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Credit risk is the primary financial risk in the banking system and exists in virtually all income-producing activities. How a bank selects and manages its credit risk is critically important to its performance over time. Identifying and rating credit risk is the essential first step in managing it effectively.
Rating Credit Risk (Comptroller's Handbook, April 2001) Covers credit risk management systems, risk ratings, and credit classification
Classifications of Securities: Uniform Agreement on the Classification of Securities (OCC 2004-25, June 2004) Covers how the federal financial regulatory agencies classify securities during examinations
Interagency Definition of Special Mention Assets (BB 1993-35, June 1993), Interagency Guidance Covers the definition of special mention assets as agreed to by the federal financial regulatory agencies
Shared National Credit (SNC) Report
Quarterly Report on Bank Trading and Derivatives Activities
Mortgage Metrics Report