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OCC Bulletin 2021-52
October 28, 2021
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Chief Executive Officers of All National Banks, Federal Savings Associations, and Federal Branches and Agencies; Department and Division Heads; All Examining Personnel; and Other Interested Parties
The Office of the Comptroller of the Currency (OCC) today issued version 2.0 of the “Retail Lending” booklet of the Comptroller’s Handbook. This booklet discusses risks associated with retail lending and provides a framework for examiners’ evaluations of risk management activities.
With the issuance of this revised booklet, the following documents are rescinded:
The “Retail Lending” booklet applies to the OCC’s supervision of community banks1 engaged in retail lending.
The revised booklet
Please contact Steven Jones, Director for Retail Credit Risk, at (202) 649-6770.
Grovetta N. Gardineer
Senior Deputy Comptroller for Bank Supervision Policy
1 “Banks” refers collectively to national banks, federal savings associations, and federal branches and agencies of foreign banking organizations.