asset Thresholds and Related Regulatory Revisions. OCC Bulletin 2008-36, Revisions (PDF) |
| Community Development | 12/17/2008 | The federal bank regulatory agencies announced the annual adjustment to the asset-size thresholds used to define small bank, small savings association, intermediate small bank, and intermediate small savings association under the Community Reinvestment Act (CRA) regulations. News Release 2008-146, Announced (PDF) |
| Community Development | 11/26/2008 | The Office of the Comptroller of the Currency (OCC) published a Community Developments Insights report that describes how banks participate in the Historic Tax Credit (HTC) program which is used to rehabilitate and restore certified historic properties. News Release 2008-140, Community Developments Insights |
| Community Development | 09/19/2008 | The Office of the Comptroller of the Currency (OCC) released the Fall 2008 edition of Community Developments Investments focusing on Multibank Community Development Corporations (CDC). NR 2008-109 |
| Community Development | 09/18/2008 | The Office of the Comptroller of the Currency (OCC) published a Community Developments Insights report which looks at bank participation in the SBA's 7(a) Loan Guarantee Program. NR 2008-108, Community Developments Insights (PDF) |
| Community Development | 08/21/2008 | An interim final rule to implement a provision of the Housing and Economic Recovery Act of 2008 (HERA) 1 that expands national banks' authority to make public welfare investments. OCC 2008-22, News Release 2008-97, Interim Final Rule (PDF) |
| Community Development | 05/03/2005 | Acting Comptroller of the Currency, Julie L. Williams, spoke before the Regional Interagency Committee about the noteworthy progress that strategic partnerships are making in mitigating the effects of foreclosures in cities and communities nationwide. NR 2005-44, Speech (PDF) |
| Compliance, Consumer | 03/31/2011 | Mortgage performance is slightly better in fourth quarter of 2010 serious delinquencies drop for the fourth consecutive quarter. News Release 2011-38, OCC and OTS Mortgage Metrics Report (PDF) |
| Compliance, Consumer | 02/25/2011 | Office of the Comptroller of the Currency provides consumer information at National Consumer Protection Week event on Capitol Hill. News Release 2011-22 |
| Compliance, Consumer | 02/24/2011 | Avoiding mortgage modification scams and foreclosure rescue scams. Consumer Advisory 2011-1 |
| Compliance, Consumer | 10/15/2010 | The OCC has joined the public-private coalition that supports the third annual Protect Your Identity Week (PYIW), an initiative of the National Foundation for Credit Counseling (NFCC) and the Council of Better Business Bureaus (BBB). News Release 2010-123 |
| Compliance, Consumer | 10/08/2010 | The OCC has entered into a settlement with Woodforest National Bank, The Woodlands, Texas, that requires the bank to pay approximately $32 million in reimbursement to consumers who were harmed by the bank's overdraft program. News Release 2010-122, Settlement, Civil Money Penalty |
| Compliance, Consumer | 09/28/2010 | Registration of municipal advisors. OCC Bulletin 2010-38, Rule (PDF 1.8MB) |
| Compliance, Consumer | 06/11/2009 | Agencies issue frequently asked questions on Identity Theft Rules. News Release 2009-65, FAQs (PDF) |
| Compliance, Consumer | 06/01/2009 | The Federal Financial Institution Regulatory agencies propose a rule to implement S.A.F.E. Act Mortgage Loan Originator Registration requirements News Release 2009-58, Proposed Rules (PDF 654KB), Comments |
| Compliance, Consumer | 08/20/2008 | Transmits a final rule, published by the Federal Reserve Board, for the dollar amount in 2009 that triggers provisions of the Home Ownership and Equity Protection Act. OCC Bulletin 2008-21 |
| Compliance, Consumer | 05/22/2008 | The federal financial regulatory agencies issued final illustrations for helping consumers understand certain hybrid adjustable rate mortgage (ARM) products. Release 2008-57, Illustrations of Consumer Information for Hybrid Adjustable Rate Mortgage Products (PDF) |
| Compliance, Consumer | 04/25/2008 | The Office of the Comptroller of the Currency (OCC) has directed Wachovia to make restitution to consumers harmed by the bank's relationships with telemarketers and payment processors. News Release 2008-48 |
| Compliance, Consumer | 02/15/2008 | The Office of the Comptroller of the Currency promoted awareness of consumer protection resources during National Consumer Protection Week event on Capitol Hill. NR 2008-18 |
| Compliance, Consumer | 02/07/2008 | OCC Focuses on Low-Income Housing Tax Credit Program Release 2008-10, Community Developments Insights (PDF) |
| Compliance, Consumer | 11/06/2007 | Comptroller Dugan supports FACT Act Implementation Rule to help consumers resolve disputes with Financial Institutions NR 2007-124 |
| Compliance, Consumer | 10/31/2007 | The federal financial institution regulatory agencies and the Federal Trade Commission have sent to the Federal Register for publication final rules on identity theft "red flags" and address discrepancies. News Release 2007-122, Final rules (PDF 756KB), Comments |
| Compliance, Consumer | 08/27/2007 | The Federal Reserve Board published, Federal Register, its annual amendment to its Regulation Z Commentary related to the dollar amount that triggers requirements for certain home mortgage loans subject to 12 CFR 226.32. OCC Bulletin 2007-32, final rule (PDF) |
| Compliance, Consumer | 06/13/2007 | Comptroller Dugan Tells House Committee that OCC Supervision Plays Critical Role In Ensuring National Bank Compliance with Federal Consumer Protection Standards NR 2007-57, Statement, Testimony |
| Compliance, Consumer | 05/31/2007 | The federal bank, thrift, and credit union regulatory agencies issued final illustrations of consumer information intended to help institutions implement the consumer protection portion of the Interagency Guidance on Nontraditional Mortgage Product Risks. NR 2007-49 |
| Compliance, Consumer | 03/29/2007 | The Office of the Comptroller of the Currency, Office of Thrift Supervision, Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation, National Credit Union Administration, Federal Trade Commission, Commodity Futures Trading Commission, and Securities and Exchange Commission (the agencies) are requesting comment on a model privacy notice that financial institutions may use to provide disclosures under the Gramm-Leach-Bliley Act (GLBA) and the agencies' implementing regulations. OCC 2007-13, NRP, Comment |
| Compliance, Consumer | 03/31/2006 | Federal regulators released Evolution of a Prototype Financial Privacy Notice, a report by Kleimann Communication Group summarizing consumer research commissioned by the regulators as part of their ongoing efforts to develop improved financial privacy notices. NR 2006-42 |
| Compliance, Consumer | 03/30/2006 | Chief Counsel and First Senior Deputy Comptroller Julie L. Williams called for more effective "consumer-oriented disclosures in the financial services business" as a vital part of consumer protection in a speech to the 2006 Banking Institute. NR 2006-40, Remarks (PDF) |
| Compliance, Consumer | 03/22/2006 | Agencies Seek Public Comment on Issues Related to the Accuracy of Consumer Credit Reports and the Reinvestigation of Disputes. NR 2006-36 |
| Compliance, Consumer | 02/17/2006 | The federal financial regulatory agencies extended the comment period on the proposed guidance on nontraditional residential mortgage products. NR 2006-21, Proposed Interagency Guidance on Nontraditional Mortgage Products (PDF) |
| Compliance, Consumer | 02/02/2006 | The Comptroller of the Currency John C. Dugan said that most bank customers don't find the privacy notices they receive to be especially useful and said an ongoing interagency process to simplify those notices will better serve banks and their customers. NR 2006-8, Remarks (PDF) |
| Compliance, Consumer | 12/01/2005 | The Comptroller of the Currency, John C. Dugan made his first major speech before the Consumer Federation of America here in Washington, DC. He spoke about negative amortization and its increasing prominence in retail credit products. NR 2005-117, Speech (PDF) |
| Compliance, Consumer | 08/29/2005 | The Office of the Comptroller of the Currency (OCC) published the Summer 2005 edition of the Community Developments newsletter, which provides various perspectives and strategies on how the revised Home Mortgage Disclosure Act (HMDA) reporting requirements could enhance mortgage-lending opportunities for national banks and their customers. NR 2005-84, Newsletter |
| Compliance, Consumer | 08/17/2005 | The Office of the Comptroller of the Currency (OCC) released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of July 15, 2005 through August 14, 2005. The list contains only national banks and insured federal branches of foreign banks that have received ratings. NR 2005-81, CRA Evaluations |
| Compliance, Consumer | 06/16/2005 | The letter (PDF) concludes that "GAP Addendums" sold by a national bank to borrowers in connection with the bank's motor vehicle loans, in connection with a GAP program administered by an insurance company, are debt cancellation contracts subject to 12 CFR Part 37. |
| Compliance, Consumer | 06/01/2005 | The Office of the Comptroller of the Currency (OCC) released its schedule of Community Reinvestment Act (CRA) examinations to be conducted in the third quarter of 2005. NR 2005-54, CRA (PDF) |
| Compliance, Consumer | 05/17/2005 | Acting Comptroller of the Currency, Julie L. Williams, testified before the Senate Banking Committee and made four key points on the OCC's perspectives concerning the marketing and disclosure practices of the U.S. credit card industry. NR 2005-49, Statement (PDF) |
| Compliance, Consumer | 05/16/2005 | This bulletin promotes sound credit risk management practices for financial institutions engaged in home equity lending. NR 2005-48, PDF |
| Consulting & Financial Advice | 02/24/2005 | The letter (PDF) concludes that it is permissible for a national bank to provide consulting and advisory services to deposit customers who hire independent messenger or courier services to transport banking items to and from the bank. Includes activities such as helping customer select a courier service, contract administration, and help with dispute resolution. Since the bank will not provide the courier service, this is not a branching activity. |
| Corporate Governance & Structure | 03/31/2011 | Six federal agencies are seeking comment on a proposed rule that would require sponsors of asset-backed securities (ABS) to retain at least 5 percent of the credit risk of the assets underlying the securities and would not permit sponsors to transfer or hedge that credit risk. News Release 2011-39, Proposed Rule (PDF)
Comments should be e-mailed to: regs.comments@occ.treas.gov |
| Corporate Governance & Structure | 03/30/2011 | Agencies seek comment on proposed rule on incentive compensation. News Release 2011-37, Joint Proposed Rule (PDF)
Comments should be e-mailed to: regs.comments@occ.treas.gov |
| Corporate Governance & Structure | 06/15/2009 | Comptroller of the Currency John C. Dugan said that a paper released provides valuable information on the use of credit ratings. News Release 2009-66, Stocktaking on the use of credit ratings (PDF) |
| Corporate Governance & Structure | 05/10/2007 | The OCC has published an interim rule amending 12 CFR 4 to expand the description of banks qualified for the 18-month examination cycle. The OCC invites comments on the interim rule. OCC 2007-16, Proposed Rule (PDF), Comment |
| Corporate Governance & Structure | 10/06/2005 | The rule (PDF) requires insiders of national banks with equity securities registered with the OCC to file certain beneficial ownership reports electronically. OCC Bulletin 2005-34 |
| Corporate Governance & Structure | 02/23/2005 | The letter (PDF) concludes that national bank directors may meet the qualifying shares requirement under 12 U.S.C. Section 72 by purchasing trust preferred stock. This is significant because it offers bank directors a new means of obtaining a financial stake in the bank in addition to purchasing bank stock. |
| Derivatives | 03/19/2010 | OCC reports declining derivatives credit exposures. News Release 2010-33, OCC's Quarterly Report on Bank Trading and Derivatives Activities. (PDF 331KB)
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| Derivatives | 12/18/2009 | The OCC reports a decline in derivatives credit exposures. News Release 2009-161, Quarterly Report on Bank Trading and Derivatives Activities. (PDF 227KB) |
| Derivatives | 09/25/2009 | OCC reports second quarter bank trading revenue of $5.2 billion. News Release 2009-114, (PDF 304KB) |
| Derivatives | 06/26/2009 | OCC reports first quarter bank trading revenue of $9.8 billion. News Release 2009-72, OCC's Quarterly Report on Bank Trading and Derivatives Activities (PDF) |
| Derivatives | 03/27/2009 | OCC Reports fourth quarter bank trading loss. News Release 2009-34, OCC's Quarterly Report on Bank Trading and Derivatives Activities (PDF 321KB) |
| Derivatives | 03/09/2009 | Senior Supervisors Group issues report on management of recent credit default swap credit events. News Release 2009-19, Observations on Management of Recent Credit Default Swap Credit Events (PDF 213KB) |
| Derivatives | 07/09/2008 | Deputy Comptroller for Credit and Market Risk Kathryn E. Dick discussed credit derivatives in testimony before the Subcommittee on Securities, Insurance, and Investment of the Senate Committee on Banking, Housing, and Urban Affairs. News Release 2008-79, Oral (PDF), Written (PDF) |
| Derivatives | 07/03/2008 | The Office of the Comptroller of the Currency reported the OCC's Quarterly Report on Bank Trading and Derivatives Activities. News Release 2008-74, OCC's Quarterly Report on Bank Trading and Derivatives Activities (PDF) |
| Derivatives | 12/28/2007 | Office of the Comptroller of the Currency reports the OCC's Quarterly Bank Trading Revenues of $2.3 billion. NR 2007-137, Quarterly Report on Bank Derivatives Activities (PDF) |
| Derivatives | 09/28/2006 | Insured commercial banks earned $4.7 billion trading cash instruments and derivative products in the second quarter of 2006, the Office of the Comptroller of the Currency reported in its quarterly Bank Derivatives Report. NR 2006-106, Bank Derivatives Report (PDF 334KB) |
| Derivatives | 02/15/2006 | The letter (PDF) concludes that the bank may engage in the transactions it proposes, where the bank's examiner-in-charge is satisfied that the bank has adequate risk management and measurement systems and controls. |
| Derivatives | 09/15/2005 | The letter (PDF) states that the Bank, with the approval of its examiner-in-charge, may engage in customer-driven, physically settled emissions derivative transactions and may enter into physical transactions in emission allowances to hedge its risk exposures to the emissions derivative transactions. |
| Derivatives | 09/13/2005 | The letter (PDF) concludes that the Bank may engage in customer-driven, perfectly matched, cash-settled derivative transactions provided the Bank's examiner-in-charge is satisfied that the Bank has adequate risk management and measurement systems and controls to conduct the activities on a safe and sound basis. |
| Derivatives | 08/09/2005 | The letter (PDF) responds that a Bank may use cash-settled derivatives linked to the S&P 500 Index to hedge the market risk associated with the fees it charges customers as part of its investment advisory activities, provided the trust company establishes, to the satisfaction of its supervisory office, an appropriate risk management and compliance process. |
| Derivatives | 07/14/2005 | The letter (PDF) confirms that the bank, with approval of its examiner-in-charge, may engage in customer-driven equity index derivatives transactions and may use baskets of securities to hedge its risk exposures to the index swaps where the baskets do not exactly match the underlying index, but are designed to replicate the sector and industry weightings and general risks of the index. |
| Derivatives | 06/23/2005 | The Comptroller of the Currency reported its quarterly Bank Derivatives Report. Derivatives held by U.S. commercial banks increased by $3.2 trillion in the first quarter of 2005, to $91.1 trillion. NR 2005-62 |
| Derivatives | 04/06/2005 | This letter (PDF) concludes that the Bank may engage in electricity derivative transactions and hedges, settled in cash and by transitory title transfer, as part of, or incidental to, its existing financial intermediation business in energy-related commodities derivatives, provided the Bank has established an appropriate risk measurement and management process for these activities to which the EIC expresses no supervisory objection. |
| Disclosures | 12/02/2010 | The federal financial regulatory agencies issued final supervisory guidance on sound practices by financial institutions for real estate appraisals and evaluations. News Release 2010-138, Supervisory Guidance (PDF) |
| Disclosure | 02/28/2005 | The agencies are issuing this advisory to remind all banking organizations that, except in very limited circumstances, they are prohibited by law from disclosing their CAMELS rating and other nonpublic supervisory information to insurers as well as other non-related third parties without permission from their appropriate federal banking agency. Issue Advisory (PDF), OCC 2005-4 |
| Enforcement Actions | 04/15/2011 | The OCC released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. News Release 2011-52, Enforcement Actions |
| Enforcement Actions | 04/13/2011 | OCC takes enforcement action against eight servicers for unsafe and unsound foreclosure practices. News Release 2011-47 |
| Enforcement Actions | 02/18/2011 | The OCC released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. News Release 2011-20, Enforcement Actions |
| Enforcement Actions | 10/15/2010 | The OCC released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. News Release 2010-124, Enforcement Actions |
| Enforcement Actions | 03/19/2010 | The OCC released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. News Release 2010-34, OCC Enforcement Actions |
| Enforcement Actions | 12/18/2009 | The OCC released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. News Release 2009-162, OCC Enforcement Actions |
| Enforcement Actions | 11/20/2009 | The OCC released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. News Release 2009-144, OCC Enforcement Actions |
| Enforcement Actions | 09/18/2009 | The OCC released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. News Release 2009-108, OCC Enforcement Actions |
| Enforcement Actions | 08/21/2009 | The OCC released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. News Release 2009-97, OCC Enforcement Actions |
| Enforcement Actions | 07/27/2009 | Comptroller of the Currency John C. Dugan issued a final decision on Carlos Loumiet, Esq., former counsel to Hamilton Bank, NA (closed), Miami, Florida. Final Decision (PDF) |
| Enforcement Actions | 06/19/2009 | The Office of the Comptroller of the Currency (OCC) released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. News Release 2009-68 |
| Enforcement Actions | 05/15/2009 | The Office of the Comptroller of the Currency (OCC) today released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. News Release 2009-51 |
| Enforcement Actions | 04/17/2009 | The Office of the Comptroller of the Currency (OCC) today released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. News Release 2009-40 |
| Enforcement Actions | 03/20/2009 | The Office of the Comptroller of the Currency (OCC) today released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. News Release 2009-27 |
| Enforcement Actions | 02/20/2009 | The Office of the Comptroller of the Currency (OCC) released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. Release 2009-10 |
| Enforcement Actions | 01/16/2009 | The Office of the Comptroller of the Currency (OCC) today released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. News Release 2009-3 |
| Enforcement Actions | 12/19/2008 | The Office of the Comptroller of the Currency (OCC) released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. News Release 2008-149, OCC Enforcement Actions |
| Enforcement Actions | 11/21/2008 | The Office of the Comptroller of the Currency (OCC) released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. News Release 2008-138, OCC Enforcement Actions |
| Enforcement Actions | 10/17/2008 | The Office of the Comptroller of the Currency released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. News Release 2008-123, Enforcement Actions |
| Enforcement Actions | 08/12/2008 | The Office of the Comptroller of the Currency (OCC) release new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. News Release 2008-95, Enforcement Actions |
| Enforcement Actions | 07/28/2008 | The Office of the Comptroller of the Currency (OCC) released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. NR 2008-89, Enforcement Actions |
| Enforcement Actions | 06/16/2008 | The Office of the Comptroller of the Currency (OCC) released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. News Release 2008-69, OCC enforcement actions |
| Enforcement Actions | 05/15/2008 | The Office of the Comptroller of the Currency (OCC) released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. News Release 2008-54, OCC enforcement actions |
| Enforcement Actions | 03/17/2008 | The Office of the Comptroller of the Currency (OCC) released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. Release 2008-31 |
| Enforcement Actions | 02/21/2008 | The Office of the Comptroller of the Currency (OCC) today released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. News Release 2008-21, OCC Enforcement Actions |
| Enforcement Actions | 01/14/2008 | The Office of the Comptroller of the Currency (OCC) released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks. NR 2008-3, Enforcement Actions |
| Enforcement Actions | 12/21/2007 | The Office of the Comptroller of the Currency (OCC) released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks and terminations of existing enforcement actions. NR 2007-136, Enforcement Actions |
| Enforcement Actions | 11/19/2007 | The Office of the Comptroller of the Currency (OCC) released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks and terminations of existing enforcement actions. NR 2007-126, Enforcement Actions |
| Enforcement Actions | 09/18/2007 | The Office of the Comptroller of the Currency (OCC) released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks and terminations of existing enforcement actions. NR 2007-96, Enforcement Actions |
| Enforcement Actions | 08/14/2007 | The Office of the Comptroller of the Currency (OCC) released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks and terminations of existing enforcement actions. NR 2007-86, Enforcement Actions |
| Enforcement Actions | 07/16/2007 | The Office of the Comptroller of the Currency (OCC) released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks and terminations of existing enforcement actions. NR 2007-74, Enforcement Actions |
| Enforcement Actions | 06/14/2007 | The Office of the Comptroller of the Currency (OCC) released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks and terminations of existing enforcement actions. NR 2007-58, Enforcement Actions |
| Enforcement Actions | 05/16/2007 | The Office of the Comptroller of the Currency (OCC) released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks and terminations of existing enforcement actions. NR 2007-46, Enforcement Actions |
| Enforcement Actions | 04/16/2007 | The Office of the Comptroller of the Currency (OCC) today released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks and terminations of existing enforcement actions. NR 2007-39, Enforcement Actions |
| Enforcement Actions | 03/19/2007 | The Office of the Comptroller of the Currency (OCC) today released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks and terminations of existing enforcement actions. NR 2007-22, Enforcement Actions |
| Enforcement Actions | 02/15/2007 | The Office of the Comptroller of the Currency (OCC) today released new enforcement actions taken against national banks and individuals currently and formerly affiliated with national banks and terminations of existing enforcement actions. NR 2007-12, Enforcement Actions |
| Ethics | 12/06/2005 | The rule implements new post-employment restrictions for Comptroller of the Currency (OCC) senior examiners of national banks. Final Rule (PDF), OCC 2005-41 |
| Ethics | 11/17/2005 | The federal bank and thrift regulatory agencies issued final rules to implement a special post-employment restriction on certain senior examiners employed by an agency or Federal Reserve Bank, as required by the Intelligence Reform and Terrorism Prevention Act of 2004. NR 2005-113, Final Rules (PDF) |
| Ethics | 08/30/2005 | Proposed rule (PDF) would prevent the senior examiner of a national bank from working for that bank for one year after leaving the OCC. OCC Bulletin 2005-30, Comment on proposed rule |
| Ethics | 08/04/2005 | The federal banking regulatory agencies issued proposed rules to implement a special post-employment restriction on certain senior examiners employed by an agency or Federal Reserve Bank. NR 2005-76, proposed rule (PDF) |
| Federal Reserve Board | 09/01/2005 | The Federal Reserve Board published, in the August 9, 2005, Federal Register, its annual amendment to its Regulation Z Commentary related to the dollar amount that triggers requirements for certain home mortgage loans subject to 12 CFR 226.32. OCC Bulletin 2005-31, Requirements (PDF) |
| Fiduciary Activities | 03/27/2008 | The Office of the Comptroller of the Currency (OCC) is providing guidance to national banks on the annual review requirement contained in OCC fiduciary regulation 12 CFR 9.6(c). OCC Bulletin 2008-10 |
| Investments | 01/20/2006 | The letter (PDF) concludes a national trust company may sponsor a closed-end investment fund that will be exempt from registration under the Investment Company Act of 1940. The letter also concludes that the fund's underlying portfolio consists of bank eligible investments, and the particular types of national banks proposed may purchase the described fund shares pursuant to 12 CFR 1.3(h)(2), subject to specific safe and sound banking practices and a 1% aggregate investment limitation. This involves a structured product with exposure to a tranched credit default swap index. |
| Investments | 05/26/2005 | The letter (PDF) concludes that national banks may continue to hold a separate account BOLI investment that in turn holds interests in instruments with characteristics of debt securities and a rate of return, a portion of which is linked to equity securities, provided the bank's EIC has no supervisory objection. |
| Investments | 02/17/2005 | The letter (PDF) concludes that fixed rate annuities purchased by a national bank are, in substance, debt obligations of the issuing insurance company. Accordingly, the letter states that the bank had authority to purchase the fixed rate annuities under its authority in 12 U.S.C. § 24(Seventh) to discount and negotiate evidences of debt, subject to certain conditions. The annuities must be fixed rate with no penalties or fees for early surrender of the policies. The bank also should establish internal concentration limits for its combined holdings of fixed rate annuities from all issuers. Finally, the bank is required to comply with Banking Circular 181(Rev.) and OCC Bulletin 2002-19. |
| Investments | 01/07/2005 | This letter (PDF) concludes that a national bank may buy and sell, for its own account, exchange-traded units of beneficial interest in gold, subject to demonstration that the bank has the appropriate risk management systems in place to conduct the activity in a safe and sound manner. |
| Lending | 02/03/2011 | S.A.F.E. Act Mortgage Loan Originator registration. OCC Bulletin 2011-6, Notice (PDF), News Release 2011-9 |
| Lending | 01/20/2010 | The OCC, along with the other members of the Federal Financial Institutions Examination Council, recently released proposed guidance on reverse mortgage products. OCC 2010-3, Proposed Guidance (PDF 137KB) |
| Lending | 12/21/2009 | OCC and OTS release Mortgage Metrics Report for third quarter 2009. News Release 2009-163, OCC and OTS Mortgage Metrics Report for the Third Quarter 2009 (PDF 576KB). |
| Lending | 10/30/2009 | The Comptroller of the Currency, along with the other federal financial regulators and FFIEC’s State Liaison Committee (representing state regulatory agencies), adopted and issued a policy statement on prudent commercial loan workouts. Release 2009-128, Policy Statement on Prudent Commercial Real Estate Loan Workouts (PDF 990KB) |
| Lending | 09/30/2009 | Actions to keep Americans in their homes grew by almost 22 percent during the second quarter of 2009, according to a report by the OCC and the OTS. News Release 2009-118, Mortgage Metrics Report for the Second Quarter 2009. (PDF 346KB) |
| Lending | 09/25/2009 | OCC releases consumer advisory on "Reverse Mortgages." News Release 2009-115, "Reverse Mortgages: Are They for You?" (PDF) |
| Lending | 09/24/2009 | Credit quality declined sharply for loan commitments of $20 million or more held by multiple federally supervised institutions, according to the 32nd annual review of Shared National Credits (SNC). News Release 2009-111, Annual Review of Shared National Credits (PDF 1.1MB) |
| Lending | 09/24/2009 | Comptroller of the Currency John C. Dugan defends strong national standards for financial providers. Release 2009-112, Remarks (PDF), OCC Paper on Worst 10 Mortgage Originators (PDF) |
| Lending | 08/26/2009 | Certain provisions of the Credit Card Accountability Responsibility and Disclosure Act of 2009, Pub. Law No. 111-24 (Credit CARD Act), became effective August 20, 2009. News Release 2009-99, Rules (PDF 263KB) |
| Lending | 08/19/2009 | OCC to host web and telephone seminar on SBA Lending Programs and the American Recovery and Reinvestment Act of 2009. News Release 2009-96 |
| Lending | 07/30/2009 | On May 22, 2009, the Credit Card Accountability Responsibility and Disclosure Act of 2009 (Credit CARD Act) was signed into law. OCC Bulletin 2009-25 |
| Lending | 07/20/2009 | Final Rule: Accuracy and integrity of consumer report information and direct consumer dispute regulations and guidelines. OCC Bulletin 2009-23, Federal Register (PDF), Comments should be e-mailed by July 30, 2009, to: regs.comments@occ.treas.gov. Please use the subject ''Risk-Based Capital Guidelines-Residential Mortgage Loans Modified Pursuant to the Making Home Affordable Program" when e-mailing. |
| Lending | 07/10/2009 | The OCC published in the Federal Register on June 30, 2009, an interim final rule concerning the risk-based capital treatment for one-to-four family residential mortgages modified under the U.S. Treasury Department's Making Home Affordable Program. OCC 2009-22, Interim Final Rule (PDF 746KB), Comments should be e-mailed by July 30, 2009, to: regs.comments@occ.treas.gov. Please use the subject ''Risk-Based Capital Guidelines-Residential Mortgage Loans Modified Pursuant to the Making Home Affordable Program" when e-mailing. |
| Lending | 06/29/2009 | OCC and OTS release mortgage metrics report for first quarter 2009. News Release 2009-77, Mortgage Metrics Report (PDF 746KB) |
| Lending | 06/29/2009 | Banking agencies issue host state loan-to-deposit ratios. News Release 2009-76, Host state loan-to-deposit ratios (PDF) |
| Lending | 06/29/2009 | Agencies issue interim final rule for mortgage loans modified under the Making Home Affordable program. News Release 2009-73, Interim Final Rule (PDF) |
| Lending | 04/03/2009 | The Office of the Comptroller of the Currency and the Office of Thrift Supervision jointly released their quarterly report on first lien mortgage performance for the fourth quarter of 2008. News Release 2009-37, Mortgage Metrics Report (PDF 358KB) |
| Lending | 03/04/2009 | Federal Financial Regulatory Agencies issue statement in support of the "Making Home Affordable" Loan Modification Program. News Release 2009-18, Financial Stability |
| Lending | 02/19/2009 | Final Rule for Home Ownership and Equity Protection Act amendments. OCC Bulletin 2009-7, Final Rule (PDF 841KB), Comments |
| Lending | 02/13/2009 | OCC and OTS expand data collection on mortgage performance. Release 2009-9, OCC-OTS Mortgage Metrics Data Dictionary (January 2009) |
| Lending | 01/09/2009 | The Board of Governors of the Federal Reserve System (the Board) published in the Federal Register a final rule amending the staff commentary that interprets the requirements of Regulation C. OCC 2009-3, Final Rule (PDF), Comments |
| Lending | 12/22/2008 | The Office of the Comptroller of the Currency and the Office of Thrift Supervision issued their second report on mortgage performance showing continued increases in delinquencies and foreclosures in process. News Release 2008-150, Mortgage Metrics Report (PDF) |
| Lending | 11/12/2008 | The Office of the Comptroller of the Currency responded to a request that it approve a new workout program for troubled credit card borrowers. NR 2008-132 |
| Lending | 11/12/2008 | The Department of the Treasury, the Federal Deposit Insurance Corporation, and the Federal Reserve have recently put into place several programs designed to promote financial stability and to mitigate procyclical effects of the current market conditions. NR 2008-131 |
| Lending | 09/12/2008 | The Office of the Comptroller of the Currency and the Office of Thrift Supervision joined forces to issue a joint report on the performance of approximately 60 percent of all first lien mortgages outstanding in the United States. NR 2008-105, Mortgage Metrics Report (PDF) |
| Lending | 07/28/2008 | Statement of Comptroller of the Currency John C. Dugan on Enactment of Housing Legislation. News Release 2008-90 |
| Lending | 07/23/2008 | The Federal Reserve Board, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation recently issued updated host-state loan-to-deposit ratios that the banking agencies will use to determine compliance with section 109 of the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994 (Interstate Act). OCC 2008-18, Host-state loan-to-deposit ratios (PDF) |
| Lending | 07/16/2008 | The Office of the Comptroller of the Currency will host a conference on statistical analysis and modeling for fair lending risk assessment. Release 2008-82, Conference |
| Lending | 07/08/2008 | Comptroller of the Currency John C. Dugan issued a Forum on Mortgage Lending for Low- and Moderate-Income Households sponsored by the Federal Deposit Insurance Corporation (FDIC). News Release 2008-78 |
| Lending | 06/26/2008 | The Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency issued the host state loan-to-deposit ratios. News Release 2008-71, Loan-to-Deposit Ratios (PDF) |
| Lending | 06/12/2008 | The Office of the Comptroller of the Currency released its 14th annual Survey of Credit Underwriting Practices. News Release 2008-66 |
| Lending | 03/24/2008 | The Office of the Comptroller of the Currency issued a interim final rule to add a provision to its part 32 lending limits regulation that will address temporary funding arrangements in emergency situations. OCC Bulletin 2008-8, interim final rule (PDF), Comment |
| Lending | 03/03/2008 | The Office of the Comptroller of the Currency issued a statement regarding the reporting of securitized subprime adjustable rate residential mortgages. News Release 2008-27 |
| Lending | 02/29/2008 | The Office of the Comptroller of the Currency is requiring large national banks that service mortgages to provide comprehensive mortgage data on a monthly basis. News Release 2008-24 |
| Lending | 01/28/2008 | Home Mortgage Disclosure Act. OCC 2008-1, Final Rule, (PDF) Comment |
| Lending | 07/03/2007 | The Office of the Comptroller of the Currency published in the Federal Register the attached interim final rule amending 12 CFR 32, which governs lending limits. OCC Bulletin 2007-22 |
| Lending | 02/16/2006 | Comptroller of the Currency John C. Dugan issued the following statement following a meeting with representatives of the National Association of Realtors (NAR). NR 2006-20 |
| Lending | 01/25/2006 | The letter (PDF) applies the lending limit pilot program's special limit for loans secured by a first-lien security interest in 1-4 family residential real estate to two loans to the same borrower. The letter finds that the special limit is applicable to both loans as the loans are secured by liens second to no other lien holder. |
| Lending | 01/20/2006 | The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the Office of Thrift Supervision, and the National Credit Union Administration (agencies) are seeking comment on proposed guidance for concentrations in commercial real estate (CRE) lending and sound risk management practices. OCC Bulletin 2006-2, Guidance (PDF), Comment |
| Lending | 01/10/2006 | The federal bank and thrift regulatory agencies issued for comment proposed guidance on sound risk management practices for concentrations in commercial real estate lending. NR 2006-2, Guidance (PDF) |
| Lending | 11/30/2005 | The letter (PDF) applies lending limit combination rules to three credit programs contemplated by a national bank, in which the bank would make loans, or make or buy leases, to independent contractors. The letter finds that each of the programs results in loan combinations under the lending limit. In addition, the second program involves partial attribution of leases to the seller under the lending limit's third-party paper rule. |
| Other Banking Activities | 04/15/2011 | The Office of the Comptroller of the Currency participated in the annual Financial Literacy Day on Capitol Hill event to educate and support consumers of financial services. News Release 2011-51
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| Other Banking Activities | 12/01/2010 | Notice of Comptroller of the Currency fees for year 2011. OCC 2010-41
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| Other Banking Activities | 09/12/2010 | The U.S. federal banking agencies support the agreement reached at the September 12, 2010, meeting of the G-10 Governors and Heads of Supervision (GHOS). News Release 2010-107
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| Other Banking Activities | 12/15/2009 | The OCC launches financial literacy campaign in partnership with Univision Communications Inc. News Release 2009-157 |
| Other Banking Activities | 12/01/2009 | Notice of Comptroller of the Currency fees for year 2010. OCC 2009-34 |
| Other Banking Activities | 01/11/2006 | The Comptroller issues a statement "correcting a fundamental misunderstanding of the effect of three recent OCC interpretive letters dealing with the ability of banks to hold real estate used for the banks' business and to provide financing involving an indirect interest in real estate. These letters were not intended to expand, and do not expand, the authority of national banks to hold real estate. They also do not represent an erosion of the separation of banking and commerce. And they have nothing to do with real estate brokerage or preemption." NR 2006-3 |
| Other Banking Activities | 09/28/2005 | The letter (PDF) is regarding the proposed performance of escrow agent activities by the Bank. |
| Other Banking Activities | 02/15/2005 | The letter (PDF) approves, for the first time, national bank participation in a group self-insurance plan for workers' compensation claims. Please let me know if you have any questions. |
| Preemption | 05/19/2005 | Acting Comptroller of the Currency Julie L. Williams issues statement responding to New York Attorney General, Eliot Spitzer. NR 2005-52, Statement (PDF) |
| Preemption | 01/14/2005 | This letter advises counsel for the parties in a case pending in New Jersey state court that the OCC's real estate lending regulation and the National Bank Act do not preempt certain state laws when national banks purchase and hold loans as trustees for mortgage-backed securities. PDF |
| Regulations | 04/08/2011 | OCC appoints receiver for Western Springs National Bank and Trust. News Release 2011-45 |
| Regulations | 03/29/2011 | The OCC is providing guidance to national banks that offer common or collective investment funds (CIF) to certain eligible fiduciary and tax-exempt accounts. OCC Bulletin 2011-11 |
| Regulations | 02/11/2011 | OCC appoints receiver for Canyon National Bank, Palm Springs, CA. News Release 2011-17 |
| Regulations | 02/03/2011 | Agencies propose changes in reporting requirements for OTS-regulated Savings Associations and Savings and Loan Holding Companies. News Release 2011-11, Proposed Changes (PDF) |
| Regulations | 09/16/2010 | The Board of Governors of the Federal Reserve System published in the August 4, 2010, Federal Register its annual amendment to its Regulation Z Commentary related to the dollar amount that triggers requirements for certain home mortgage loans subject to 12 CFR 226.32. OCC Bulletin 2010-36, Final Rule (PDF) |
| Regulations | 09/09/2010 | The OCC is issuing examination procedures for the Real Estate Settlement Procedures Act (RESPA), which incorporate changes to the Department of Housing and Urban Development's (HUD) Regulation X. OCC Bulletin 2010-35, Real Estate Settlement Procedures (PDF) |
| Regulations | 03/19/2010 | OCC appoints receiver for American National Bank. News Release 2010-35 |
| Regulations | 01/21/2010 | The federal banking and thrift regulatory agencies announced the final risk-based capital rule related to the Financial Accounting Standards Board's adoption of Statements of Financial Accounting Standards Nos. 166 and 167. News Release 2010-6, Final Risk-Based Capital Rule (PDF 342KB) |
| Regulations | 01/08/2010 | Joint Forum Release of Review of the Differentiated Nature and Scope of Financial Regulation. News Release 2010-2, Review of the Differentiated Nature and Scope of Financial Regulation - Key Issues and Recommendations |
| Regulations | 12/17/2009 | The OCC and the U.S. federal banking supervisors, in consultation with Office of Foreign Assets Control and Financial Crimes Enforcement Network, have issued interagency guidance entitled "Transparency and Compliance for U.S. Banking Organizations Conducting Cross-Border Funds Transfers." OCC Bulletin 2009-36, Guidance (PDF 59KB), Paper |
| Regulations | 12/11/2009 | The OCC appoints receiver for Valley Capital Bank, National Association. News Release 2009-156 |
| Regulations | 12/11/2009 | OCC appoints receiver for Republic Federal Bank, N.A. News Release 2009-155 |
| Regulations | 12/01/2009 | The OCC appointed the Federal Deposit Insurance Corporation (FDIC) as receiver for Beach First National Bank, Myrtle Beach, South Carolina. News Release 2010-40 |
| Regulations | 11/20/2009 | The OCC and other federal regulators of financial services providers have issued uniform final rules amending their regulations to include a model privacy notice that institutions can use at their option to provide initial and annual privacy notices to their customers, as required by the Gramm-Leach-Bliley Act (GLBA). OCC Bulletin 2009-33, Final Rule (PDF) |
| Regulations | 11/12/2009 | The federal bank and thrift regulatory agencies announced they are reopening the comment period on proposed guidance on correspondent concentration risks, originally published on September 25. News Release 2009-139, Reopened the Comment Period (PDF), Originally Published on September 25 (PDF). Comments should be e-mailed to: regs.comments@occ.treas.gov. Please use the subject “docket number ID OTS-2009-0016” when e-mailing. |
| Regulations | 09/28/2009 | Request for comment: Proposed Interagency Guidance on Correspondent Concentration Risks. OCC 2009-31, Proposed Interagency Guidance, Comments should be e-mailed to: regs.comments@occ.treas.gov. Please use the subject “Proposed Interagency Guidance on Correspondent Concentration Risks” when e-mailing. |
| Regulations | 09/18/2009 | Regulatory Capital – FAS 166/167 and ABCP Conduits. OCC 2009-30, Proposed Rule (PDF), Comments should be e-mailed to: regs.comments@occ.treas.gov. Please use the subject “Regulatory Capital – FAS 166/167 and ABCP Conduits” when e-mailing. |
| Regulations | 07/20/2009 | The Federal Reserve Board, The Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation recently issued updated host-state loan-to-deposit ratios. OCC 2009-24, Ratios (PDF) |
| Regulations | 07/08/2009 | Agencies issue statement on California registered warrants. News Release 2009-81, Interagency Guidance (PDF) |
| Regulations | 06/17/2009 | Revision to FDIC Rule 12 CFR 360. OCC Bulletin 2009-19, Rule (PDF) |
| Regulations | 06/10/2009 | The OCC approves final rules and guidelines implementing accuracy and integrity provisions of the FACT Act. News Release 2009-64, Final Rules and Guidelines (PDF 4.3MB), Comments |
| Regulations | 06/09/2009 | S.A.F.E. Act Mortgage Loan originator registration requirements. OCC 2009-17, Joint Proposed Rule (PDF), Comments |
| Regulations | 05/27/2009 | The OCC published technical corrections in the Federal Register which become effective immediately regarding the following rules: Affiliate Marketing; Identity Theft Red Flags; and Address Discrepancies. OCC Bulletin 2009-16, Corrections |
| Regulations | 05/06/2009 | Federal regulatory officials issue joint statement on the Treasury Capital Assistance Program and the Supervisory Capital Assessment Program. News Release 2009-47 |
| Regulations | 12/01/2008 | The 2009 fee structure for national banks and federal branches and agencies. OCC Bulletin 2008-34 (PDF) |
| Regulations | 11/13/2008 | The federal bank, thrift and credit union regulatory agencies jointly issued for comment proposed Interagency Appraisal and Evaluation Guidelines that reaffirm supervisory expectations for sound real estate appraisal and evaluation practices. NR 2008-133, Interagency Appraisal and Evaluation (PDF), Guidelines (PDF) |
| Regulations | 09/30/2008 | Deduction of Goodwill net of associated deferred tax liability. OCC Bulletin 2008-25, Notice of Proposed Rulemaking (PDF), Comment |
| Regulations | 04/24/2008 | The Office of the Comptroller of the has issued a final rule to reduce unnecessary regulatory burden, update certain rules, and make certain technical, clarifying, and conforming changes to its regulations. OCC 2008-11, Final rule, NR 2008-47, Comments |
| Regulations | 11/14/2007 | The federal financial institution regulatory agencies and the Federal Trade Commission (agencies) are issuing a final rulemaking titled "Identity Theft Red Flags and Address Discrepancies" OCC Bulletin 2007-45, Final Rulemaking (PDF) |
| Regulations | 09/21/2007 | Final Rules On Expanded Examination Cycle for Certain Institutions. News Release 2007-99, Comment |
| Regulations | 09/19/2007 | Request Comment On Proposed Statement of Best Practices On Garnishment Orders of Exempt Federal Benefit Funds. News Release 2007-97, Comment |
| Regulations | 07/12/2007 | The Office of the Comptroller of the Currency (OCC) is proposing to revise its rules in order to reduce unnecessary regulatory burden, to update certain rules, and to make certain technical, clarifying, and conforming changes to its regulations. OCC 2007-23, Proposed Rule |
| Regulations | 07/11/2007 | The federal bank and thrift regulatory agencies have requested public comment on a series of new and revised interagency questions and answers on CRA NR 2007-70, Comment |
| Regulations | 07/03/2007 | The OCC has issued a proposed rule in the Federal Register to reduce unnecessary regulatory burden and update and change various OCC regulations. NR 2007-67, Comment |
| Regulations | 04/03/2007 | Federal regulators have requested public comment on proposed interim rules expanding the range of small institutions eligible for an extended 18-month on-site examination cycle. NR 2007-32, Proposed Interim Rule, Comment |
| Regulations | 07/27/2006 | The federal financial institution regulatory agencies and the Federal Trade Commission (agencies) are soliciting comments on the attached Notice of Proposed Rulemaking (NPRM) titled "Identity Theft Red Flags and Address Discrepancies" that was published in the Federal Register on July 18, 2006. NR 2006-81, Notice of Proposed Rulemaking (PDF 786KB), Comments |
| Regulations | 04/13/2006 | Fair and Accurate Credit Transactions Act, Section 312: Advance Notice of Proposed Rulemaking. OCC 2006-18, Proposed Rule |
| Regulations | 03/01/2006 | First Senior Deputy Comptroller and Chief Counsel, Julie L. Williams, of the Office of the Comptroller of the Currency, testified before the Senate Banking Committee on the subject of regulatory relief. NR 2006-25, Statement (PDF), Testimony (PDF 238KB) |
| Regulations | 06/06/2005 | The federal bank, thrift, and credit union regulatory agencies issued interim final rules under the Fair Credit Reporting Act (FCRA) that create exceptions to the statutory prohibition against obtaining or using medical information in connection with credit eligibility determinations. NR 2005-55, Final Rule (PDF) |
| Regulations | 05/17/2005 | Acting Comptroller of the Currency, Julie L. Williams, released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of April 15, 2004 through May 14, 2005. NR 2005-51, CRA |
| Research & Reference | 09/25/2007 | Shared National Credit Results Reflect Large Increase In Credit Commitment Volume and Satisfactory Credit Quality. News Release 2007-102 |
| Research & Reference | 01/28/2005 | Banking Agencies Announce Implementation of Web-Based Central Data Repository for Bank Financial Data - News Release 2005-8 |
| Risk Management | 03/22/2010 | Interagency policy statement on funding and liquidity risk management issued. OCC Bulletin 2010-13, Statement (PDF 102KB) |
| Risk Management | 03/17/2010 | The federal banking agencies, in conjunction with the Conference of State Bank Supervisors (CSBS), released a policy statement on their expectations for sound funding and liquidity risk management practices. News Release 2010-27, Policy Statement (PDF 713KB) |
| Risk Management | 03/02/2010 | Risk weight for FDIC claims and guarantees. OCC Bulletin 2010-10 |
| Risk Management | 01/07/2010 | The Federal Financial Institutions Examination Council (FFIEC) released an advisory reminding institutions of supervisory expectations for sound practices to manage interest rate risk (IRR). News Release 2010-1, Advisory (PDF 71KB) |
| Risk Management | 09/29/2009 | Joint Forum final release of a Report on Special Purpose Entities. News Release 2009-116, Report on Special Purpose Entities |
| Risk Management | 01/14/2009 | The Federal Financial Institutions Examination Council has issued guidance to a, "Risk Management of Remote Deposit Capture" (RDC). OCC Bulletin 2009-4, Guidance (PDF) |
| Risk Management | 06/11/2008 | The Comptroller of the Currency John C. Dugan unveils a new OCC Mortgage Metrics Report. Release 2008-65, Speech (PDF), OCC Mortgage Metrics Report (PDF) |
| Securities Activities | 04/27/2005 | This letter (PDF) concludes that the bank's proposed securities conduit lending services are legally permissible for a national bank. The bank proposes to act in the capacity of a "conduit lender" to provide additional return enhancements to its securities lending customers. |
| Securities Activities | 10/29/2007 | The Securities and Exchange Commission (SEC) and the Board of Governors of the Federal Reserve System (Board) jointly issued final rules that define the extent to which securities brokerage activities of banks are subject to SEC regulation. OCC Bulletin 2007-42, Final Rule (PDF 750KB), Rule Exemptions (PDF 153KB), Comments |
| Securities Activities | 01/10/2005 | This letter (PDF)concludes that it is legally permissible for national banks to become members of the Government Securities Division of the Fixed Income Clearing Corporation and participate in its loss allocation system. |
| Speeches and Testimony | 04/14/2011 | OCC Chief Counsel testifies on risk retention. News Release 2011-50, Testimony (PDF), Oral Statement (PDF) |
| Speeches and Testimony | 04/14/2011 | OCC Senior Deputy Comptroller testifies on FSOC. News Release 2011-48, Testimony (PDF), Oral Statement (PDF) |
| Speeches and Testimony | 03/29/2011 | Acting Comptroller Walsh’s made a statement on the proposed rulemaking on Credit Risk Retention requirements. News Release 2011-34, statement (PDF), proposed rule (PDF), See also News Release 2011-33 |
| Speeches and Testimony | 02/23/2011 | Acting Comptroller of the Currency John G. Walsh issued the following statement in recognition of America Saves Week, February 20 – 26, 2011. News Release 2011-21 |
| Speeches and Testimony | 02/17/2011 | Acting Comptroller John Walsh testified before the Senate Banking Committee on the initiatives the OCC has undertaken to implement the Dodd-Frank Wall Street Reform and Consumer Protection Act. Oral Statement (PDF), Written Testimony (PDF) |
| Speeches and Testimony | 01/28/2011 | Acting Comptroller of the Currency John Walsh issued the following statement recognizing Earned Income Tax Credit (EITC) Awareness Day. News Release 2011-8 |
| Speeches and Testimony | 01/19/2011 | Acting Comptroller of the Currency John Walsh addressed Washington, D.C.’s, Exchequer Club on the intersection of three key issues that will arise in implementing the two most significant policy initiatives completed during 2010 – Dodd-Frank and the Basel III capital framework. Speech (PDF) |
| Speeches and Testimony | 12/02/2010 | Chief Counsel, Julie L Williams testifies on foreclosure processes. News Release 2010-137, Testimony (PDF), Statement (PDF) |
| Speeches and Testimony | 10/18/2010 | Acting Comptroller Walsh's speech before the ABA Government Relations Council at the ABA Convention. Speech |
| Speeches and Testimony | 09/30/2010 | Acting Comptroller John Walsh testified before the Senate Committee on Banking, Housing and Urban Affairs about our progress on implementing the Dodd-Frank Wall Street Reform and Consumer Protection Act. News Release 2010-119, Testimony (PDF 99KB), Oral Statement (PDF 26KB) |
| Speeches and Testimony | 09/15/2010 | Chief Counsel Julie L. Williams discussed covered bonds in testimony before the Senate Committee on Banking, Housing, and Urban Affairs. News Release 2010-109, Oral Statement (PDF 23KB), Written Testimony (PDF 62KB)
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| Speeches and Testimony | 09/14/2010 | Senior Deputy Comptroller speaks to professional Accountants about refocusing on banking fundamentals. News Release 2010-108, Speech (PDF 65KB)
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| Speeches and Testimony | 03/19/2010 | Comptroller of the Currency John C. Dugan's speech before the Independent Community Bankers Association. Speech (PDF 205KB) |
| Speeches and Testimony | 03/01/2010 | Comptroller of the Currency John C. Dugan said that the central challenge for bank regulators over the coming year will be to strike the right balance between capital and credit availability. News Release 2010-26, Remarks (PDF 41KB) |
| Speeches and Testimony | 01/21/2010 | Senior Deputy Comptroller Jennifer C. Kelly testifies on the Supervision of National Banks. News Release 2010-7, Written (PDF 23KB), Oral (PDF 42KB) |
| Speeches and Testimony | 01/12/2010 | Comptroller of the Currency John C. Dugan discussed an Advance Notice of Proposed Rulemaking on Executive Compensation at a meeting of the Federal Deposit Insurance Corporation's Board of Directors. News Release 2010-3, Statement (PDF 18KB) |
| Speeches and Testimony | 12/15/2009 | Statement of Comptroller Dugan on the FDIC's Advance Notice of Proposed Rulemaking (ANPR) on Securitizations. News Release 2009-158, Statement (PDF 31KB) |
| Speeches and Testimony | 12/08/2009 | Senior Deputy Comptroller testifies on the State of Loan Modifications. News Release 2009-153, Testimony (PDF 147KB), Statement (PDF 34KB) |
| Speeches and Testimony | 11/30/2009 | OCC Deputy Comptroller testifies on responsible lending. News Release 2009-149, Testimony (PDF) |
| Speeches and Testimony | 11/12/2009 | Statement of Comptroller of the Currency John C. Dugan following tour of San Francisco Small Businesses. News Release 2009-138 |
| Speeches and Testimony | 11/05/2009 | The Office of the Comptroller of the Currency's Chief of Staff and Public Affairs John G. Walsh delivered remarks before attendees of the National Community Investment Fund's Annual Development Banking Conference in Chicago. News Release 2009-136, Remarks (PDF) |
| Speeches and Testimony | 10/29/2009 | Comptroller of the Currency John C. Dugan testified before the House Financial Services Committee on the Discussion draft of the Financial Stability and Improvement Act. News Release 2009-127, Oral Statement (PDF), Written Statement (PDF) |
| Speeches and Testimony | 10/14/2009 | Comptroller of the Currency John C. Dugan’s testimony on the current condition of the national banking system before the senate subcommittee on financial institutions. Testimony (PDF) |
| Speeches and Testimony | 10/14/2009 | Comptroller of the Currency John C. Dugan tells senate panel that national banks have capacity to withstand declining asset quality. Release 2009-120, Oral Statement (PDF), Written Statement (PDF) |
| Speeches and Testimony | 09/29/2009 | Comptroller of the Currency John C. Dugan's statement at a meeting of the FDIC on a set of proposals that would raise funds for liquidity needs through a prepaid assessment. News Release 2009-117 |
| Speeches and Testimony | 09/23/2009 | Comptroller of the Currency John C. Dugan testifies on Regulatory Reform. New Release 2009-110, Statement |
| Speeches and Testimony | 08/26/2009 | Comptroller of the Currency John Dugan described the interagency efforts to encourage community reinvestment and help banks meet their community development goals. News Release 2009-98, Remarks |
| Speeches and Testimony | 08/06/2009 | OCC issues a statement in support of responsible loss mitigation activities aimed at preserving homeownership. News Release 2009-92, Statement |
| Speeches and Testimony | 08/04/2009 | Comptroller of the Currency John Dugan testified before the Senate Committee on Banking, Housing, and Urban Affairs on the administration's proposal for financial regulatory restructuring. News Release 2009-90, Final Decision (PDF) |
| Speeches and Testimony | 07/24/2009 | Comptroller of the Currency John Dugan expresses support and concerns to Congress on regulatory reform plan and proposed Consumer Financial Protection Agency. News Release 2009-88, Testimony (PDF) |
| Speeches and Testimony | 06/29/2009 | Comptroller of the Currency John L. Dugan issues a statement on the Supreme Court decision in Cuomo v. Clearing House Association News Release 2009-75 |
| Speeches and Testimony | 06/29/2009 | OCC Deputy Comptroller for Compliance Policy testifies before Senate Special Committee on Aging. News Release 2009-74, Statement (PDF), Testimony (PDF) |
| Speeches and Testimony | 06/18/2009 | OCC's Chief of Staff addresses the National Association of Real Estate Editors. News Release 2009-67, Speech (PDF) |
| Speeches and Testimony | 06/08/2009 | Comptroller of the Currency John C. Dugan urges more consumer protections for reverse mortgages. News Release 2009-61, Remarks (PDF) |
| Speeches and Testimony | 05/27/2009 | Statement of Comptroller of the Currency John C. Dugan following a tour of West and South Dallas. News Release 2009-56 |
| Speeches and Testimony | 05/22/2009 | Comptroller of the Currency John C. Dugan's statement at the Federal Deposit Insurance Corporation meeting about a Final Rule on the Special Assessment. News Release 2009-54 |
| Speeches and Testimony | 05/07/2009 | Comptroller of the Currency John C. Dugan issued the following statement on the results of the Supervisory Capital Assessment Program (SCAP). News Release 2009-48 |
| Speeches and Testimony | 03/20/2009 | Comptroller of the Currency testifies on Enforcement Authority. News Release 2009-26, Testimony (PDF) |
| Speeches and Testimony | 03/20/2009 | OCC Deputy Comptroller for Community Affairs addresses the United States Commission on Civil Rights. News Release 2009-25, Statement (PDF) |
| Speeches and Testimony | 03/19/2009 | Comptroller of the Currency testifies on Financial Regulatory Reform. News Release 2009-24, Testimony (PDF), Oral Statement (PDF) |
| Speeches and Testimony | 03/18/2009 | OCC Senior Deputy Comptroller and Chief National Bank Examiner testifies on Risk Management. News Release 2009-23, Oral Statement (PDF), Written Testimony (PDF) |
| Speeches and Testimony | 03/12/2009 | OCC Deputy Comptroller testifies on Mark-to-Market Accounting. News Release 2009-22, Oral Statement (PDF), Written Testimony (PDF) |
| Speeches and Testimony | 02/10/2009 | Statement of Comptroller of the Currency John C. Dugan on the Administrations Financial Stability Plan. Release 2009-8 |
| Speeches and Testimony | 10/16/2008 | OCC Deputy Comptroller for International Banking Supervision addresses the International Association of Insurance Supervisors NR 2008-122. Speech (PDF) |
| Speeches and Testimony | 09/10/2008 | Comptroller of the Currency John C. Dugan said that the present turmoil in credit markets should not distract bankers and lenders from the important priority of fair lending. NR 2008-103. Speech (PDF) |
| Speeches and Testimony | 07/30/2008 | Statement of Comptroller of the Currency John C. Dugan on Enactment of Housing Legislation. NR 2008-92 |
| Speeches and Testimony | 07/28/2008 | Comptroller of the Currency John C. Dugan made the following statement at a press conference on mortgage finance sponsored by the Department of Treasury. NR 2008-90 |
| Speeches and Testimony | 07/07/2008 | Comptroller Dugan Tells OCC Examiners that Agency Must Continue to Focus on Consumer Compliance. Release 2008-76, Remarks (PDF) |
| Speeches and Testimony | 06/05/2008 | Comptroller of the Currency John C. Dugan updated today the Committee on recent events in the financial markets and the condition of the national banking system. Release 2008-63, Oral Statement (PDF), Written Testimony (PDF) |
| Speeches and Testimony | 05/22/2008 | Comptroller Dugan tells lenders that unprecedented home equity loan loss. Release 2008-58, Speech (PDF) |
| Speeches and Testimony | 04/17/2008 | The Chief Counsel and First Senior Deputy Comptroller Julie L. Williams testified before the House Committee on Financial Services about the OCC's views on H.R. 5244, the Credit Cardholders' Bill of Rights of 2008. NR 2008-45, Speech (PDF), Testimony(PDF) |
| Speeches and Testimony | 04/09/2008 | The Comptroller of the Currency, John C. Dugan testified before the House Financial Services Committee on the draft FHA Housing Stabilization and Homeownership Retention Act of 2008. NR 2008-38, Testimony (PDF), Statement (PDF) |
| Speeches and Testimony | 03/04/2008 | Comptroller of the Currency John C. Dugan told a Senate Committee that while the banking system is fundamentally sound, it is being tested by large and unprecedented credit market disruptions plus the slowdown in the economy. News Release 2008-28, Summary, Testimony (PDF) |
| Speeches and Testimony | 03/03/2008 | Comptroller of the Currency John C. Dugan said that many national banks in the United States have indicated they will take advantage of the flexibility provided by the 36-month window for Basel II implementation provided in the final U.S. rule. NR 2008-26, Speech (PDF), Summary |
| Speeches and Testimony | 02/14/2008 | Comptroller of the Currency John C. Dugan issued the following statement responding to comments from New York Governor Eliot Spitzer. NR 2008-16 |
| Speeches and Testimony | 02/13/2008 | Deputy Comptroller for Compliance Policy Ann F. Jaedicke discussed the Community Reinvestment Act in testimony before the House Committee on Financial Services. NR 2008-15, Statement (PDF), Testimony (PDF) |
| Speeches and Testimony | 02/12/2008 | Comptroller Dugan Urges Action to Help Communities Suffering from Effects of Mortgage Foreclosure Crisis NR 2008-14, Speech (PDF) |
| Speeches and Testimony | 01/31/2008 | Comptroller of the Currency addressed the Florida Bankers Association in Miami. NR 2008-9 |
| Speeches and Testimony | 12/06/2007 | Comptroller of the Currency John C. Dugan issued the following statement at the Department of the Treasury press conference announcing a plan to assist a key segment of subprime borrowers to modify their mortgages and avoid foreclosures. NR 2007-132 |
| Speeches and Testimony | 12/06/2007 | Comptroller Dugan testifies on accelerating loan modifications to help troubled borrowers. NR 2007-131, Statement (PDF), Summary |
| Speeches and Testimony | 10/30/2007 | OCC Chief of Staff Testifies Before House Oversight and Investigations Subcommittee. NR 2007-121, Testimony (PDF), Summary (PDF) |
| Speeches and Testimony | 09/24/2007 | Comptroller of the Currency John C. Dugan said that consumers should be given the opportunity to "opt out" of certain credit card rate increases and be given the alternative of paying off the card balance at the old rate. NR 2007-104 |
| Speeches and Testimony | 09/20/2007 | OCC First Senior Deputy Comptroller and Chief Counsel Testifies Before Senate Committee About the Hardships Created By Garnishment of Federal Benefits. NR 2007-98 |
| Speeches and Testimony | 09/05/2007 | Comptroller of the Currency John C. Dugan told a House committee that despite challenging conditions in mortgage and credit markets, the national banking system remains safe and sound. NR 2007-93, Testimony (PDF) |
| Speeches and Testimony | 07/11/2007 | Chief Counsel and First Senior Deputy Comptroller Julie L. Williams discussed the Supreme Court's decision in Watters v. Wachovia Bank in a speech to the New York Bankers Association. NR 2007-72 |
| Speeches and Testimony | 07/11/2007 | Comptroller of the Currency John C. Dugan issued the following statement addressing interagency questions and answers on the Community Reinvestment Act. NR 2007-71 |
| Speeches and Testimony | 06/07/2007 | Comptroller John C. Dugan, testified before the House Subcommittee on Financial Services and Consumer Credit, chaired by Congresswoman Maloney, on the effectiveness of credit card disclosures and related issues. NR 2007-54, Testimony (PDF) |
| Speeches and Testimony | 04/17/2007 | Watters vs. Wachovia Bank case, the Supreme Court held that federal preemption standards applicable to national banks extend to activities conducted through their operating subsidiaries. NR 2007-40, Supreme Court Decision (PDF) |
| Speeches and Testimony | 09/27/2006 | First Senior Deputy Comptroller and Chief Counsel Julie L. Williams discussed three interpretive letters issued by the OCC in December 2005 in testimony before the Subcommittee on Government Management, Finance, and Accountability of the House Committee on Government Reform. NR 2006-105, Statement (PDF), Testimony (PDF) |
| Speeches & Testimonies | 09/26/2006 | Comptroller Dugan Tells Senate Panel that Basel II Capital Framework Will Substantially Improve Large Bank Risk Management and Controls NR 2006-104, Testimony (PDF), Statement (PDF) |
| Speeches and Testimony | 09/26/2005 | Comptroller of the Currency John C. Dugan said in a speech that both consumers and banks have benefited from the long fight to shed outdated laws and regulations, and he expressed pride in the role he played in those efforts. NR-2005-95, Remarks (PDF) |
| Speeches and Testimony | 09/23/2005 | Chief Counsel and First Deputy Comptroller Julie L. Williams testified before House Committee on Financial Services on Regulatory Relief and support to Katrina Recovery Efforts. Statement (PDF), Testimony (PDF) |
| Speeches and Testimony | 07/14/2005 | Acting Comptroller of the Currency, Julie L. Williams noted recent developments in federal/state jurisdiction over national banks and discussed how those developments relate to the history and characteristics of the national banking system and the bank supervisory process. NR 2005-68 |
| Speeches and Testimony | 06/21/2005 | Acting Comptroller of the Currency, Julie L. Williams Supports Regulatory Burden Relief Legislation; Urges New Approach to Consumer Disclosure Requirements to Reduce Regulatory Burden and Deliver Information Consumers Understand. NR 2005-60, Statement (PDF) |
| Speeches and Testimony | 06/09/2005 | Acting Comptroller of the Currency, Julie L. Williams, told a House subcommittee "that consumer disclosure requirements present an opportunity to reduce regulatory burden while improving the quality of information provided to consumers". NR 2005-57, Statement (PDF) |
| Speeches and Testimony | 05/27/2005 | Acting Comptroller of the Currency, Julie L. Williams spoke before an OCC Bankers Outreach Meeting Chicago, Illinois on the eve of the Memorial Day weekend, a traditional time to count the blessings of our free society and pay tribute to those who fought to preserve and protect it. NR 2005-53, Remarks (PDF) |
| Speeches and Testimony | 03/11/2005 | Acting Comptroller of Currency Julie L. Williams addressed the Independent Community Bankers of America San Antonio, Texas about Bankers Regulatory Burden Relief of how it should be a national priority. NR 2005-29, Speech (PDF) |
