An official website of the United States government
Share This Page:
For national banks, underwriting refers to the terms and conditions under which they extend or renew credit, such as financial and collateral requirements, repayment programs, maturities, pricing, and covenants.
Banks may tighten standards in response to economic conditions while still continuing to extend credit in commercial and retail loan products.
Real Estate Lending Standards (12 CFR 34.62) Prescribes standards for real estate lending to be used by national banks in adopting internal real estate lending policies
Survey of Credit Underwriting Practices Series of surveys that cover examiner assessments of credit underwriting standards at the largest national banks
Shared National Credit (SNC) Report
Quarterly Report on Bank Trading and Derivatives Activities
Mortgage Metrics Report