Alert 2006-31| June 15, 2006
Counterfeit Cashier's Checks: Counterfeit Cashier’s Checks Drawn on National Bank of Blacksburg, Blacksburg, Virginia
Chief Executive Officers of All National Banks; All State Banking Authorities; Chairman, Board of Governors of the Federal Reserve System; Chairman, Federal Deposit Insurance Corporation; Director, Office of Thrift Supervision; Conference of State Bank Supervisors; Deputy Comptrollers (districts); Assistant Deputy Comptrollers; District Counsel; and All Examining Personnel
The above-named bank has reported that counterfeit cashier’s checks issued in the bank’s name and using a correct routing number of 051403122 are being presented for payment nationwide in connection with a lottery scam.
The counterfeit items can be identified by the following: printed on standard check stock paper, which is light blue in color. The top and bottom portions of the instrument include a sponge-patterned background, while the center of the check contains a small circular-patterned background. The lettering is dark blue in color with a varying shade used for the words, “Remitter,” and “CASHIER’S CHECK.” The bank’s logo of “NBB” is located in the top-left corner followed by “The National Bank, 100 South Main Street, Blacksburg, Virginia 24082.” The bank’s slogan “For a future you can bank on…, Bank On Us!” is printed to the right of the logo. The remitter line follows the address in the upper-left section of the check, and the words, “CASHIER’S CHECK,” are printed in the top-center portion of the instrument. The statement, “THIS CHECK IS VOID WITHOUT A COLORED BORDER AND BACKGROUND PLUS A KNIGHT & FINGERPRINT WATERMARK ON THE BACK – HOLD AT ANGLE TO VIEW,” is contained within the top border of the check. The numerical check amount section contains a line for the dollar amount, the words “Banking Center: South Main, VA” are printed in the lower-left corner of the check followed by the word, “MEMO.” The statement, “VOID AFTER 90 DAYS,” can be viewed below the signature line, and the statement, “SIGNATURE AREA CONTAINS A KNIGHT & FINGERPRINT CHECK WORDING,” appears in the lower-right corner. All checks presented to date have been made payable in the amount of $3,900.00, are dated 05/16/2006 and 05/23/2006, contain a remitter name of “BARCLAY FINANCIAL,” contain check serial numbers beginning with the series 413157***, and are drawn on an incorrect account number of 632635. The counterfeit items have been mailed to potential victims accompanied by letters referencing the Ontario Gaming Corporation.
Authentic cashier’s checks are gray in color, with a sponge-patterned background. All lettering is printed in black, while the check number is printed in red. A gold foil strip is located along the top border of the instrument. The bank’s logo of “NBB” is located in the upper-left corner followed by the bank’s name of “The National Bank of Blacksburg, Blacksburg, VA.” The numerical check amount area contains a box for the dollar amount, and a security statement is printed directly beneath the written payment amount line. The remitter line is located in the lower-left portion of the instrument followed by the words, “CASHIER’S CHECK.” The words, “AUTHORIZED SIGNATURE,” are located above the signature line in the lower-right corner of the check, and a security statement is printed along the right border with a padlock logo.
For additional information and guidance or to verify the authenticity of The National Bank of Blacksburg’s checks, please contact Shelby M. Evans, Corporate Auditor/Compliance Officer, National Bankshares Inc., PO Box 90002, Blacksburg, VA 24060-9002, by telephone at (540) 951-6275, by fax at (540) 951-6278, or via email at [firstname.lastname@example.org].
Additional information concerning this matter that you believe should be brought to the attention of the OCC may be forwarded to:
Mail: Office of the Comptroller of the Currency
Special Supervision Division, MS 6-4
250 E Street, SW, Washington, DC 20219
Fax: (202) 874-5214
For additional information regarding other types of financial fraud, please visit the OCC's anti-fraud resource page.
Daniel P. Stipano
Deputy Chief Counsel