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CRA Performance Evaluations: July 2016

Charter# Bank Name City State Eval Date Rating Examination
703776 Second FS & LA of Philadelphia Philadelphia PA 9/14/2015 Substantial Non-
compliance
Small Bank
705798 CharterBank West Point GA 1/4/2016 Satisfactory Small Bank
701997 Clifton Savings Bank Clifton NJ 2/16/2016 Satisfactory Intermediate Small Bank
705608 F&M Bank and Trust Company Hannibal MO 2/23/2016 Satisfactory Small Bank
703781 Windsor FS & LA Windsor CT 3/7/2016 Satisfactory Intermediate Small Bank
715846 Nordstrom fsb Scottsdale AZ 9/28/2015 Outstanding Limited Purpose Bank
704115 Astoria Bank Long Island City NY 12/3/2012 Satisfactory Large Bank
16579 First National Bank Hamilton AL 4/11/2016 Outstanding Small Bank
2360 LCNB National Bank Lebanon OH 3/7/2016 Satisfactory Intermediate Small Bank
9610 Mountain Valley Bank, National Association Elkins WV 4/4/2016 Outstanding Small Bank
14109 National Bank of Commerce Superior WI 3/7/2016 Outstanding Intermediate Small Bank
14371 Commercial Bank of Texas, National Association Nacogdoches TX 5/9/2016 Satisfactory Intermediate Small Bank
24 U.S. Bank National Association Cincinnati OH 3/31/2012 Satisfactory Large Bank
5052 First National Bank & Trust Company of McAlester McAlester OK 4/25/2016 Satisfactory Intermediate Small Bank
3806 The First N. B. & Trust Co. of Iron Mountain Iron Mountain MI 3/14/2016 Satisfactory Intermediate Small Bank
24604 Dakota Community Bank & Trust, NA Hebron ND 3/7/2016 Satisfactory Intermediate Small Bank
15482 Relyance Bank, National Association Pine Bluff AR 4/4/2016 Satisfactory Intermediate Small Bank
12739 The First National Bank of Evant Evant TX 5/2/2016 Satisfactory Small Bank
703691 Heritage Bank of St. Tammany Covington LA 3/28/2016 Satisfactory Small Bank
700133 Fifth District Savings Bank New Orleans LA 4/18/2016 Satisfactory Intermediate Small Bank
23616 Virginia National Bank Charlottesville VA 4/18/2016 Satisfactory Intermediate Small Bank
12267 The Old Point National Bank of Phoebus Hampton VA 4/20/2016 Outstanding Intermediate Small Bank
9924 Powell Valley National Bank Jonesville VA 5/10/2016 Satisfactory Small Bank
24859 CornerStone Bank, National Association Lexington VA 5/9/2016 Satisfactory Small Bank
16076 Citizens National Bank Sevierville TN 3/29/2016 Satisfactory Intermediate Small Bank