April 2008

Guide to the National Banking System

This publication is a part of:

Collection: Comptroller’s Licensing Manual


This guide provides an overview of the national banking system, its regulation, and the Office of the Comptroller of the Currency (OCC). Specifically, it:

  • Provides background on the national banking system.
  • Provides an overview of the OCC's organization, including its mission, structure, and staff.
  • Discusses the value and approach of OCC supervision.
  • Outlines the OCC's corporate application process and discusses permissible banking activities for national banks.
  • Discusses the OCC's supervision philosophy and its examination process.
  • Shows how the OCC uses checks and balances to ensure equitable, quality supervision.
  • Includes OCC contacts, additional OCC publications, and other resources.