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Harini Parthasarathy

Senior Financial Economist
Credit Risk Analysis Division

(202) 649-5550

Harini parthasarathy (small jpg)  

Harini Parthasarathy is a Senior Financial Economist in the Credit Risk Analysis Division within the Economics department of the Office of the Comptroller of the Currency (OCC).

Dr. Parthasarathy's research interests include a variety of topics within corporate finance and quantitative modeling. Her current research projects focus on management of syndicated loans to by banks, use of covenants and collateral in commercial loans to public and private firms, commercial real estate lending, credit risk modeling for forecasting probability of default, loss and exposure, and private equity.

At the OCC, in addition to research, Dr. Parthasarathy specializes in examining models used by the largest national banks for wholesale credit risk management, in the areas of underwriting, regulatory capital, and stress testing. She is also providing quantitative support for transition planning and policy development at OCC related to the proposed new allowance standards for credit loss known as CECL.

Before joining the OCC in 2008, Dr. Parthasarathy worked for the World Bank in corporate finance research. She has also worked in Mumbai, India, as a senior consultant with Corporate Finance Consulting Practice of Arthur Andersen and as a structured products specialist with ICICI Bank.

Dr. Parthasarathy holds a doctorate in business economics from Harvard University; a master’s degree in business administration from the Indian Institute of Management, Bangalore; and an undergraduate degree in electronics engineering from the Birla Institute of Technology and Science, Pilani.

  1. Barakova, Irina, Hasan, M. Nazmul and Parthasarathy, Harini (2014). "Role of Collateral and Covenants in Bank Monitoring and Loss Mitigation"
  2. Barakova, Irina and Harini Parthasarathy (2013). “Modeling Corporate EAD at Default 2013” SSRN Working Paper 2235218.
  3. Dahiya, Sandeep, Leora Klapper, Harini Parthasarathy and Dorothe Singer (2013). “The Role of Private Equity Investments in Public Firms: International Evidence” World Bank Policy Research Working Paper 6484.
  4. Barakova, Irina and Harini Parthasarathy (2012). “How Committed are Bank Corporate Line Commitments? SSRN Working Paper 2056998.
  5. Parthasarathy, Harini (2007). “Information Asymmetry and One-Stop Shopping for Lending and Equity Underwriting Services” Harvard University Dissertation Chapter.
  6. Parthasarathy, Harini (2007). “Underwriter retention after mergers between investment banks and commercial banks” Harvard University Dissertation Chapter.
  7. Parthasarathy, Harini (2007). “Universal Banking Deregulation and Firms Choices of Lender and Equity Underwriter” SSRN Working Paper 1051262.