Economics Publications
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The Economics department is continually developing and contributing to the economics body of knowledge. For more information into a wide range of thought-provoking articles, published research, and working papers created by OCC's economists, explore the links below:
- Hamilton's Corner - Timely Insights and Observations from the OCC's Chief Economist, Charles Calomiris
- On Point - Economic and Policy Insights from the OCC
- Moments in History - Economic Insights from the History of the Federal Banking System
- OCC Working Papers – Banking Performance and Regulation
- OCC Working Papers – New Frontiers in Bank Risk Management
- Other Research Papers
- Economics Working Groups and Active Output
- Archived OCC Economics Working Papers
Hamilton's Corner - Timely Insights and Observations from the OCC's Chief Economist, Charles Calomiris
| Publication Date | Title | Version |
|---|---|---|
| 01/14/2021 | Will Fractional-Reserve Stablecoin Banking Replace Bitcoin and Some Traditional Banking Payments? | January 2021 |
| 01/13/2021 | What Drove Five Decades of Big Changes in Banking? | January 2021 |
| 01/11/2021 | Two Heads Are Better Than One: The Neglected Usefulness of Market Information for Bank Supervision and Regulation | January 2021 |
| 01/07/2021 | The Value of 'Soft' Supervisory Information | January 2021 |
| 12/26/2020 | The Founding of the Federal Banking System as a Commitment to Fair Access | December 2020 |
| 12/21/2020 | What's Wrong With 'Social Responsibility'? | December 2020 |
| 12/07/2020 | Value Creation from the National Bank Examination | December 2020 |
| 12/07/2020 | Chartering Fintechs as National Banks | December 2020 |
On Point - Economic and Policy Insights from the OCC
| Publication Date | Title | Version |
|---|---|---|
| 01/06/2021 | Inflation, Further Surge in Bank Assets Unlikely | January 2021 |
| 12/07/2020 | Pandemic Provisioning Reflects Economic Stress | December 2020 |
| 12/07/2020 | The Geography of Pandemic Stress and PPP Lending | December 2020 |
Moments in History - Economic Insights from the History of the Federal Banking System
| Publication Date | Title | Version |
|---|---|---|
| 12/07/2020 | The Evolution of Bank Chartering | December 2020 |
| 12/03/2020 | Value Creation From the National Bank Charter: Historical Reflections on the Complementarity of Examinations and Market Discipline | December 2020 |
OCC Working Papers - Banking Performance and Regulation
| Publication Date | Title | Version |
|---|---|---|
| 01/06/2021 | CAMELS Ratings and Their Information Content | January 2021 |
| 12/02/2020 | Chartering the FinTech Future | December 2020 |
| 08/02/2020 | Hurricanes and Residential Mortgage Loan Performance | August 2020 |
| 06/30/2020 | A Puzzle in the Relation Between Risk and Pricing of Long-Term Auto Loans | June 2020 |
| 02/06/2020 | Profits, Credit Spreads, and Fragility of Banks | February 2020 |
OCC Working Papers - New Frontiers in Bank Risk Management
| Publication Date | Title | Version |
|---|---|---|
| 10/21/2020 | Estimating Conditional Mortgage Delinquency Transition Matrices | October 2020 |
| 05/11/2020 | Modeling Loss Given Default Regressions | May 2020 |
Archived OCC Economics Working Papers
Access a collection of archived OCC Working Papers from 1993-2016