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An official website of the United States government

Retail Credit

Retail credit encompasses a wide range of consumer credit products and services offered by national banks including mortgage banking, residential lending, credit card products, processing credit and debit card transactions and loans.

Related News and Issuances

11/13/2023 NR 2023-122 Agencies Announce Dollar Thresholds for Smaller Loan Exemption from Appraisal Requirements for Higher-priced Mortgage Loans
09/27/2023 NR 2023-108 OCC Reports Mortgage Performance for Second Quarter of 2023
06/27/2023 NR 2023-68 OCC Reports Improvement in Mortgage Performance for First Quarter of 2023