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Interpretations and Actions: April 2019

Vol. 32, No. 4

Interpretive Letters

Letter No. Topic
1163 (PDF) No objection to a bank issuing unregistered shares of stock as part of a merger in reliance on the exemptions from registration in 12 CFR 16.5 and section 3(a)(10) of the Securities Act  04/05/2018
1164 (PDF) Applicability of the Bank Merger Act to the assumption of deposits related to corporate trust business being acquired  04/09/2019

Conditional Approvals

Letter No. Topic
1213 (PDF) Plan of Voluntary Liquidation by MWABank, Rock Island, Illinois  (Control Number:  2018 HQ Termination-306594), 03/05/2019

Community Reinvestment Act (CRA) Performance Evaluations

See OCC News Release 2019-36 announcing all CRA performance evaluations that became public from March 1, 2019 through March 31, 2019. A search of all public CRA evaluations can be done at

Final Enforcement Actions

See OCC News Release 2019-40 announcing the availability of enforcement actions. All final enforcement actions are searchable at

PLEASE NOTE: Interpretive Letters and No-Objection Letters reflect the views of the Office of the Comptroller of the Currency’s (OCC) legal staff. Corporate Decisions, CRA Decisions and Conditional Approvals are from the office of Licensing Activities. The Community Development Investment Letters are from the office of Community Affairs. The Supervisory Conditions Letters are from the Special Supervision Division. The list of CRA Ratings is from the Communications Division.

If you are unable retrieve the CRA evaluations or enforcement actions online, you can submit a request to obtain copies at the OCC’s online FOIA site, Please provide all identifying information when requesting documents. You may also contact the bank directly for copies of the CRA evaluations.

The OCC publishes INTERPRETATIONS AND ACTIONS monthly. Send suggestions, comments or questions to Jacqueline England, Disclosure Services, Communications Division, OCC, 400 7th Street, SW, Suite 3E-218, Washington, DC 20219.