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Interpretations and Actions: March 2019

Vol. 32, No. 3

Conditional Approvals

Letter No. Topic
1209 (PDF) Application by Wells Fargo Bank, National Association, Sioux Falls, South Dakota, to make a noncontrolling equity investment in a Delaware limited liability company that will be an association of several banks that is being formed to engage in certain anti-money laundering activities (Control Number 2018-LB-Subs&Equities-304583), 02/05/2019
1210 (PDF) Application to charter ADP Trust Company, National Association, Wilmington, Delaware, and Director Citizenship and Residency Waivers  (Control Numbers 2018-NE-Charter-305362, 2018-NE-Waiver-305438, and 2018-NE-Waiver-305439, 02/08/2019
1211 (PDF) Applications to merge Beneficial Bank, Philadelphia, Pennsylvania, with and into Wilmington Savings Fund Society, FSB, Wilmington, Delaware, and to make a capital distribution (Control Numbers 2018-NE-Combination-305597 and 2018-NE-Capital&Div-306129), 02/13/2019
1212 (PDF) Applications by Ameriprise National Trust Bank, Minneapolis, Minnesota, to convert to a Federal Stock Savings Bank and to establish a de novo branch office (Control Number 2018-HQ-Conversion-305945 and 2018-HQ-BranchNew-306650), 02/28/2019

Community Reinvestment Act (CRA) Performance Evaluations

See OCC News Release 2019-23 announcing all CRA performance evaluations that became public from February 1, 2019 through February 28, 2019. A search of all public CRA evaluations can be done at

Final Enforcement Actions

See OCC News Release 2019-25 announcing the availability of enforcement actions. All final enforcement actions are searchable at

PLEASE NOTE: Interpretive Letters and No-Objection Letters reflect the views of the Office of the Comptroller of the Currency’s (OCC) legal staff. Corporate Decisions, CRA Decisions and Conditional Approvals are from the office of Licensing Activities. The Community Development Investment Letters are from the office of Community Affairs. The Supervisory Conditions Letters are from the Special Supervision Division. The list of CRA Ratings is from the Communications Division.

If you are unable retrieve the CRA evaluations or enforcement actions online, you can submit a request to obtain copies at the OCC’s online FOIA site, Please provide all identifying information when requesting documents. You may also contact the bank directly for copies of the CRA evaluations.

The OCC publishes INTERPRETATIONS AND ACTIONS monthly. Send suggestions, comments or questions to Jacqueline England, Disclosure Services, Communications Division, OCC, 400 7th Street, SW, Suite 3E-218, Washington, DC 20219.